Sentences with phrase «good credit history»

These limits are set in place to keep consumers from borrowing way too much; those with good credit history get better (higher) credit limits.
You may not know the importance of building good credit history until you need it.
If you maintain good credit history by paying on time and using your card responsibly, you could be eligible for an account without a security deposit.
With a high risk mortgage loan, consider refinancing after establishing good credit history for three years.
The length of good credit history accounts for 15 % of your credit score.
You need good credit history to get a traditional loan.
This is a card that requires excellent or good credit history in order to be approved.
If you're hoping to buy your first home this year, establish good credit history by acquiring a standard credit card.
This move requires good credit history because lenders are not going to trust a borrower with a bad history of making debt payments.
It's also a good option if you have less than stellar credit and need time to build up good credit history while renting.
Many folks think that landing a home mortgage — admittedly a large loan — is dependent on having a very good credit history.
Better credit history means less risk and lower mortgage rates.
You'll find that a clean driving record and good credit history go a long way.
Even folks with good credit histories keep their fingers crossed when applying for various types of home loans because of the tight qualifications.
Many companies use good credit history to offer you a discount or as one of the factors in deciding to sell a policy to new customers.
So, before you apply for mortgage loan, you should ensure that you have enough good credit history.
Responsible consumers with good credit histories stand a better chance of receiving a lower interest rate when they contact the credit card company.
Higher scores illustrate consistently good credit histories, including on - time payments, low credit use and long credit history.
However, after graduation, many borrowers have much better credit histories, which could qualify you for a lower interest rate on your loan.
Eventually people will be more interested in your recent good credit history and they will not focus on the problems that you had in the past.
But the challenge is, how exactly can you go about building good credit history especially when you don't have any credit card?
I think I am using credit cards a lot and I have a really good credit history / score.
Good credit history attracts other forms of businesses as well, not just insurance companies.
Maintaining good credit history is the key to saving your credit after a divorce.
For people with good credit histories and a strong overall credit profile, the rates can be very competitive, fees are relatively low, and the process can be simple and efficient.
This is also a good time to open a credit card account to start establishing good credit history.
Any hit you take for closing the account will be wiped away with a year of good credit history.
Smaller down payments require better credit histories and larger incomes.
There are cards that offer cash back rewards, even for people without the very best credit history.
Unfortunately, negative information has a greater impact on your credit score than good credit history does.
Other common discounts include paying your premiums on time, as well as good credit history — if you do not have any credit, then taking out coverage can be one of the many steps you can build it over the course of several months.
Many banks in Ireland are unwilling to give a person credit with a bad or not so good credit history.
An overall good credit history can outweigh one or two instances of late credit card payments.
Not so long ago we had the privilege of being able to get a no credit check auto insurance policy if we had a good driving record, paid insurance on time, had good credit history etc..
If you have a pretty good credit history, a manageable level of recurring debt, steady income, and a down payment of 3 % or more — you might meet the minimum qualification requirements for a 30 - year fixed - rate mortgage loan.
Another proven way is to apply for a secured credit card; while these products are not as desirable, they are the perfect stepping stone towards good credit history
On the other hand, the fact that you are able to reduce your monthly payment to the amount you can easily pay, it will help you build good credit history which will ultimately improve your credit score.
Unlike personal credit, which is given a number on a scale from 300 to 850, your business credit score ranges from 0 to 100, with higher numbers signifying good credit history.
LearningPoint is a relatively good option for personal loans for those who have a reasonably good credit history, but are not prime borrowers.
In most cases, we recommend applicants with good credit history check their rate at both Upgrade and Citizens Bank.
It is much more obtainable than the others because only a moderately good credit history is needed.
Just be careful to make sure the person you choose actually pays his bills on time and keeps the debts low — just like good credit history, bad history will show up, too.
For the majority of personal loans, you need a relatively good credit history / rating, citizenship or permanent residency of Australia and an abode or address in Australia.
Where delinquencies can occur in a matter of weeks, good credit history takes years to come about.
This may be easy if you've already built up a perfect credit score and have an all - around good credit history, however, if your credit score is low or you have had issues with your credit in the past, this may be more difficult.
Credit card companies need your credit history in order to Continue ReadingTips on How to Build Good Credit History →
a b c d e f g h i j k l m n o p q r s t u v w x y z