You'll likely be successful if you have
a good payment history with the creditor and haven't asked for an adjustment previously.
It converts to an unsecured card after 12 months of
good payment history with a full refund of the security deposit.
You can establish
a good payment history with the credit bureaus after staying current on your credit card payments for only two to three consecutive months.
Within 6 - 12 months of
good payment history with us, you can obtain a second loan and borrow the rest of the money that you need.
If you have
a good payment history with that lender, the lender may be able to look past other delinquent debts on your credit file.
Lenders separately report that you have
a good payment history with them, so you don't have to show a balance on each month to get that positive.
Some unsecured loan processors offer to release your cosigner from any liability once you have established
a good payment history with them, usually after one year.
If a person has
a good payment history with a creditor, and then makes a late payment, the creditor may agree to re-age the account.
A lot of fresh start loan lenders will also release the cosigner from any liability once you establish
a good payment history with them over the course of several months.
Maintaining
a good payment history with your new secured credit card is one of the fastest ways to add valuable points to your credit score.
Not exact matches
Say your spouse has a credit card
with little or no balance and a great
payment history; if he or she agrees to add you as an authorized user, from a credit score point of view you automatically benefit from her card's available credit as
well as her
payment history.
The
good news is that premium costs, the basic monthly
payment to be covered, are growing at an incredibly slow rate compared
with recent
history.
Equifax will analyze at your business's
payment history and habits as
well as any outstanding balances your business has
with creditors and vendors.
As
with your
payment history, the longer period of time you can demonstrate
good standing
with a lender, the
better your chances of landing a loan or favorable interest rate.
Most traditional lenders will offer conventional loans to candidates
with good credit and a steady job
history (defined as two years
with the same employer), as long as you can offer a down
payment of at least ten percent.
A
good or excellent credit score
with a solid
history — one that has no major dings for missed
payments or loan defaults — is the easiest way for lenders to know that you're a trustworthy applicant, especially if you're applying at a bank.
We will work
with your budget and credit
history to get you the
best numbers we can, aiming for low monthly
payments, low APR and low stress levels.
Although it may not be the vehicle that I would have peeferred, Meski worked hard at getting me into a vehile that I can afford which will allow me to continue to remain in
good standing,
payment wise,
with Chrysler Capital Bank as
well as continue to improve my credit
history.
New car trade in,
good history, mechanically checking out near perfect, super clean when coming in (never went to detail) loaded
with equipment,
good miles, if you need financing should create a reasonable
payment, nice car
with decent miles thats not costing a fortune, fresh service - state inspection, financing available, trade ins welcome
** NAVIGATION ** SUNROOF ** BACKUP CAMERA ** PRE-OWNED INSPECTION CERTIFIED ** REMAINING BMW WARRANTY ** RECENTLY INSTALLED OPTIONAL M STYLE GLOSS BLACK 20» WHEELS W / NEW TIRES ** PARK ASSIST ** HEATED SEATS ** SATELLITE RADIO ** KEYLESS GO ** CLEAN CAFAX ** SCOTTSDALE TRADE ** REMAINING FACTORY WARRANTY ** ASE CERTIFIED TOP TO BOTTOM SERVICE INSPECTION ** ORIGINALLY FROM CA,
GOOD SERVICE
HISTORY, GREAT CONDITION ** TRADES DESIRED ** FINANCING OPTIONS AVAILABLE
WITH NO MONTHLY
PAYMENTS UP TO 90 DAYS ** -LRB-(OUT OF STATE BUYER WELCOME - COAST TO COAST SHIPPING AVAILABLE)-RRB- ** Clean CARFAX.
You can have a
good credit score
with a bad credit (
payment)
history because the equations consider other factors.
Banks charge the lowest rates to borrowers
with the
best qualifications — job security, sufficient income, and a
history of on - time
payments.
You can achieve a
good credit score
with a poor
payment history when the negative marks are less severe.
You can also attain a
good credit score combined
with a poor
payment history simply by waiting.
No matter how
well you do
with the other four factors, you can not have a
good credit score if you have a bad
payment history.
The three credit bureaus (Equifax ®, TransUnion ®, and Experian ®) use an advanced program from the Fair Isaac Corporation (FICO) to look at your
history of
payments and rank you on a scale between 300 and 850,
with 300 being the worst possible and 850 being the
best possible.
Equifax will analyze at your business's
payment history and habits as
well as any outstanding balances your business has
with creditors and vendors.
Further more, be sure the account has a
good couple years
history (the more years the
better), has a balance of 30 % of the credit card limit or lower, it is paid on time monthly
with no late
payments and be sure the credit card company reports to all three major credit bureaus (Experian, Equifax, Trans Union).
If you deal
with payday lenders and other sources that don't report your
good payment history, it can cause credit score problems.
Because of the added risk that the lender takes out when granting credit to you regardless of your
payment history, you can expect to pay a tad more interest than a traditional borrower
with good credit who is not seen as a credit risk to the lender.
They also offer reduced interest rates for return customers
with good, on - time
payment history.
For example, if you have a lengthy credit
history with a small number of late
payments (a
good thing), but you also carry a high amount of credit card debt (a bad thing), you may find that different insurers weigh these variables differently and give you prices to match.
The borrower must be current on the mortgage at the time of the refinance,
with a
good payment history in the past 12 months.
Here at Wise Loan, we will simply to keep doing what we do
best: provide loans in a friendly and efficient way that provides our customers
with the funds they need in a way that they can afford, reward
good repayment
history with lower rates over time, report positive
payment history, give our customers cashback in the form of our NestEgg savings program for every dollar repaid on time, develop customer tools for financial education and literacy, and continue to seek out new technology to improve our offering and lower costs over time.
You need a
good credit
history along
with proof of timely
payments over the course of several years.
Generally speaking, a
better credit
history will result in a lower interest rate on the loan, whereas a credit
history with past due
payments, previous defaults, and collections will often lead to a higher interest rat, to offset the lender's increased risk in offering credit to a borrower
with poor credit.
If you have a short credit account
history, for example, you may be considered a higher risk loan candidate than someone who has a long credit account
history with good payment practices.
«So to get a
good score you mostly need a credit
history with no reported late
payments, as
well as low reported balances currently on any credit cards,» Watts says.
However, you will have a card
with your name on it, and the cardholder's
good payment history helps you build your own credit.
What it basically says is that if you have
good history with a bank / creditor then you can ask them for a one - time late
payment forgiveness since you have been such a
good client prior to the one little mishap.
Just make sure to pick someone
with a
good credit
history and be aware of how their credit can be impacted if you miss a
payment.
Well, none of them will come as a great surprise,
with employment security and income, the size of the down
payment, and recent credit
history all playing a part in the fate of a mortgage loan application.
With them having a credit card, they need to be responsible with his / her new credit card and ensure that his payments will be made on time to establish a good payment and credit hist
With them having a credit card, they need to be responsible
with his / her new credit card and ensure that his payments will be made on time to establish a good payment and credit hist
with his / her new credit card and ensure that his
payments will be made on time to establish a
good payment and credit
history.
By obtaining your report and score from all three, you can look for discrepancies in your account
histories to make sure that your
good payment history has been noted properly
with each bureau.
Well, they only know how your
payment history with them.
Borrowers
with good credit
history can find
better rates - FHA loans are typically for borrowers
with a blemished credit
history or who find it difficult to come up
with the 10 to 20 % down
payment.
Good for: High income, professional borrowers
with a strong
payment history who are not interested in government mortgage programs.
Because of a spotty
payment record, not having enough credit
history, or a low income - to - expense ratio, those customers aren't eligible for the low - interest rates landed by those
with better credit ratings.
Borrowers
with a
good credit
history who can also come up
with the 10 to 20 % down
payment can find
better rates
with conventional loans.
With PayYourRent.com, residents who pay their rent on time every month can report their rent
payments to Experian, Equifax & TransUnion, and build
good credit
history.