All income on a paystub is considered, taxes paid are part of income,
cafeteria plans have nothing to do with
food and are part of income, there is a minimum time on a job based upon profession which is required to use as income, social security can be
grossed up, unemployment income can not be used, etc... The debt - to - income ratio analysis (see below for sample) by www.screenthetenant.com takes current underwriting guidelines into consideration and combines it with theprojected housing payment then calculates if for a future date such as 18 months from now.