Losing
good quality borrowers, even on the margin, is not the intent of enhanced regulation.
(It's no surprise lenders value
good quality borrowers.)
Not exact matches
The
good news is that the Treasury is an extremely high
quality borrower, so you are taking very little risk on your investment.
And keep in mind, sturdy,
better quality books are an important selling point to librarians who are interested in books lasting for more than a few
borrowers.
Applications are approved based on the
quality of the vehicle as
well as the
borrower's ability to repay.
«There hasn't been anything communicated from the secretary that would change our ability to go forward,» he said, adding that his goal is «to make sure that we have the
best contract in place that's focused on high -
quality outcomes for students and
borrowers.»
«Credible is able to provide a
better quality experience for
borrowers with personalized rate quotes, something you can not get from any of the comparison sites that offer rate ranges,» says Zach Pierce, a member of the Business Operations team at Credible.
Its unique Rate Beat Program ensures that you're getting the
best deal and rewards high - credit
quality borrowers for shopping around.
The features promised in the TV commercials include: «A reverse mortgage is a safe government insured loan, allows
borrowers to remain in their home for life, no mortgage payments, create a stable secure retirement, provide additional income, a
better quality of life.
But I do resist any attempt to spin this as an investor friendly move or any suggestion that this was motivated by a desire to achieve a higher
quality overall
borrower (& therefore, loans that will perform
better)
The
quality of retail credit is
best indicated by the repayment performance of individual
borrowers.
Private lender Fisgard Asset Management Corporation in Victoria is seeing an influx of
borrowers and «
better quality business» said Hali Noble, its senior vice president of residential mortgage investments and broker relations.
Artificial intelligence — Advances in automated underwriting and credit - risk analyses — such as taking into account traditional as
well as nontraditional factors to determine an applicant's ability to pay, regardless of income — have enabled lenders to uphold credit
quality when making loans to low - income
borrowers.
Lenders, especially life insurers and foreign banks, have re-entered the commercial mortgage market, creating more choices for
borrowers as
well as lower mortgage rates and higher loan - to - value ratios for high -
quality assets.
Punishing
quality borrowers for the mistakes of the past is not
good for the health of the markets or the economy.
He also stressed that the
quality of mortgages in Canada, as determined in large part by the credit scores of
borrowers, is much
better.
Lenders who embrace the opportunity to effectively integrate
best of breed technologies from first
borrower conversation to post closing will gain market - share and improve loan pull through by providing the financial
quality required and exceeding the goals of the CFPB intention at every stage in the mortgage sales process.
«We're telling our guys that if you have a transaction in a tertiary market, and it's something other than a
quality borrower and
quality asset, you
better find a local lender,» Hughes says.