If, however, you spread out your rate shopping over a number of weeks and your credit report is pulled multiple times during this period, then this will have
a greater negative impact on your credit score.
The higher that ratio,
the greater the negative impact on your credit score will be.
Similarly, rate shopping that goes on past that relatively short 30 - day window can also have
a greater negative impact on your credit score, as that indicates that you're looking at taking on more debt than just a single loan.
Not exact matches
While regular student loan repayment is a
great way to build your
credit score, if you've missed any payments in the past it will have a
negative impact on your
score.
Unfortunately,
negative information has a
greater impact on your
credit score than good
credit history does.
Debt that is considered written off is also reported to
credit bureaus and can have an even
greater negative impact on a borrower's
credit score than single delinquencies.