Sentences with phrase «good credit score if»

It's important to have a good credit score if you plan on going for a jumbo loan.

However, it is imperative to have a good credit score if you want to get a loan or get a loan with decent rates.

The question then arises, will you be able to maintain a good credit score if all you are doing is paying on a mortgage?

Consumers don't need debt to have a good credit score if they have a credit card they could pay that off every month and never incur any interest charges and still have a great credit score.

You need a good credit score if you want to own a house.

Marriage might indirectly lead to a good credit score if having two incomes makes it easier to pay bills you were struggling with — or it might leave you with bad credit if you marry someone financially irresponsible.

You'll also need a good credit score if you want to qualify for interest rates that are low enough to make refinancing worthwhile.

Do get a good credit score if you want to get loans easily and at a lower cost.

If you need to apply for a student loan from a private lender, make sure you have a co-signer with a good credit score if you don't have a good credit score or if you want to have a better interest rate.

Therefore, you should have a good credit score if you pay all your bills on time, do not utilize more than 30 % of your credit, maintain credit accounts that are in good - standing for extended periods of time, avoid opening or having too many accounts, and have a mix of installment (such as mortgages and auto loans) and revolving loans (such as credit cards).

You can still have good credit score if you have two 30 day late payments on a credit card or one 30 day late payment on a car loan within the last three years.

No matter how well you do with the other four factors, you can not have a good credit score if you have a bad payment history.

It's important to have a good credit score if you plan on going for a jumbo loan.

You will most likely have a better credit score if you use below 30 % of your available credit.

Not exact matches

Say your spouse has a credit card with little or no balance and a great payment history; if he or she agrees to add you as an authorized user, from a credit score point of view you automatically benefit from her card's available credit as well as her payment history.

Debt affects your credit score and can hamper your job prospects as well if your potential employer conducts a routine background check, which includes your credit history.

If you're paying your bills on time, utilizing not too much of your credit limit, and only opening new credit accounts when you need to, you'll be able to maintain a good score — no matter which bureau is reporting it and no matter which version of the algorithm they use.

Ant Financial has already signed a memorandum of understanding with Rongcheng, whose residents will be able to pay their utility bills using Alipay and show their Zhima Credit score — if high enough — to obtain better health insurance and borrow library books and rent public bikes without a deposit.

It's also an Ask Farnoosh day, so get answers to your burning $ $ questions including how to find a good tax preparer, what recourse you have if a doctor inappropriately charges you for a bill and how closing a credit card will affect your credit score.

This can ding your score - not a good idea if your credit is low.

You're more likely to qualify for a lower interest rate if you have a good credit score.

Credit score: If your business» credit score is less than good, you might not be able to access long - term commercial real estate finaCredit score: If your business» credit score is less than good, you might not be able to access long - term commercial real estate finacredit score is less than good, you might not be able to access long - term commercial real estate financing.

If you don't have a good credit score or you can't meet your lender's other requirements, you probably won't be able to qualify for a lower mortgage rate.

This is particularly true if you have a good to excellent credit score.

Cut - rate financing deals from manufacturers typically go only to those with a good credit score, if not better.

«If you have a good credit score, private mortgage insurance is going to likely be your best option if you're putting down less than 20 percent,» said Joe Parsons, branch manager for Caliber Home Loans in Dublin, CaliforniIf you have a good credit score, private mortgage insurance is going to likely be your best option if you're putting down less than 20 percent,» said Joe Parsons, branch manager for Caliber Home Loans in Dublin, Californiif you're putting down less than 20 percent,» said Joe Parsons, branch manager for Caliber Home Loans in Dublin, California.

ut - rate financing deals from manufacturers typically go only to those with a good credit score, if not better.

Nevertheless, even if you do have the right credit score, have sufficient collateral, and meet the other requirements, a loan at the bank might not be the best loan to address your situation, so it makes sense to understand more about a loan at the bank and investigate all the options to make sure you pick the right loan to meet your small business needs.

In general, you will need a credit score of 600 or more to qualify at LendingClub, so if your credit is an issue, OneMain may be a better option.

If your score is between 670 and 739, you have good credit, so you can likely qualify for a home loan, but probably won't qualify for a mortgage with an excellent interest rate.

OnDeck is the better choice if you have a strong credit score and want more flexibility with a line of credit.

You'll receive the best special offers in the future if you have a higher credit score.

In addition, shop around and find the best mortgage lender — if your credit score is exceptional, you will be more attractive to lenders, giving you the luxury of selecting from several mortgage choices.

In the end, if you simply follow best practices for what's good for your finances, then your credit score should improve as a result.

If you've got a credit score of 650 or better, you'd probably have success at the SBA.

If your credit score is somewhere between 740 and 749, you have very good credit.

Fundation business loans are good for established businesses with fair or better credit scores that need a quick funding solution, and if you have an excellent credit score, you may qualify for single digit APRs.

If you have a good credit score and have a sizable down payment saved up, you'll likely find better loan rates and terms offered by conventional lenders.

Being an authorized user can also hurt your score if the account holder doesn't pay the bill on time, so make sure you ask someone with good credit habits.

Jun 28, 2017 A good credit score is vital to your financial health, especially if you're planning on making a major purchase, such as a home or a new car.

However, if you want a credit card, especially one with a good rewards system in place (learn more at How To Take A 10 Day Trip To Hawaii For $ 22.40), then you will want a higher credit score.

Once you have viewed your need for the loan again and have gone through with providing all the basic necessities like your constant source of income information, and a good FICO credit score, you can decide if you want to proceed with the application of the loan.

If you have a higher credit score and favorable credit history, you'll have a better chance of qualifying for a personal loan and cheaper rates.

Here's how to assess your credit score and get to a better place if needed.

If you built up a bad credit history in the past for example, but you know hold down a very well paying job then the lender may choose to not place as much importance on the credit score itself.

Boneparth recommends checking your credit score well before you apply for a mortgage so you'll have time to improve it if necessary.

But if you have a steady income and solid credit score, refinancing could be a good financial decision.

However, FHA loans are also a good option if your credit score is above 580 but you want to make a smaller down payment than allowed by a conventional lender.

However, if you really are in need of best p2p loan, then there are ways to improve your credit score as well.

The next step is to determine if your credit score is good enough for applying for a credit card.