Sentences with phrase «greatest impact of any factor»

According to Clyde & Co's recent report on insurtech, 94 % of insurers expect digital transformation to have the greatest impact of any factor on their business streams in the next five years.

Not exact matches

In Michigan, the Michigan Pathways to Better Health (MPBH) program, implemented by the Michigan Public Health Institute and the Michigan Department of Community Health, is using tablet - based checklists to collect demographic information in communities with the greatest health needs and assess behavioral health, and social service factors impacting each patient to get a fuller picture of social determinants of health.
As was revealed in the just - released 2017 AFP Risk Survey, one of the top three risk factors having the greatest impact on organizations» earnings in the next three years was «U.S. political and regulatory uncertainty.»
«In order to cut through the preconceived wisdoms about which workplace design factors have the greatest and least impact on productivity, we asked our respondents to rate a wide spectrum of factors that impact their productivity.
However, the recent period of cooling does suggest that either manmade global warming may be smaller or that the impact of other factors may be greater than climate models have so far assumed.
Fascinatingly the authors conclude that other factors have a far greater impact on cyclist safety than presence or absence of cycle lane.
«Given that the majority of the population consumes these grains, understanding the factors that put certain individuals at greater risk for the development of celiac disease will have a broad impact.
«Our research teams are particularly interested in the impact of lifestyle related factors in dementia and by collaborating with experts in diabetes and metabolism, we have been able to investigate the nature of the link in great detail.
The nutritional factor that has the greatest impact on the development of a child's gut flora is whether the child is breastfed, according to a new study by the National Food Institute, Technical University of Denmark, and the University of Copenhagen.
The impact of major cardiovascular risk factors combined is greater in women than men and in blacks than whites.
«The impact of these factors combined on wheezing symptoms and diagnosed asthma calls for greater emphasis on collaborative — rather than isolated — efforts to reduce their exposure,» said Dr. Patra.
Men showed higher prevalence of smoking and use of alcohol than women, but more women had unhealthy BMIs (underweight or obese) than men, highlighting the greater impact of female BMI as a risk factor.
The great impact of psychosocial risk factors on top of biological ones are visualized by the marked regional differences and trajectories of prevalence rates of T2DM in adult men and women (Figure 2A).
Dr. Gregg Fonarow, a professor of cardiology at the University of California, Los Angeles, said, «There has been great interest as to whether psychological factors, including having a positive outlook and feeling gratitude, can impact cardiovascular outcomes.»
The reason for the difference between the changes in joint angle - specific strength and the changes in joint angle - specific neural drive is that both peripheral and central factors are operating, and the impact of joint angle - specific neural drive is greater after training at short muscle lengths, while the impact of peripheral factors (like regional muscle size and / or muscle fascicle length) are greater after training at long muscle lengths.
The ketogenic diet is one of many tools at our disposal that we can use to impact health; it works great for some, and not as well for others, since there are clearly many factors that influence its effectiveness and practicality.
We believe that one of the greatest school - based factors for improving education today is empowering educators with opportunities to develop a growth mindset by working together to build skills and strategies to increase the impact of their instruction in the classroom.
We work with education leaders to measure the effectiveness of teachers, principals, and schools; to examine the equitable distribution of effective teaching; and to understand the factors that help educators have a greater impact on the students they serve.
Issued in the spring of 1972, the panel's final report predicted that, unless steps were taken, alternatives to public schools would all but disappear; the greatest impact, the report noted, would be felt in «large urban centers, with especially grievous consequences for poor and lower middle - class families in racially changing neighborhoods where the nearby nonpublic school is an indispensable stabilizing factor
For example, NFER's 2001 - 2010 Citizenship Education Longitudinal Study (CELS) showed that where young people receive a great deal of citizenship education, this can positively impact on their citizenship outcomes, more so than the impact of other factors such as age, life stage, and background.
Tomalis said that the study of the program confirms that when all factors — including funding — are examined, it's the quality and structure of a school's leadership that has the greatest impact on student achievement.
Much research has supported the fact that the classroom teacher serves as the single greatest «in - school» factor in impacting levels of student academic achievement.
«Teachers realize that while their own impact on children is great, it is not as great as the influence of many other factors, including but not limited to poverty, language proficiency, home life, learning disabilities, level of parental involvement and education, and access to proper facilities and technologies,» said West Hartford teacher Ted Goerner.
Your goal will be pointing out the factors that influenced development of the examined event to a greater extent and highlighting all the major points of views that make their impact on it.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with tfactors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with tfactors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with tfactors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with tFactors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with tfactors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with tfactors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with tfactors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with tFactors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Universal life insurance quotes can vary a great deal depending on a number of factors which include the following and their associated potential premium impact:
Out of all the factors slowing home sales, rising home prices and lack of affordability is perhaps having the greatest impact.
All of these factors mean the amount you contribute to an RESP will typically have a far greater impact than your investment returns.
The short positions are not intended to mitigate other factors influencing the price of high yield bonds, such as credit risk, which may have a greater impact than rising or falling interest rates.
Whole life insurance quotes can vary a great deal depending on a number of factors which include the following and their associated potential premium impact:
The short positions are not intended to mitigate credit risk or other factors influencing the price of the bonds, which may have a greater impact than rising or falling interest rates.
Homeowners trying to get a sense of how rates will impact their mortgage payments, Scott said, would be better served by keeping an eye on the strength of the U.S. economy and changes in bond markets — factors that tend to have a greater impact on interest rates take than any incremental change by one lender.
... you divide your investment capital between these two basic choices of «loaning» or «owning» has a greater impact on your eventual investment returns than any other single factor.
The index does not attempt to mitigate other factors influencing the price of high yield bonds, such as credit risk, which may have a greater impact on high yield bond prices than changes in interest rates.
The short positions are not intended to mitigate other factors influencing the price of investment grade bonds, such as credit risk, which may have a greater impact than rising or falling interest rates.
Such performance can be impacted by a number of risk factors, including but not limited to (i) the level of price volatility (equity securities generally have greater price volatility than debt securities, (ii) changes in interest rates, and (iii) the ability of the manager to purchase or sell a security in a timely manner at desired prices.
Worldwide, vegetation fires are showing a trend toward longer burning periods, increased fire severity, larger areas burned and increased (mostly human caused) frequency — with all of these factors contributing to more damaging environmental impacts, higher shares of emissions and increasing socioeconomic costs, including greater threats to human health and security.
In this data activity, students interpret raw data on snow cover and explore the climatic impact of the «lake effect» - a significant factor determining snowfall amount in the Great Lakes drainage basin is the surface temperature of the lakes... (View More) Step - by - step instructions for use of the MY NASA DATA Live Access Server (LAS) guide students through selecting a data set, importing the data into a spreadsheet, creating graphs, and analyzing data plots.
I could probably spend the rest of the afternoon listing further examples of supposed problems associated with CO2 that either don't exist or have causitive factors of far greater impact than CO2 ever could.
A significant proportion of fossil fuel projects outside the carbon budget are related to future projects, which companies still have time to cancel — the less that energy transition risks are factored into company planning now, the greater chance of value impacts in the future.
As Ron Dembo wrote in TreeHugger, «Over time, the cost of carbon will rise and will be factored into all the products and services we consume, and this will begin to have greater impact on our behaviour as the price differential between our old habits and a new greener lifestyle increases.»
There a great many factors that impact the energy production of a solar installation.
In today's blog by Tal Wolf he gives you a great summary of what factors Judges weigh when retirement impacts a support obligation.
The great advantage of this approach is that it underlines two really important factors — the broad range of impact that technology will have and the wide consensus on the inevitability of the depth of that impact.
One variable factor that will certainly have a great deal of impact on your final coverage premium is the availability of discounts which can drive down the cost of your policy.
Term life insurance quotes can vary a great deal depending on a number of factors which include the following and their associated potential premium impact:
Universal life insurance quotes can vary a great deal depending on a number of factors which include the following and their associated potential premium impact:
Whole life insurance quotes can vary a great deal depending on a number of factors which include the following and their associated potential premium impact:
Although the CME announcement is a great move forward and an great milestone, the most important factor impacting the price of Bitcoin over the next month is the upcoming hardfork.
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