Sentences with phrase «good credit risks girouard»

The letter calls on the credit and lending industries and Federal regulators to «reassess the entire credit structure and look for ways to increase the availability of credit to qualified borrowers who are good credit risks.»

The credit and lending communities and federal regulators should reassess the entire credit structure and look for ways to increase the availability of credit to qualified borrowers who are good credit risks.

NAR's credit policy, approved by the Board of Directors in November 2010, states that the credit and lending communities, as well as federal regulators should reassess the entire credit structure and look for ways to increase the availability of credit to qualified borrowers who are good credit risks.

Since they were good credit risks, they didn't expect a problem, says Marks, CRS ®, a broker and vice president of residential sales at Virginia Cook, REALTORS ®, and the 2002 president of the Dallas Association of REALTORS ®.

Fortunately, most of our trash contains nothing but garbage and applications for new credit lines from companies that think lawyers are good credit risks.

The credit and lending communities and federal regulators should reassess the entire credit structure and look for ways to increase the availability of credit to qualified borrowers who are good credit risks.

Generally, consumers who are good credit risks have higher credit scores.

Feeling that these young professionals and young entrepreneurs would be good credit risks Girouard formed Upstart.

In my experience, those holding this visa are highly educated with desirous skill sets, are well compensated and usually have very little debt which makes them very good credit risks (holy run - on sentence).

«Many of these individuals are perfectly good credit risks and have good incomes, but up to this point they've been unable to get the benefit of their prompt payments and prudent financial management,» Sharga said.

But a TransUnion report in 2011, Life after Foreclosure and Hidden Opportunities, said «life event» defaulters who missed loan payments during the recession «are otherwise good credit risks,» whose short - term woes were not symbolic of some larger economic flaw.

People who make all their payments on time are considered good credit risks.

A good monetary policy is one that attempts to ensure that good credit risks are able to obtain financing.

Any funding should be used to work toward the goal of making the company and the owner a better credit risk in the future.

The idea is not so farfetched when you reflect that many companies are now much better credit risks than their governments.

It's like your credit card company's lowering the interest rate on your credit card because they view you as a better credit risk.»

Your goal is to show credit card companies that you are a good credit risk.

FICO helps banks, credit card issuers, auto loan companies and other lenders decide if you're a good credit risk.

When you decide to apply for a new private student loan, or refinance your existing federal and private student loans, you can expect to have your credit history and credit score checked by the lender to ensure you are a good credit risk...

If you continue to pay your bills, you'll be considered a good credit risk.

This will help show potential investors that you're a good credit risk, and it will also help you pay off your loans more quickly.

Your most recent bill - paying behavior (18 to 24) is the most important to deciding whether you are a good credit risk.

Having credit card accounts which you keep paid off shows the credit scoring models that you are a good credit risk.

Instead, they look at a borrower's degree, income, and the value of their education to help them decide whether they are a good credit risk.

Demonstrates to lenders that the individual is a good credit risk / exceptional borrower.

As John Ulzheimer, a credit specialist and former manager at credit score provider Experian, said, «Just because the lien or judgment information has been removed and someone's score has improved doesn't mean they'll magically become a better credit risk.»

Critics of FHA's low down payment requirement suggest that borrowers who have more «skin in the game,» meaning money invested up front, are a better credit risk than those depending on others to cover their closing costs and down payment.

If you have a good record with your existing credit card issuer, they are likely to see you as a good credit risk and worthy of an upgrade.

Either way you go - $ 0 balance or 1 % credit utilization ratio - you will be showing the credit bureaus that you are a good credit risk.

The rating places you in a good, average or poor credit rating category which lenders use to determine whether you are a good credit risk for them to grant you credit.

The fact is that all legitimate creditors want to know whether you are likely to be a good credit risk.

A creditor will use all of the gathered financial information to determine if you are a good credit risk, and if so, how much credit you can receive and how much it will cost you in interest.

Delinquency issues for mortgage payments aside, loan officers still require proof you are a good credit risk.

The scoring models look at several factors in an effort to ascertain whether you are a good credit risk.

Just like with Credit Cards, they understand you are now a better credit risk after your case is filed.

Potential lenders use Fair Isaac's FICO score to determine whether you would be a good credit risk.

A credit report is an accumulation of information about how you pay your bills and repay loans, how much credit you have available, what your monthly debts are, and other types of information that can help a potential lender decide whether you are a good credit risk or a bad credit risk.

Over the years, the FICO score has evolved into a determining factor of who is a good credit risk for cars, homes, credit cards, personal loans, employment, etc..

«The real question is does the deletion of these public records equate to better credit risk?

Installment loans carry a lot of weight with banks and lenders because they show creditworthiness and that you are a good credit risk.

When you want to apply for credit a lender can pull your credit report and determine if you are a good credit risk.

Because of the complexities of the process involved with closing these loans that creates perceived risk, most lenders elect not to do them and fail to ask the more important question... «Are they a good credit risk?»

The credit report I have from Experian says I am a good credit risk and more importantly, has not changed in the last six months.

Rules can vary, but generally banks can require up to 36 consecutive on - time payments and other forms or proof that the borrower is a good credit risk, before granting a release.

If it is above a certain level it shows the lender you are a good credit risk — even if you can't document all your income.

You are a good credit risk — heck, I'd loan money to you.

What he can do is prove that he really is a good credit risk.

When you accept new credit and manage it diligently by consistently paying as agreed, you demonstrate to lenders that you represent a good credit risk.

The higher the credit score, the better the credit risk.

Stability, in turn, helps them see you as a good credit risk, which helps make it easier for you to receive a credit card, apartment lease or auto loan — and the opportunity to improve your credit score.