Sentences with phrase «growing number of loan»

A growing number of loan programs do not require individual appraisals — instead home mortgage lenders can use automated valuation systems based on tax records and past sales to show the worth of many properties.

A low credit rating can come as a result of a county court judgment, or a bankruptcy ruling or even with a growing number of loans that have fallen into arrears.

Not exact matches

The number of borrowers over the age of 60 with student loan debt grew from 700,000 in 2005 to 2.8 million in 2015.

Consider Peer - to - Peer Lending Following the credit crunch and Great Recession, banks are still cautious about extending loans to small businesses prompting a growing number of potential borrowers to search for loans online: peer - to - peer lending.

Interest - only loans had grown very strongly for a number of years in an environment of low mortgage rates and heightened competitive pressures among lenders.

A new study shows that a growing number of borrowers are struggling to pay off these high - balance loans, which creates problems for them — and, ultimately, also taxpayers.

Crowdfunding also includes Peer to Peer Lending but some platforms have been re-labled as «Marketplace Lending» or simply «Online Lending» as a growing number of direct lending platforms are using institutional money or their own balance sheet to finance loans with a diminishing dependence on smaller investors.

Over the past year, the company's loan portfolio grew by 9 %, the number of active customer accounts grew by 4 %, and net interest income grew by 11 %.

The OCC's findings are consistent with more recent surveys: The Fed's October survey of senior U.S. loan officers found a growing number loosening standards for commercial and industrial loans, often by narrowing the spread between the interest rate on the loan and the cost of funds to the bank.

Not only are mortgage lenders approving more purchase and refinance loans than during any period this decade, but there is a growing number of low - and no - downpayment programs for today's first - time and repeat buyers to use; and for investors to use, as well.

A growing number of European corporates are taking out innovative syndicated loans that directly link margins with their progress on sustainability objectives.

The Thompson Bank was one of a growing number of commercial banks in the 19th century that loaned money to promote rural industry and trade.

Housing counselors say a growing number of homeowners from wealthy communities, like Laguna Beach, Calif., are seeking to modify loans on multimillion - dollar properties.

While the issues at stake vary by state, a number of elections this cycle will hinge on a variety of education - related questions, including recent cuts to public schools, growing class sizes, Common Core State Standards, access to pre-K education and the availability of state - funded student loans for college.

He grew the number of charter schools by creating a $ 50 million, low - interest loan program for technology and transportation as well as a $ 500 per student charter increase, which the legislature had scaled back from his original $ 1,500 ask.

We were part of probably the growing number of people who were up... side down on our loan.

BMW is joining a growing number of manufacturers in promising to loan conventional, fuel - burning cars to i3 owners starting next year.

Audiobooks in the public library system are also growing, the publisher has seen a 300 % increase in the number of loans through their partners such as Overdrive.

It will be harder than ever for libraries to grow their collection, whether the licenses are time - limited or come with limits on the number of times a library can loan a book.

Increasing competition on the lending market, encouraged by growing number of lenders and lower Federal Reserve rates results in more attractive loan offers for bad credit borrowers.

As the number of FHA loans grows, so does the agency's risk.

In other words, the delinquency percentage is down not because we have fewer borrowers making late payments or no payments but because the universe of loans is growing faster than the number of delinquent borrowers.

Private education loans used to be the «bread and butter» for a number of financial institutions but now it is likened more to stale bread that is growing mold and becoming a science project in your fridge.

And how about this: since 2010, the number of people putting down less than 10 percent for conventional loans has grown three fold.

Now, a growing number of lenders are offering such mortgages without the backing of a government guarantee — the definition of a conventional loan.

In 2015, AAG began offering these reverse mortgage loans, in a growing number of states.

As rates on traditional mortgages have risen, a growing number of home buyers are turning to adjustable rate loans in order to save a few dollars.

In spite of this increase, Kantrowitz says, federal student loans are still the best option for the growing number of borrowing students who need help to pay for college.

A large and growing number of these Federal student loans are in default.

Information collected by Fitch Ratings uncovered that the auto loan delinquency level is now at 5.8 percent, the highest rate in some time.Despite the growing economy in the United States, an increasing number of subprime auto loan borrowers are defaulting on their loans.

A market that large is bound to attract a large number of scammers, especially with the growing number of people using the Internet to access personal loans.

Many students don't even realize there is a growing number of organizations providing interest - free student loans.

It's incredibly difficult to get a discharge on student loan debt, even though a growing number of influencers in consumer bankruptcy think that it

I have been following the micro loan trend for a number of years now and it is fascinating how quickly it is growing.

The Consumer Financial Protection Bureau has received a growing number of complaints about private student loan lenders demanding accelerated repayments when the co-signer dies or files for bankruptcy.

The Consumer Financial Protection Bureau says while there are more young borrowers than older ones, those over the age of 60 make up the fastest growing segment of student loan borrowers, and that the number of older borrowers with this type of debt has quadrupled over the last decade.

A growing number of student loan borrowers in distress have been scammed by debt relief companies promising to resolve student loan repayment issues.

But hope has arrived for these credit - challenged folks: A growing number of lenders are using alternative credit - scoring methods to assess a home buyer's creditworthiness for a home loan — which means that many who have been shut out of the home - buying game so far might now have a shot.

While the bill almost certainly would have helped student loan debtors who are struggling to repay their loans, it would not have addressed the issues that keep the total number of debtors growing, along with the total amount of debt.

Combine that with a growing number of older students that work full time jobs and the student loans for bad credit pool expands significantly.

Despite the growing economy in the United States, an increasing number of subprime auto loan borrowers are defaulting on their loans.

During this FREE interactive session, you will: - Gain perspective on the long - term planning gaps among the baby boomer generation - Increase your knowledge of the strengths, weaknesses, misconceptions, and uses of HECM loans - Learn strategies to overcome sequence of return risk during bear markets - Uncover how the HECM will protect equity in the event of another real estate downturn - Understand the significance of the growing number of affluent families seeking information on HECM loans and why you should be ready to help

A recent survey by Fannie Mae shows that a growing number of U.S. consumers believe that they can once again qualify for a mortgage loan.

The Founder and CEO of Gradifi, Tim DeMello, issued the following statement for Gradifi's press release: «A growing number of companies are recognizing the problem of student loan debt and are proactively seeking to help their employees manage this challenge.

But there is a growing number of lenders who have decided to specialize in bad credit automobile financing because these lenders recognize that any car loan has collateral attached to it - the car itself.

As payday loans are getting increasingly popular, there are a growing number of websites that provide lender - matching services to borrowers in need.

A large number of Staples» employees are millennial workers, and student loan debt is a growing concern for this population.

For a growing number of borrowers, FHA loans are the key to financing and refinancing real estate.

With the number of student loan lenders growing and now including fintech startups and traditional banks, borrowers have a lot of loans to choose from.

We're also very pleased with the growing number of companies that have started working with Gradifi to offer a student loan debt repayment benefit to employees and are open to expanding their benefit programs to support the goal of higher education.»