Sentences with phrase «greater access to mortgage credit»

By doing so, S. 1577 will ensure that consumers have greater access to mortgage credit and also more choices in credit providers.

NAR supports greater access to mortgage credit and consumer choice.

Not exact matches

After a slow and steady recovery following the housing crisis of 2008, Leibowitz explains that American consumers generally had fewer problems with their mortgages, better employment prospects, and greater access to credit, which made them less likely to file.

Importantly, Deputy Secretary Patenaude's leadership in these efforts will ensure that Americans have greater access to mortgage finance credit, promote a greater role for increased private capital in mortgage finance, and reduce taxpayer risk exposure.

A home equity line of credit, or HELOC, is a great way to gain access to a line of credit based on a percentage of your home's value, less the amount you still own on your mortgage.

Mortgage brokers have access to lots of great renewal programs from the banks, mortgage companies and creditMortgage brokers have access to lots of great renewal programs from the banks, mortgage companies and creditmortgage companies and credit unions.

«Today we can say with certainty that not only has this mortgage insurance premium reduction improved access to credit for a great number of qualified families, but it did not undermine the financial health of FHA's forward mortgage portfolio.»

With allowances for mortgage lates with the past year or a housing / credit event greater than 24 months, combined with a debt to income ratio of 60 %, qualified borrowers may be able to access financing not available through traditional programs.

The report urges that the future of U.S. homeownership depends on broadening the access to mortgage financing; the authors say this remains too restricted and is still reserved for those with great credit.

«Given that mortgage interest rates are expected to gradually rise, we need greater access to credit for a sounder housing recovery.

We need to expand credit availability in the mortgage market to help ensure that more creditworthy families can access homeownership, which offers greater housing security and more opportunity for wealth - building than renting.