Sentences with phrase «good credit score and history»

Without a good credit score and history, the experts say, it's more difficult to qualify for a mortgage or car loan — and more expensive, too, because you won't get the best interest rates.

If you want to get a home, you will need a good credit score and history.

If a prospective franchisee meets these qualifications, along with having a good credit score and history, CMIT Solutions can offer assistance for our franchisees to secure a number of different types of financing, including being listed on the SBA registry.

For obvious reasons it tends to award cards to individuals with decent salaries, and good credit scores and histories.

Not exact matches

Say your spouse has a credit card with little or no balance and a great payment history; if he or she agrees to add you as an authorized user, from a credit score point of view you automatically benefit from her card's available credit as well as her payment history.

Debt affects your credit score and can hamper your job prospects as well if your potential employer conducts a routine background check, which includes your credit history.

To be eligible, borrowers must have a clean credit history and a «good» FICO credit score («good» is 670 and above according to FICO).

The driver has a good credit score and driving history with no traffic violations or accidents in the last five years.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

You need a good credit score and solid credit history to qualify for these unsecured loans.

If you have a higher credit score and favorable credit history, you'll have a better chance of qualifying for a personal loan and cheaper rates.

Conversely, those with better credit scores and therefore a better financial history, normally have fewer accidents and accrue fewer traffic tickets.

You can sometimes overcome a less than stellar credit score by having a low debt - to - income ratio, savings built up, several years of credit history and a good annual income.

Private student loan lenders make refinancing available to well - qualified borrowers, which means there is a review of income, credit history and score, and other factors that show the borrower is a low risk to the lender.

Like Marcus, SoFi looks for creditworthy borrowers, so you'll need established credit history and a good to excellent credit score to qualify.

Although many lenders will offer similar rates based upon your credit score, credit history, and income, sometimes the best available rates will come from a financial institution that is familiar with you (such as your local bank or credit union) or from nontraditional sources, such as peer - to - peer lending platforms.

You'll need a good credit score and a steady, decent income history to qualify as a cosigner for private student loans.

Your credit history and credit score are big factors: The lender should show that you have a good record of paying your financial obligations.

If you have a limited credit history or a low credit score, it's best to try and build up your credit before applying for a loan.

While you can still try to apply for private student loans without a cosigner, keep in mind that you will need a solid credit history and good credit score (usually around 650 and higher) to qualify.

In order to be approved, most lenders require you to have a good credit score and a clean credit history.

The factors that determine which credit card debt consolidation option works best for you are your debt load, your credit score and history and your overall financial situation.

The good news is, if you use a secured card regularly and always pay on time, your credit score can start to increase as you build your length of credit history and history of positive payments.

The lender usually determines this based on your credit score and history, as well as personal income and other financial information.

Most lenders will require good credit scores and a multi-year history before they offer you an unsecured loan, but there are personal loans for people with bad credit.

And of course, there are certain topics it's best not to surface (credit scores, number of past sexual partners, dating history, etc.) but, are the «no - noes» always strictly black or white?

Your credit score reflects your history of debts and how well you've been able to pay them back: if you always pay off your credit cards each month, if you're on time with your rent and you pay your bills as soon as you receive them, your credit score should be good.

Lenders who approve loans for people who have low credit scores and can not demonstrate that they have a stable income are taking a larger risk than when they lend to people with better credit histories.

A division of SunTrust bank, LightStream makes unsecured personal loans to applicants with strong credit scores and histories, and we think it's one of the best options in the market when it comes to personal loans.

But being added as a user allows your loved one's good repayment history to show up on your credit report and help your score.

In conclusion, you can have a good credit score despite a bad credit (payment) history if you do well in compensating factors, minimize the size and severity of delinquencies, and wait for the effects to diminish or disappear.

Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned credit lines to credit used ratio mentioned credit used ratio mentioned above.

The driver has a good credit score and driving history with no traffic violations or accidents in the last five years.

Lenders that do student loan refinancing look for borrowers with excellent credit scores, good salaries and steady jobs, so make sure your credit history is in great shape before you apply.

You can sometimes overcome a less than stellar credit score by having a low debt - to - income ratio, savings built up, several years of credit history and a good annual income.

New accounts: Fewer is always better Short credit histories, and especially those containing very recently opened accounts, can lead other, often unrelated, credit score factors to take on more importance than they would with an older history.

Similarly to LightStream, you'll need to have established credit history and a good credit score to qualify.

When you decide to apply for a new private student loan, or refinance your existing federal and private student loans, you can expect to have your credit history and credit score checked by the lender to ensure you are a good credit risk...

Getting better terms with your refinance home loan can be due to the fact that market conditions have improved since you obtained your previous loan, because of a recuperation of your credit score and history compared to the time when you requested the loan or also due to a combination of these two factors.

But their good payment history will show up on your credit report and score.

If you deal with payday lenders and other sources that don't report your good payment history, it can cause credit score problems.

She is an expert in credit reports and scores and establishing credit history as well as the Fair Credit Reporting Act, Fair Debt Collection Practices Act, and other credit and collectioncredit reports and scores and establishing credit history as well as the Fair Credit Reporting Act, Fair Debt Collection Practices Act, and other credit and collectioncredit history as well as the Fair Credit Reporting Act, Fair Debt Collection Practices Act, and other credit and collectionCredit Reporting Act, Fair Debt Collection Practices Act, and other credit and collectioncredit and collection laws.

A good credit history and score take years to develop, and Millennials simply haven't been on the Earth long enough to have the same credit building opportunities.

A numerical score that describes creditworthiness based off credit files and history; higher scores mean better credit history.

Many people sue these loans in order to purchase a home if they have not had adequate time to establish a good credit score and credit history.

You will need a credit score of around 690 or better and a solid credit history to qualify for a personal line of credit.

If the credit history, score and track is good, it will enable faster loan process and competitive services at better terms from creditors

To qualify at LendingClub, we recommend your cosigner have good annual income, a good credit score, little non-mortgage debt and lengthy credit history.

Approved borrowers usually have solid repayment history on all student loans, above - average credit scores, and well - paying jobs.

Almost anyone with a good credit score, a stable income and solid credit history can use Guaranteed Rate.