Sentences with phrase «good solid credit history»

The benefit of having a secured credit card account over writing checks or using a debit card, is that it is normally reported to the credit bureaus, and will help you in building a good solid credit history.

Not exact matches

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

You need a good credit score and solid credit history to qualify for these unsecured loans.

If you have good credit and a solid student loan payment history, you can create wiggle room in your budget for a home down payment by refinancing.

While you can still try to apply for private student loans without a cosigner, keep in mind that you will need a solid credit history and good credit score (usually around 650 and higher) to qualify.

A good or excellent credit score with a solid history — one that has no major dings for missed payments or loan defaults — is the easiest way for lenders to know that you're a trustworthy applicant, especially if you're applying at a bank.

As an added bonus, establishing business credit early on could mean that you receive better interest rates on loans when it's time to apply, since you've had time to build a solid business credit history.

This often - repeated rule is more like an undeniable fact: A solid payment history is necessary for a good credit score.

You will need a credit score of around 690 or better and a solid credit history to qualify for a personal line of credit.

Approved borrowers usually have solid repayment history on all student loans, above - average credit scores, and well - paying jobs.

Almost anyone with a good credit score, a stable income and solid credit history can use Guaranteed Rate.

It is this report that will dictate the steps you need to take for getting better credit scores and reestablishing a solid credit history.

If you have had a solid history of credit usage in the past or have a good track record for the past few years, the service will probably try to negotiate with your lenders to get some of the negative items removed from your credit reports.

While you can still try to apply for private student loans without a cosigner, keep in mind that you will need a solid credit history and good credit score (usually around 650 and higher) to qualify.

Your student loans have the potential to hurt your credit score, but they can also be one of the best ways to build a solid credit history.

Based on FHA requirements, those who have a good credit history demonstrated by a solid track record of timely payments will likely be eligible for a loan.

You will have to make sure that you have a good credit score and a solid history of credit worthiness.

Having a solid credit history with a credit score over 700 will open doors to money - saving opportunities — from low - interest mortgages and loans to lower APR credit cards, better insurance rates and even jobs.

Without question, the very best way to bring about the restoration of your credit is by always paying your bills on time and establishing a solid payment history with no late payments.

As well, you may have established a solid history with your credit card company of making timely payments.

The best way to start of a solid Canadian credit history is by obtaining a credit card.

Other traits to look for in a credit - worthy cosigner include having a good job with a solid employment history and / or owning a home or other assets.

Getting a card in freshman year and listening to the words of wisdom in this post will already give you a solid 4 years of good credit history.

When it involves securing the very best mortgage rate, a good credit history and solid credit history rating will always work in your favour.

To qualify for the best rewards credit cards, a home mortgage with the lowest interest rates, or personal loans with the best terms, you usually need a solid job history and income, a record of responsible credit use, and a FICO score of 720 or above.

An FHA loan applicant's past credit performance that demonstrates good credit history and a solid track record of timely payments will likely be eligible for the mortgage.

Three general rules will help you build up a solid credit history over time and ensure that you qualify for the best possible rate.

Lenders understand that young adults just starting out may have no credit history, and one of the best ways to establish a solid credit record is to make prompt payments on a loan over a lengthy period of time, which is exactly what a car loan entails.

They still require good credit scores, a solid work history and a decent amount of liquid assets.

Apparently, this can happen even if you sport a clean and solid credit rating and good payment history.

Provided that you have been a good customer with a solid history of on - time payments, the credit card company should find little issue in lowering your interest rate.

While it doesn't offer the rock bottom lowest interest rates in the industry, it is backed with a good solid history of consumer credit options.

You might well be able to find something better, especially if you have a solid credit history.

If you shop frequently at JCPenney, your credit history is good and you're compelled to get the JCPenney credit card, you might consider adding a solid cashback card to your wallet.

With a good credit score and a solid claims history, chances are you will be able to find a North Carolina renters insurance policy at a very reasonable price.

A solid credit history can lower your car insurance costs as well and is also paramount for getting car insurance cheaper.

When you search for auto insurance online you will be able to find out about discounts for good credit, solid driving history and even for taking co-workers to work.

A solid credit history suggests economic stability, always a good sign for a company that will likely be taking installment payments from you as a customer.

A married couple with a solid credit history is going to have a good chance at finding lower premium rates.

No matter where you live, a good driving record and a solid credit history will work in your favor.

This is also a good way for a student to establish credit and solid pay history.

A clean credit history with a solid FICA score will help you secure lower rates on your renters insurance plan, because good credit positions you as a lower risk to insure.

Summary Detailed - Oriented and well - organized Administrative Assistant with solid background in data entry... National Career Readiness Certificate Work History Administrative Assistant, 06/2014 to 03/2015 Selectemp — ... Filing Systems Credit card reconciliation.

The numbers look good, but because many Asians are cash - laden entrepreneurs, it can be hard to establish a solid credit history or pinpoint an exact budget.

If they can show how they have been taking active steps toward repairing their credit and solid rental history with no evictions (and they pass the rest of the screening criteria), they should be good.