Sentences with phrase «greatest risk to insurance companies»

Drivers under 25 pose the greatest risk to insurance companies because of their high level of at - fault accidents.

If you're listed as a smoker on your application, you're going to pose a much greater risk to the insurance company.

That means that you're going to pose a much greater risk to the insurance company, and they are going to offset that risk by charging you higher premiums.

If you're a smoker, then you're at a much greater risk to be diagnosed with severe health complications, which means that you're a greater risk to the insurance company.

If you're a smoker, you're at a much higher rate of being diagnosed with severe health complications, which means that you're going to be a great risk to the insurance company.

If you're a smoker, you're at a higher risk for health problems like cancer or heart attack, which means you'll pose a greater risk to the insurance company.

Smokers have a higher risk of being diagnosed with lung cancer or suffering a heart attack, which means that they are going to pose a much greater risk to the insurance company, and they are going to offset that by charging you higher premiums.

This means that you're going to be a greater risk to the insurance company.

If you're a smoker, you're going to pose a much great risk to the insurance company, and they are going to offset that risk by charging you more for life insurance.

Having traffic violations on your record can raise your rates because you are a greater risk to the insurance company.

Speeding tickets and driving accidents mean that you're a greater risk to the insurance company, which could translate into hundreds of more dollars every year for your insurance protection.

Premiums are typically higher, however, as policyholders generally pose a greater risk to the insurance company.

Well, although they certainly present greater risk to an insurance company, the overall profit margins may still be higher.

Not exact matches

Owning your own company has risks, and that's why liability insurance is a great place to start for entrepreneurs.

Drivers with traffic violations, accidents, or DUIs are usually considered to be a much greater risk by insurance companies.

That's because as you get older, your chances of passing away become greater, and thus represent a higher risk to insurance companies.

Even high - risk drivers might find another insurance company to be a better choice if they value great customer service and a painless claims process over low rates.

With a VUL the insurance company has passed the risk to the policy holder, in exchange for greater choice and potential gains.

Younger drivers are more likely to be involved in accidents, so 18 - year - olds pose a greater risk to motorcycle insurance companies than middle - aged drivers.

Insurance companies reflect this greater risk by offering higher - priced motorcycle insurance quotes to youngInsurance companies reflect this greater risk by offering higher - priced motorcycle insurance quotes to younginsurance quotes to young drivers.

Insurance companies consider drivers with lower credit scores to be a greater financial risk.

With a typical insurance plan, the company will get an overall view of your health when calculating your premiums, without the medical exam, the don't know how your health is or about any severe health complications, which means you are a much greater risk to insure.

Beyond that, I would commend to you both Assurant (a truly great company that will survive the SEC), and Safety Insurance (investors don't get the risks here, they are small, and management is smart).

When I was a risk manager and bond manager for a life insurance company (at the same time, dangerous, but great if done right) I had to have models that drove yields on corporates from Treasury yields.

After all, life insurance is based on risk factors, and the older that you are the greater the risk you present to the insurance company of dying within the term of the policy.

After all, if you are in poor or declining health, the insurance company may decide that you represent too great a risk and choose not to renew your policy.

This is truly a no - risk situation for the injured party and a great benefit for injured persons who have little or no financial ability to fight with a large, financially well - equipped insurance company.

Because of the higher level of risk associated with commercial vehicles, the law generally requires a greater amount of insurance coverage to ensure a trucking company can be held financially responsible if it's at fault for an accident.

Commanding large verdicts is part of what makes our firm an effective negotiator — insurance companies know they stand to risk a great deal of money facing us in the courtroom.

Injured claimants, even those with competent lawyers acting on a contingency fee basis (sometimes referred to as a «no win no fee» arrangement) may still face great financial risks associated with litigation against the deep pocketed insurance companies.

The purpose of the medical exam is to give the insurance company an idea of how much of a risk you are to insure, but without that exam, the insurance company is taking a much great risk.

American General the company is a great fit for many, and especially clients dealing with pre-existing conditions that would categorize them as high risk life insurance, due to AG's liberal underwriting in contrast to other carriers.

When insurance providers see that their customers are abusing the laws of the road, they immediately recognize them as higher risk to insure — the likelihood becomes far greater that they will be involved in an accident and will cost the company more money than other safer drivers.

If you have several speeding tickets or driving accidents on your records, then the insurance company is going to view you as a greater risk.

Life insurance companies have a list of rate classifications that will classify each and every applicant in order of what kind of a risk they are and how great the odds are of having to pay out a death claim.

With variable life, you're shifting risk from the insurance company to yourself because you're trying to achieve greater returns.

Each car insurance company has many guidelines regarding which groups of drivers they want to accept and how much they will charge those groups they consider a greater risk.

Dangerous occupations represent much greater risk for insurance companies, and you are likely to pay for that risk with a higher insurance premium.

It usually happens when in some areas where the risk of a covered peril is high; the number of claims from people displaced from their homes is so great that the insurance companies have to limit the length of time during which they will reimburse the expenses for temporary shelter.

Smokers are at a great risk for health complications, which makes you a higher risk to the insurance company.

Certain hazardous hobbies and activities represent a much greater risk of payout to life insurance companies, and when seeking life insurance quotes you may pay for that increased risk through higher life insurance premiums.

Because of these greater risks, we expect to see other insurance companies follow Aviva's lead and develop their own overland flood insurance packages.

Risk transference — by undertaking a reinsurance deal an insurance company can trade off aspects of the risks involved, possibly in cases where some of the risk does not fall directly into the normal areas of operating expertise or where the risk is too great for the insurance company to comfortably meet its obligations under a policy should a claim be made againstRisk transference — by undertaking a reinsurance deal an insurance company can trade off aspects of the risks involved, possibly in cases where some of the risk does not fall directly into the normal areas of operating expertise or where the risk is too great for the insurance company to comfortably meet its obligations under a policy should a claim be made againstrisk does not fall directly into the normal areas of operating expertise or where the risk is too great for the insurance company to comfortably meet its obligations under a policy should a claim be made againstrisk is too great for the insurance company to comfortably meet its obligations under a policy should a claim be made against it.

This is why those with serious medical issues pose a greater risk to life insurance companies.

After all, due to your older age life insurance companies are taking a greater risk when they agree to issue a policy to someone who is in your age group.

Without the medical exam, the insurance company is taking a great risk to give you life insurance, and they are going to offset that by charging you higher premiums.

For example, heart attack survivors may, as a group, be a greater risk for the insurance company, but a specific heart attack survivor who has taken healthy steps to prevent future heart attacks and who is receiving high - quality medical care will likely be a lower risk to the insurance company.

The purpose of the medical exam is to give the insurance company an idea of your overall health, but without that medical exam, the insurance company is taking a much greater risk by giving your life insurance.

With a normal plan, the insurance company gets an idea of your health and how much of a risk you are to insure, with a no medical exam, they don't get that picture, which means great risk.

The reason it's important to identify yourself with an impaired risk life insurance policy from the beginning is because there is greater detail which is required to underwrite your case, and finding the best high risk life insurance company for your specific medical issue is a must!