Sentences with phrase «greater than the mortgage»

Repeat until a) your mortgage is paid off or b) all the yields are greater than your mortgage rate.

If he wants to buy you out, and its a 50/50 split, and you've been splitting the mortgage payments evenly, you should end up with cash to the tune of half of the difference between the house value and the mortgage (assuming the house value is greater than the mortgage).

If you make your extra payments into the Roth IRA and it grows at a rate greater than your mortgage rate, you will accumlate in the Roth funds to pay off your mortgage in full more quickly than by making the extra paymewnts to the mortgage.

It seems that from a mathmatical point of view, your lowest risk comes from when your liquid assets are greater than your mortgage.

One actually needs to earn a rate of return on investment greater than the mortgage rate plus the taxes on the investment.

Borrowing works in favor of property investors when the return of the property (sum of income return and appreciation return) without borrowing is greater than the mortgage constant.

Not exact matches

Still, the temptation now to use historically low - interest money from mortgages, personal credit lines and 401 (k) plans to invest in the stock market is great, especially as the Dow is reaching historic heights at more than 26,000 — a milestone unfathomable in 2009, during the Great Recesgreat, especially as the Dow is reaching historic heights at more than 26,000 — a milestone unfathomable in 2009, during the Great RecesGreat Recession.

It showed Berkshire Hathaway's mortgage companies took in a far greater proportion of their conventional loan applications from white homebuyers than their competitors in its largest markets in 2015 and 2016.

For single - family homes, that means a mortgage amount greater than $ 424,100.

If your mortgage balance is greater than the $ 200,000 baseline used to find these averages, then your rate will probably be higher as well.

It is great to earn risk free more than what you pay on your mortgage.

In the recent advancing half - cycle, the speculation intentionally provoked by zero - interest rate policy forced us to elevate the priority of market internals to a far greater degree than was required during the tech and mortgage bubbles.

Specifically, we found the total cost over five years of these four expenses — closing costs, taxes, insurance and mortgage payments — for the average home in every city in the U.S. with a population greater than 200,000.

In general, refinancing a mortgage makes sense when the savings you'll get from lower monthly payments is greater than the added costs of refinancing.

Finding a great mortgage company involves more than just getting the lowest interest rate and closing costs.

The refinance must produce a net tangible benefit resulting in at least a 0.5 percentage point reduction in the combined interest rate and Mortgage Insurance Premium (MIP) or Refinancing from an Adjustable - Rate Mortgage (ARM) to a Fixed - Rate Mortgage (with no more than 2 percentage points greater than the combined interest rate and MIP)

An FHA home loan is a mortgage insured by the Federal Housing Administration that can be a great option for buyers who wish to put down less than 20 %.

An FHA loan can be easier to qualify for than some conventional mortgage programs, making it a great option for many first - time homebuyers.

A DTI ratio prevents mortgage borrowers from getting mortgages that would require them to make monthly loan payments greater than a specified portion of their monthly pay.

If your interest rate is too high, that payment may be greater than the cost of your premium, and you would be better off with a single mortgage.

If your new loan amount is greater than or equal to your mortgage amount outstanding (refer to «Glossary» tab for definition) you can transfer your existing interest rate, loan balance and maturity date to a new home.

It is also expected to account for an even greater share of the total industry revenue, this is because they require higher fees than those charged by hedge funds and declining popularity of other alternative asset vehicles in the aftermath of the subprime mortgage crisis.

Whenever you need a mortgage loan that is greater than 76 % to 90 % of the current market appraised value of your home it is considered a high ratio or insured mortgage.

So, in an attempt to highlight why the total residential mortgage risk exposure is so much greater than anybody's expectations, this report drills down on Prime, Alt - A and Subprime allowable debt - to - income (DTI) ratios that were made ridiculously lax relative to pre and post 2003 — 2007.

Specifically, we found the total cost over five years of these four expenses — closing costs, taxes, insurance and mortgage payments — for the average home in every county in the U.S., and every city with a population greater than 5,000.

That policy letter states: «For any mortgage... with an LTV greater than 90 %, FHA will assess the annual MIP until the end of the mortgage term or for the first 30 years of the term, whichever occurs first.»

Just look at Bank of America, which faced more than $ 60 billion in settlements tied to its mortgage practices following the Great Recession, and attempted to charge debit cardholders a monthly fee in 2011.

Finding an investment that has returns at a greater rate than an effective mortgage rate is not that difficult if you do some homework.

All five YTMs are also greater than my 2.375 % and 2.5 % mortgages as well, without taking into consideration the tax benefits.

there uncles cousin started doing this less than 13 months and a short time ago paid for the mortgage on their place and purchased a great new Mazda MX - 5.

It's draining we lost to spurs but more over than anything the way we lost was embarrasseing and shocking we were played off park most game that has concern us as fans spurs bullied us out played us hungry in every department it's has fall with wenger when is time when he just accepts game has passed him matter of fact it has passed us arsenal fans aswell no control in middle very poor from xhaka and elneny and again dembele bought mortgage in midfield he's the owner my god vieria would of knocked he's house down but look we're very poor and away from home sad really how wenger keeps he's job is just pure stupidity but not just with today's results over all away from home we're relegation side go get Enrique before Chelsea get him and let but of class and youth take our great club back before Tottenham spuds leave us so far behind we won't even complete this series lack lustrous club

Once you're on the ladder things get a lot easier, and while the mortgage is high your net - worth is increasing at a greater rate than most cities.

For the great number of Long Island residents who no longer have use for the schools, who are underwater with their mortgages, and who are living in neighborhoods that look a lot different than they used to — well, they're not sure what they're paying for anymore.

Andrew Cuomo aggressively promoted subprime mortgages, which turned into NINJA (No Income, No Job and No Assets) loans, even while acknowledging that the default rate on these loans would likely be greater than on standard loans.

The American automobile industry is in dire straits, with liabilities in many areas far greater than its heavily mortgaged assets.

Mercedes - Benz, following the laudable lead of Jaguar and BMW in producing entry - level wheels that don't require a third mortgage, has recy - cled the 190E 2.3 model as its starter car.With a base price of $ 28,050, this four - door Mercedes minor actually costs $ 1,570 less than the 190E 2.3 of 1988, the year of the great marketing bollix that caused its temporary disappearance.It also carries more standard equipment - an anti-lock braking system and height - adjustable seat belts, as examples - than its 1983 - 1988 ancestors.

Your gross (pre-taxes) monthly salary must be greater than 28 % of the sum of the monthly mortgage and monthly tax payments.

Quicken's online resources and tools also make it a great choice for borrowers interested in an application that's more convenient and on - demand than traditional mortgage lending.

If you are going to be in a home less than 7 years an adjustable - rate mortgage is a great option right now.

Your gross (pre-taxes) monthly salary must be greater than 35 % of the sum of the monthly mortgage, monthly tax and other monthly debt payments.

All Western Mortgage raises the bar when it comes to back room operations, accepting nothing less than great.

If your new interest rate is not sufficiently low, the extra years of interest charges will make your new mortgage finance charge greater than your previous one's.

Refinancing for any amount greater than 80 percent of your home's current value requires paying for mortgage insurance (conventional mortgage loans) or FHA insurance.

If your interest rate is too high, that payment may be greater than the cost of your premium, and you would be better off with a single mortgage.

Regardless of the VA's county limit, anytime a veteran wants a loan greater than $ 424,100, they're likely looking at a jumbo mortgage loan.

In return for the greater risk, borrowers receive a lower initial rate than a fixed rate mortgage of the same amount and duration.

For mortgage loans greater than 12 months old, borrowers must have no more than one payment more than 30 days late, and must have made the immediately preceding three payments on time.

Actions taken now for reestablishing the mortgage insurance fund may prevent much larger headaches down the road if the mortgage insurance fund sustains losses greater than its ability to reimburse lenders.

When the loan against a home is greater than 80 % of the home's resale value, the lender is very likely to lose money in the event the borrower defaults on the mortgage.

So, if you have a greater amount of coverage than the size of your outstanding mortgage balance at the time of your death, your family would not receive the excess payout.