As a cash flow tracker, it isn't so
great; every month I have to
aggregate my dividends manually, and I got tired of continually reclassifying my
income and spending.
The value of the rewards from redeemed ThankYou Points may be reported to the IRS as miscellaneous
income on Form 1099 - MISC in the year received, if the value of the award plus other taxable miscellaneous
income awards received from Citibank, N.A., is in the
aggregate $ 600 or
greater for a calendar year, as required by applicable law.