The second
group of high risk drivers consists of DUI offenders, those with multiple speeding tickets, and accident prone drivers.
This is because they belong to
the group of high risk drivers.
Not exact matches
According to Baleka, the average life expectancy for a long - haul truck
driver in the U.S. is 61 to 64 years (10 to 15 years less than the average American male); truck
drivers have the
highest rate
of obesity
of any occupation in the U.S. (86 % are overweight, 69 % are obese); they have one
of the
highest rates
of metabolic syndrome, a
group of risk factors for heart disease and diabetes; in some years they have had the
highest number
of fatalities
of any occupation, making trucking one
of the most dangerous and unhealthy occupations in the U.S.
Instead, they'll focus on «other
high risk groups such as sex workers, truck
drivers, remote fishing communities and members
of the armed forces.»
3 Ways to Reduce the
Risk of Teen Car Accidents (via PR Newswire) Teen drivers are one of the highest groups at risk for car accident injury Download image SAN DIEGO, Feb. 14, 2012 / PRNewswire - iReach / — Teenage drivers are four... Continue readi
Risk of Teen Car Accidents (via PR Newswire) Teen
drivers are one
of the
highest groups at
risk for car accident injury Download image SAN DIEGO, Feb. 14, 2012 / PRNewswire - iReach / — Teenage drivers are four... Continue readi
risk for car accident injury Download image SAN DIEGO, Feb. 14, 2012 / PRNewswire - iReach / — Teenage
drivers are four... Continue reading →
Teens are at a
higher risk of being involved in a car accident than are
drivers of other age
groups, but when it comes to teen accidents, summertime poses the greatest threat.
Although no state has passed any law where there is a complete ban on the use
of cellphones for all
drivers, there are bans on certain
groups that are considered to be
high -
risk.
According to statistics, young
drivers under 25, especially males, belong to a
high risk group, i.e. those who tend to make insurance claims more often than any other
group of drivers.
A wholly owned subsidiary
of Warren Buffett's Berkshire Hathaway, GEICO has traditionally provided auto insurance and other insurance to preferred low -
risk demographic
groups (such as government and military employees) but has also begun to sell to nonstandard (
high -
risk)
drivers.
Drivers under the age
of 25
Drivers who are under the age
of 25 have the
highest premium rates because auto insurance companies believe that these
group have a
higher risk of committing traffic violations which will make them more prone to accidents and car damages.
SafeAuto for young
drivers under 25: if you are a young
driver under the age
of 25 — an age
group insurers deem
higher -
risk than older
drivers — but with clean driving record, a SafeAuto policy would not be our top recommendation for you.
Insurance companies dictate premiums and deductibles based on which
group of drivers you belong to, and sadly, retired individuals belong to these «
high -
risk» categories.
Ask About Discounts for Good Grades Young people under the age
of 25 represent one
group of high -
risk drivers.
Such
drivers might fall into a
high -
risk age
group, have a history
of repeated moving violations or accidents, or have had their driving privileges suspended or revoked due to a drunk driving or other serious violation.
High -
risk drivers fall in the nonstandard
group, which includes people who have one or more
of the following on their record:
Young adults will have to pay
higher premiums as they fall into the
high -
risk groups and the insurance provider might even charge more depending on the sex
of the
driver.
Drivers between the age
groups of 15 and 24 are considered to be in the
high -
risk category for auto accidents.
The exact same holds true for mature and experienced
drivers who are now over the age
of 70; despite their driving record they are now statistically a
higher risk group.
One carrier may specialize in a particular
group of people (such as military personnel, seniors, or
high risk drivers, for instance), while another auto insurance company might focus on some other demographic.
Insurance companies can not yet gauge the
risk assessment
of a particular individual who has no established driving record, so instead they base their rates on statistical analysis that says new
drivers are more prone to have accidents and are a
higher risk group.
As many
of you know, insurance companies classify their customers into many different
groupings to determine who is and isn't a
high risk driver.
This age
group is considered to be the safest
drivers by insurance companies and those under the age
of 25 and over the age
of 55 are consider to be
higher risk since based on statistics younger
drivers and the elderly (over 55) get in more accidents than those in the «sweet spot»
of 25 — 55.
For example, the
highest risk group is considered to be single, male
drivers around the age
of 25 years or less.
Teen Driving Awareness Programs - We know that teens are the
highest at
risk group of drivers on the road.
The National Highway Traffic Safety Administration states that teen
drivers have the
highest crash
risk of any age
group.
Young
drivers who are below 25 years
of age will generally have to pay
higher premiums when compared to individuals who are between 50 and 65 years
of age because they belong to the
high -
risk group.
This is because young
drivers are classified as the
highest -
risk group of drivers by auto insurance providers, owing to reams
of statistics gathered over many years pointing to
high rates
of accidents and other infractions.
A company will approach a
group ready to give
group auto insurance discounts to every member regardless
of whether they are
high risk drivers or not.
Drivers below the age
of 25 or above the age
of 55 — 60 are considered to be in the
high risk group.
Young
drivers are the
highest risk group for insurance companies, and rates for
drivers under the age
of 25 will always be
higher than other
drivers.