Sentences with phrase «good credit score tends»

People with good credit score tends to get their loans at cheaper rates.

Statistics show that policyholders with good credit scores tend to file fewer claims, says Janet Patrick, spokeswoman for the Illinois Insurance Association.

Not exact matches

Good credit scores generally tend to be at 700 or above, and most lenders require you to have a score in this range or above it.

If you tend to pay all of your bills on time, and maintain relatively low credit - card balances, you probably have a good credit score.

For obvious reasons it tends to award cards to individuals with decent salaries, and good credit scores and histories.

«Money talks, but your credit score can speak more about who you are as a person, and singles agree that those with good credit tend to be conscientious and reliable,» says Dr. Helen Fisher, chief scientific advisor for Match.com.

If you tend to carry a balance but have good to excellent credit with a FICO score of 680 and above, you may want to consider balance - transfer or low - interest credit cards.

A good lender to the military understands these situations and tends to overlook or give only perfunctory attention to credit scores.

Americans aged 70 and up tend to have the best credit scores overall, but that doesn't mean they're free of credit card debt.

People 50 + years old tend to have good credit scores, which means they can qualify for low interest rates.

If you tend to pay all of your bills on time, and maintain relatively low credit - card balances, you probably have a good credit score.

Predicting balance transfer's effect on credit score: It's complicated Whereas most credit actions can be reduced to either charging or paying — one good, one bad for your score — balance transfers tend to be a little of both.

Detweiler said consumers with the best scores tend to use less than 10 percent of their available credit.

People with high scores tend to have a nice mix of well - managed credit — a credit card or two, a car loan or a home loan.

High credit score achievers are not necessarily debt free, they just tend to manage their accounts better.

The people with the best scores tend to use no more than 9 percent of their available credit.

But those with poor scores tended to discuss it more frequently within a one week period — almost twice as much as those with good credit scores did.

Because borrowers with better credit scores and debt - to - income ratios tend to be lower risk, they are offered the lowest interest rates — currently about 4 % for a 30 - year fixed rate mortgage — which can save tens of thousands of dollars over the life of loan.

While Alt - A borrowers typically have credit scores of at least 700 — well above the cutoff for subprime loans — these loans tend to allow relatively low down payments, higher loan - to - value ratios and more flexibility when it comes to the borrower's debt - to - income ratio.

One of the biggest worries for consumers tends to be, «do I have a good credit score?

People tend to know a high credit score is good and low credit... read more»

People with over 10 years of credit history tend to have better scores so the key is to start building your credit early.

Having read the benefits you tend to enjoy if you have good credit score, you can then go ahead to learn how you can improve your credit.

FICO says people with the best scores tend to have an average credit utilization ratio of less than 6 percent, with three accounts carrying balances and less than $ 3,000 owed on revolving accounts.

Likewise, utilities tend to be risk - averse, and will usually require a deposit to get an account if your credit score is less than good — although in truth, some will demand one either way.

FICO high scorers tend to depend on their high scores to get cheaper and better deals than those who had already fallen into the Bad Credit category.

Balance transfer credit cards tend to only be available to those with reasonably good credit scores — usually 680 or higher.

And when a credit card offers more rewards and perks, it tends to require a better credit score of its cardholders.

In fact, it's often quite the opposite; most Chase credit cards, the Slate included, tend to require at least «good» credit to qualify (credit scores 680 +), with the best credit limits offered to those with the best credit scores.

While younger consumers tend to have lower credit scores, maintaining a good payment history over time will continue to boost your score.

Those with high credit scores tend to receive the best premium rates because they are seen as a low risk to the insurer.

If you tend to pay all of your bills on time, and maintain relatively low credit - card balances, you probably have a good credit score.