Many people know that their savings
grow by the interest rate, but forget about the negative effects of inflation.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to
grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment
by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders
by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending
by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of
interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher
interest payments should
interest rates increase substantially; 27) the effectiveness of any
interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The challenges facing the five men's successors, all chosen from within, include basement - dwelling
interest rates, an ever -
growing housing bubble, and the threat of disruption
by financial technology upstarts.
Over the past few years, public pensions including California Public Employee's Retirement System (CalPERs) and California State Teacher's Retirement System (Calstrs)-- the largest in the country
by assets — have posting mediocre returns due to low
interest rates and
growing retirement obligations.
By February 2008,
interest in his lessens
grew so much that he created LearningGuitarNow.com where visitors contacted him regularly for private lessons via Skype at the
rate of $ 25 for 30 minutes.
The «big banks» out there — Bank of America, Chase, Citibank, and Wells Fargo, to name a few — usually offer an
interest rate of 0.01 %, meaning your savings just sit there,
growing by a negligible amount.
«We believe the bias for stock prices in general remains to the upside, underpinned
by a
growing economy, low
interest rates and increasingly, cheaper oil... With operating margins at elevated levels, top line growth is poised to more quickly bleed through to the bottom line, thus supporting earnings.»
The Fed might increase the money supply
by lowering
interest rates if the economy is
growing slowly.
On the contrary, a
growing number of experts in the industry as well as academia have come to the conclusion that excessive speculation
by traders and investors, aided
by ultra-low
interest rates and easy money, is severely distorting the market.
After a long, strong run, equity investors are spooked
by growing uncertainty, political cray - cray,
interest rates coming back from the dead (though still historically low), a new Fed chair, and who knows what else?
Remember virtually all macro models nowadays simply work through real
interest rates, so raising inflation expectations
by * assumption * becomes the only way to
grow demand.
It usually plays out like this: The economy starts to
grow faster than expected, wages and inflation shoot up, and then the Fed reacts
by aggressively raising
interest rates.
Increasing
interest rates is supposed to cool an «overheated» economy
by slowing loan growth, but lending is not
growing today.
For instance, we could
grow our way out of our debt problem if we
grow our GDP
by 7 % per year for the next 10 years while keeping the average
interest rate on our debt below 3 % and limiting inflation to 2 %.
There have been
growing worries that overheated prices in Vancouver and Toronto could be a problem for the broader economy, especially if there is a sudden decline in housing prices sparked
by higher
interest rates.
In addition to near zero
interest rates, central banks created excessive amounts of money
by issuing trillions of dollars of bonds, e.g. QE1, QE2, QE3, QE4, etc. pushing unprecedented amounts of newly created money into global markets to contain the
growing deflationary threat; and, while it failed to contain deflation, the excessive liquidity is now circulating in markets with no place to go, akin to moribund monetary edema.
The tumult that saw global equity markets begin to fall at the beginning of February was triggered
by U.S. jobs data that showed wages
grew more than anticipated, raising worries that signs of higher inflation might push the U.S. Federal Reserve to increase
interest rates more quickly.
The OCC's findings are consistent with more recent surveys: The Fed's October survey of senior U.S. loan officers found a
growing number loosening standards for commercial and industrial loans, often
by narrowing the spread between the
interest rate on the loan and the cost of funds to the bank.
Meanwhile, the bitcoin dominance
rate fell from 42.8 to 38.5 percent, indicating a drop in the percent of the total cryptocurrency market capitalization contributed
by bitcoin and, conversely,
growing investor
interest in altcoins.
This puts central banks in a position where they will have attempt to control
interest rates not
by discounting lending, but
by buying debt from the government directly, so that markets don't price the new issuance at a level that would destroy the nation's ability to service a debt load that is
growing larger all the time.
The picture
grows brighter
by the day, in fact, as investment returns and long - term
interest rates are
growing.
Let's say you're single, earn an income of $ 35,000 that
grows by 3.5 percent each year, and have loans with an average weighted
interest rate of 5.70 %.
«Up until recently, there was pretty overwhelming support
by central bankers to keep U.S.
interest rates low
by buying up bonds in a second round of quantitative easing with the goal of boosting our slow -
growing economy.
The rising demand for dairy in China,
growing at 6 % to 7 %
rate annually, is teetering on outpacing volume growth of the category (increasing
by 3 % to 4 % every year) as the country shows great
interest in dairy products, according to Mintel.
Another day another moan from Pascal Chimbonda, the man who laughs when asked to play centre back, who used Wigan as a «stepping stone» and likes slapping Butts (Nicky that is)... Todays moan from Pascal tells us of his
growing disappointment with Tottenham's apparent
interest in any full - back with a pulse, and could possibly hint that Pascal isn't
rated too highly
by Juande Ramos.
Iceland's banking sector was allowed to
grow to a disproportionate size relative to Iceland's GDP, including
by offering foreign currency savings accounts at attractive
interest rates, which implicitly put the Icelandic government, and therefore the Icelandic people, on the hook for ultimately repaying other countries when Iceland's banking system collapsed and a systemic Icelandic bank run occurred.
Higher
interest rates are a greater danger to the recovery: «Because of the mess in the public finances created
by the last Government, the amount of debt
interest that we have to pay out is
growing and beginning to exceed some core Government budgets.
And don't forget that your balance picks up momentum as it
grows, because that larger balance gets multiplied
by the
interest rate.
Depending on the money market
rates, your account may or may not offer an
interest on par with what is offered
by a
growing number of rewards checking accounts.
By reinvesting dividends and letting the account grow tax free for decades, I realized I could probably do a lot better than the interest rate I was getting by paying off my student loans earl
By reinvesting dividends and letting the account
grow tax free for decades, I realized I could probably do a lot better than the
interest rate I was getting
by paying off my student loans earl
by paying off my student loans early.
If you'd left the money in your 403 (b) instead, and it earned even a relatively conservative
interest rate of 5 % a year, it would
grow to more than $ 55,000
by the time you reached age 65.
By cutting its target for the overnight rate, the central bank is trying to push down the interest rates charged by Canada's big banks, making it cheaper for companies to borrow money to grow their businesse
By cutting its target for the overnight
rate, the central bank is trying to push down the
interest rates charged
by Canada's big banks, making it cheaper for companies to borrow money to grow their businesse
by Canada's big banks, making it cheaper for companies to borrow money to
grow their businesses.
There have been big declines kicked off
by a
growing concordance of rising
interest rates, including the 1973 - 1974 bear market, the 1987 crash, and in 2000.
Although Canadian
interest rates may not rise in 2017, a surprising jobs report in December showed the Canadian labour market
grew up
by 53,700 jobs, compared to expectations of a 2,500 decline.
The cash value
grows due to the guaranteed
interest rate credited
by the insurance carrier and also through dividends paid in participating whole life policies.
With a regular fixed annuity, the funds inside of the account will
grow, based on an
interest rate that is set
by the insurance company.
Thus, it makes sense to roll the dividends back into the policy
by purchasing additional whole life insurance so that your cash value
grows, compounded
by a guaranteed
interest rate and dividend growth and your death beenfit
grows, so you leave as much money as possible to your estate.
A 6.2 percent loan portfolio growth
rate, combined with a 5.4 percent yield increase means that F&M Bank's
interest income
grew by close to twelve percent during 2017.
The national debt will
grow until a Greek like bond market crisis occurs and
interest rates are forced up sharply
by the global bond market (foreign creditors).
Grow your savings in a product that pays a competitive
interest rate and enjoy the security of having your money held in a bank account eligible for deposit insurance coverage
by the Canada Deposit Insurance Corporation.
That in turn allows it to borrow very cheaply (average
interest rate 3.6 %), which, along with its massive cash position, allows it to not only continue
growing the dividend, but also invest in future growth
by acquiring new asset managers in other countries and industries (such as K2 Securities to get into hedge funds).
With a whole life insurance policy, the death benefit is guaranteed, and the cash value funds will
grow at an
interest rate that is set
by the insurance company.
The demand for personal loan in Bangalore is
growing day
by day along with
interest rates.
Rising
interest rates and
growing inventory are offset
by low vacancy
rates and strong employment levels.
Analysts have warned that as
interest rates climb higher, a
growing number of cardholders could feel squeezed
by the bigger charges and struggle to pay the minimum amounts due on their cards.
The value and range of goods and services paid for
by consumers via their phone bills is
growing, and so too is
interest in the regulatory framework for regulating premium
rate phone services.
Within the legal industry in particular,
interest in these disruptive technologies has
grown at an exponential
rate, as exemplified
by the enormous amount of buzz on the subject at ILTACON 2017.
«Factors driving this PE activity include low
interest rates, a
growing economy, the reduction in marginal federal income tax
rates, the relative outperformance of domestic middle market private equity compared to other asset classes, benign credit markets and the rebalancing of portfolios
by institutional investors.»
KAREN MACKAY: It's
interesting because I do hear it from both sides — from general counsel and from managing partners, who are trying to cope with all of this — and in so many firms, because general counsel, the client, has
grown up in an hourly
rate environment, in many cases, they'll come back with an alternative fee arrangement, it's just a lower hourly
rate or a lower hourly
rate by volume.
Part of the annual premium charged is applied toward the pure cost of insurance, commissions and administrative costs, while the balance is left to
grow at fixed
interest rates determined
by the issuer.