Sentences with phrase «got variable rate»

For example, your rate can change if a promotional period ends, if you've got a variable rate and the index rate it's tied to changes, or if you make a late payment and the card's terms include a penalty APR..

You can also elect to get a variable rate on your loan.

There are a lot of numbers being thrown around about variable rate loans, but in many cases, getting a variable rate loan makes a lot of sense.

When a borrower chooses to get a variable rate, it is usually because the variable rate being offered is lower than the available fixed rate — at least at the beginning of the loan.

Monthly payments are consistent on a Home Equity Loan, and the interest starts at loan closing; with a HELOC, you get a variable rate, variable monthly payments, and pay interest only on the amount drawn

With a HELOC, you get a variable rate, variable monthly payments, and pay interest only on the amount drawn; rates and monthly payments are fixed on a Home Equity Loan and the interest starts at loan closing.

Because you're sharing the risk of rate hikes with the banks by getting a variable rate loan, the bank doesn't have to price that into the interest rate.

If you get a variable rate loan, your loan will fluctuate in accordance with the 3 - month LIBOR rate.

If you're renewing when rates are high, obviously get another variable rate mortage.

Not exact matches

While private lenders also offer fixed - rate loans, you can often get a lower rate with a private lender by taking out a variable - rate loan.

The important thing to remember is, all other things being equal, a lower student loan interest rate is better than a higher one — but you need to consider all of the terms of the loan including whether the rate is fixed or variable and what your loan repayment options are to ensure you get the best overall deal.

Nevertheless, barring significant trend shifts in key variables, the Fed's going to continue to slowly raise, for reasons that aren't so clear to me but I think amount to: rates have been very low for very long, and as the economy gets back to normal, rates should too.

If they refinance with a variable rate student loan, this can help them get lower monthly payments while they finish school.

That's because there's much less time for rates to increase, which makes it more likely that you will keep the savings you get with the initially lower variable rate.

If you get an offer for a variable rate that's a lot lower than your fixed rate offer, you could still save money over the life of the loan.

So should you choose a fixed rate or variable rate student loan when you get a new or refinanced student loan?

And, choosing a variable rate student loan can get them the biggest savings.

APRs at Citizens Bank typically range from 6 % to 16.25 %, and borrowers have the option of getting a fixed or variable interest rate.

When you see the range of current variable rates listed on a lender's website, you might think you'll always get a rate within that range.

Additionally, it's easy to get reports and graphs of lead flow and capture rates against other variables.

It doesn't help that 10 - year bond yields are still lower than the prospective operating earnings yield on the S&P 500 (the «Fed Model»), not only because the model is built on an omitted variables bias (see the August 22 2005 comment), but also because the model statistically underperforms a simpler rule that says «get in when stock yields are high and interest rates are falling, and get out when the reverse is true.»

That means credit cards, home equity lines of credit (HELOCs), and other variable - rate products will get more expensive.

When the Fed raises its target — tightening monetary policy — our variable - rate debts (i.e. credit cards) get more expensive, but we stand to earn more on our savings.

Savings Rate — The Most Important Variable to Wealth Building [and the math to prove it]-- When it comes to wealth building there are many variables to consider, but as I have stated in my monthly financial reports many times, it's the savings rate that doesn't get the attention it deserRate — The Most Important Variable to Wealth Building [and the math to prove it]-- When it comes to wealth building there are many variables to consider, but as I have stated in my monthly financial reports many times, it's the savings rate that doesn't get the attention it deserrate that doesn't get the attention it deserves.

Although you can get a lower initial rate on a variable - rate loan, you assume the risk of future rate increases.

Soooo I've been doing RRARF (eating lots whenever I'm hungry or cold, emphasizing the 4 S's, minimizing liquids (no water unless really crave it... otherwise, only salted juices or kombucha — and only after I eat / get warm), no low intensity cardio except for gardening / mowing the lawn) for about a month now, and while my hands and feet seem to generally be warmer, and my heart rate is up into the normal range (60 - 90, not 50 and below), my BBTs have not gone up... and on average, they are actually worse, and more variable!

The take - away message from this article is to try to train your body at highly variable intensity rates for the majority of your workouts to get the most beneficial response in terms of heart health, fat loss, and muscle maintenance.

Again, to get a program's «break - even rate,» just divide the average cost of the voucher by the average per - student variable cost.

When the tires get hot and the slip angles increase, you must work the wheel harder, but doing so is a pleasure thanks to the TT's variable - rate and effort electrohydraulic power steering.

Because the stuff gets dirty (abrasive) at the same rate based on a myriad of variables, NONE of which have to do with what kind of oil you use.

And while the car's 1.6 - liter engine and continuously variable transmission (CVT) earned an impressive 40 mpg highway rating from the EPA, this tandem's performance is distinctly underwhelming when you're trying to get up to speed in a hurry.

Under the skin, the X4 gets an uprated version of the X3's suspension with firmer springs and dampers, standard variable rate electro - mechanical steering, electronic torque vectoring and four wheel drive.

A sport - tuned continuously variable transmission (CVT) with programmed gear ratios is standard, and this version of the QX60 is rated to get 23 mpg in combined driving (22 mpg with AWD).

The Nissan Pathfinder might be large, and its 260 horsepower, 3.5 - liter V - 6 good for 240 lb - ft of torque, but its continuously - variable automatic transmission keeps it from getting too thirsty at the fuel pump: consumption is rated at 20 - mpg in city driving and 26 - mpg on the highway.

Both the Lexus NX's variants get an adaptive variable suspension (AVS), which changes the damper rates according to various conditions.

Each zone gets progressively stiffer during the piston's travel, allowing the shock to have a variable damping rate.

The Civic Hybrid houses a peppy electric motor producing 110 hp coupled with a continuously variable transmission and getting a good fuel mileage rating of 44 city and 47 hwy.

The ZL1 gets a variable - rate steering rack, average ratio 16.1:1 and variable - assist electric boost.

Currently in a fixed rate but when the term comes up, my strategy will likely be to get into a 3 - year variable.

But with the high end of that variable near equal to the low side of most other rates, BB&T has got them beat.

We chose this because we got a low rate (2.6 %) and it was actually cheaper than the variable rate at the time.

If you think you can pay off your loans quickly after refinancing, opt for a variable rate loan; you can get an rate under 3 percent, saving you lots of money over time.

If you have variable rate loans from before July 1, 2006, you may be able to get very significant interest rate reductions by consolidating.

Rates are unlikely to get much lower, and if they keep going up, the savings you might start out with by choosing a variable interest loan could evaporate.

For example, some variable - rate plans may not allow you to get additional funds during any period the interest rate reaches the cap.

The good news is that if you're in a variable - rate loan that starts to get more costly, it's often possible to refinance into a fixed - rate loan.

APRs at Citizens Bank typically range from 6 % to 16.25 %, and borrowers have the option of getting a fixed or variable interest rate.

Installment loans have other advantages: You typically get a fixed rate, rather than the variable one charged on most credit cards.

Maybe you got sucked into the variable rate mortgage vacuum - and ended up paying double or triple the original payment on your mortgage until you could no longer manage your payments.

If you've got a steady income and wiggle - room in your cash flow, the variable rate might save you some money.