Sentences with phrase «good loan candidate»

Having credit that is good means that your payment history, salary and employment, make you a good loan candidate, and those who provide services or lend money, will be more willing to work with you.

If you borrow $ 5,000 from your aunt for a down payment and tell the loan officer it was a gift, you'll make it seem like you're a better loan candidate than you really are.

Borrowers who may not have an excellent FICO score (or any score at all) but are good loan candidates based on other factors such as education and job history

If you have three to five months» worth of mortgage payments set aside, you're a much better loan candidate.

Not exact matches

«If you have a $ 200,000 mortgage on a house worth $ 250,000, and you have $ 200,000 in student loans, the bank may not see you as a good candidate for a loan,» Hoeksema says.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

If you pass the pre-qualification, our SBA Loan specialist team at Guidant Financial can walk you through a questionnaire and let you know if they believe you are a good candidate to get an SBA.

We can review your financial situation to determine if you are a good candidate for a home loan in California.

We can review your current financial situation to determine if you're a good candidate for a home loan.

We'll review your financial situation to see if you're a good candidate for a loan, and provide you with a rate quote as well.

Lenders can, and often do, make exceptions for borrowers they feel are good candidates for a home loan.

For example, student loan candidates with good credit could potentially score a variable interest rate below 4.00 %.

Most traditional lenders will offer conventional loans to candidates with good credit and a steady job history (defined as two years with the same employer), as long as you can offer a down payment of at least ten percent.

If you have good credit, know that you will have the funds needed to repay your loan as quickly as possible, and aren't worried about high interest rates, you could be a good candidate for a short - term loan.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Keep an eye out for loan / transfer candidates Marko Grujić and Danny Ings as well.

(Calif.) Marshall Tuck, charter advocate and candidate for state schools chief, has called for an increase in beginning teacher salaries as well as no - interest loans to college students willing to commit to teaching in the public schools.

Because private student loans are not guaranteed by the government, private loan lenders take on more risk, so they typically look for candidates with good credit.

In addition, lenders look for candidates who have student loans in good standing.

But, there are some things you can do to make yourself a better candidate for a loan.

A recent article by Washington Post syndicated columnist Ken Harney described the ideal candidate for a 10 - year loan: mid-50s to early 60s with good credit, decent income, significant home equity who wants to pay off their mortgage before or near their retirement date.

VA home loans offer many benefits to qualified candidates that other loan programs do not, including higher front - end and debt ratios as well as easier qualification standards.

Lenders can, and often do, make exceptions for borrowers they feel are good candidates for a home loan.

Sometimes, people are good candidates for a consolidation loan, turning payments on multiple high - interest credit cards into one low - interest payment.

If you are not a good candidate for a debt management plan or program, you can still get a consolidation loan to consolidate your debts.

If you have a short credit account history, for example, you may be considered a higher risk loan candidate than someone who has a long credit account history with good payment practices.

If a lender prequalifies you for a loan, it is telling that you appear to be a good candidate for a loan based on limited information it has on you or that you supply it.

You're a better candidate for credit cards and loans when you have less outstanding debt.

If a university defrauded a student in a manner that led to the student taking out student loans, he or she may be a good candidate to have their loans discharged.

Higher scores show that an individual is less of a credit risk, and therefore a better candidate for the bank to trust with its loan.

If so, you may be a good candidate for a short term payday loan.

SoFi looks at your financial history, career experience, and monthly income versus expenses to decide if you're a good candidate for a loan.

Reading reviews like these and checking out customer reviews of potential loan candidates can give you a more well - rounded picture of each lender's pros and cons.

You might be a good candidate for one of CashNetUSA's online loans if you're in need of a loan in the next day or two, and you want a fast digital experience.

You might also be a good candidate if you're looking for a loan or refinancing plan quickly; UpStart's time to funding is typically one to three business days.

An individual with a low income and a poor credit history is not a good candidate for a personal loan.

If you are a strong enough candidate, you may want to consider getting a loan online as well.

Experienced real estate agents and loan officers as well have had experiences with home buyers or refinance candidates that are fixated on interest rates.

So if you have an excellent credit profile and low debt to income ratio, you could be a good candidate for a loan.

A good co-signer candidate has the means to cover loan payments if the student borrower defaults.

For example, the Fund reached the analytic conclusion that despite the plethora of bad loans (mostly real estate) made by most depository institutions, many of such banking companies were not only inherently profitable but also very good takeover candidates provided that they could become «adequately capitalized» for regulatory purposes.

You could exhaust yourself by spending many hours tracking down suitable candidates, but there's a better way: consult trusted financial websites, such as Credible, which is one of the few websites where you can get offers from multiple vetted loan providers.

If you have a history of paying all your bills on time and you're not carrying a huge amount of debt, you'll likely be a good candidate for a loan.

Your credit score is a measurement that indicates whether you're a good candidate for a mortgage, a loan or a credit card.

«Student loan refinancing is a great way to save money and lower your monthly payments but not all borrowers are good candidates.»

Just make sure you are a good candidate for a debt consolidation loan before you just start applying everywhere.

In the absence of such information, lenders will not be able to fully evaluate someone who could be a good candidate for a loan.

Even if your credit score is good enough to obtain a loan, improving it by just a few more points can save you thousands and even make you a candidate for that new home you were just looking to buy.

The common practice of requiring a co-signer on large loans does not say anything negative about you personally; it simply means that you are a good candidate for a mortgage, but your lender needs more assurance that they have a safety net in case a situation should arise where you are unable, for some reason, to make payments.

Just make sure you are a good candidate for a debt consolidation loan before you start applying everywhere.