Sentences with phrase «good credit scores instead»

Not exact matches

Instead, it makes more sense to wait until your credit score is optimal and / or interest rates are lower to get the best possible interest rate for your refinanced student loan.

That's well behind not only the top - ranking «get out of debt» resolution but also behind such goals as «improve credit score,» «be financially independent,» and «use cash or debit more often instead of credit cards.»

Most recommendations are that if your credit score is under 680, it is the best route to use an FHA loan instead of a traditional loan.

Instead, it makes more sense to wait until your credit score is optimal and / or interest rates are lower to get the best possible interest rate for your refinanced student loan.

But the advantage is you get all 3 free credit scores (instead of just one like the ad - supported services above), premium 3 - bureau credit report monitoring, best - in - class identity theft protection and fraud detection features, and much more.

So, I like to encourage folks not to chase the credit score, but to chase those good money habits instead.

Instead of spending your own money or risking your own credit score, you could help your child find a good consumer credit counseling agency or debt consolidation firm that could offer assistance.

Instead, we should all be setting our sights on an excellent credit score, since a good credit score just happens to be what you might achieve on the way up the FICO scale.

Some lenders will reduce the interest rate by as much as 0.50 percent even if the cosigner does not have a better credit score, since having two people responsible for repaying the loan instead of just one reduces the risk that the loan will become delinquent or go into default.»

The company is well - known for using proprietary algorithms to evaluate the creditworthiness of an applicant, instead of relying solely on traditional benchmarks such as credit score and income.

Maybe it's just better if I stop writing and instead help you with any of your credit score concerns.

Treat credit cards like a tool to improve your credit score, allowing you access to better interest rates on large purchases, instead of using them like extra cash to spend.

Too often, young Americans wait too long to start building credit, and that late start will leave them playing catch - up instead of beach volleyball in Barcelona (something they could have been doing had they built up a good enough credit score to qualify for that credit card with the awesome travel rewa rds).

And then instead of being a hindrance, your credit score will become a powerful tool for opening up the financial marketplace to better opportunities.

Instead, we should all be setting our sights on an excellent credit score, since a good credit score just happens to be what you might achieve on the way up the FICO scale.

For example, if your credit score is below 740, or you withdraw cash on a refinance, or you plan to rent your house instead of occupying it, or you put less than 20 percent down, your price will be higher than the best price.