Sentences with phrase «growth than whole life»

It typically has a higher rate of growth than whole life insurance.

Not exact matches

But if, on the other hand, we refuse to regard human socialization as anything more than a chance arrangement, a modus vivendi lacking all power of internal growth, then (excepting, at the most, a few elementary rules safeguarding the living - space of the individual) we find the whole structure of politico - economico - social relations reduced to an arbitrary system of conventional and temporary expedients.

Historically, the growth from stock market has proved to be better than the growth of the whole life insurance.

Editorially, Kiplinger's magazine has championed over the decades a number of personal finance strategies and investment products that later became popular «conventional wisdom»: the superiority of systematic investing (dollar cost averaging) over market timing; growth stocks that paid little or no dividends but invested in new technologies; mutual funds, especially no - load funds; stock index funds; term life insurance, rather than whole - life; and global investing.

While this makes variable life insurance policies a better investment option than whole life policies — the potential for higher, tax - deferred growth makes it a «super-IRA» — you can only invest in the sub-accounts available through your policy.

Those willing to take a risk and who have cash to fund the policy if it becomes temporarily underfunded can experience greater growth in cash value with universal life than with traditional whole life policies.

The growth of whole life cash value may be less than the growth of other investments.

While a whole life policy's cash value is typically guaranteed to grow a certain amount, it's smaller than the potential growth of a variable life insurance policy.

While this makes variable life insurance policies a better investment option than whole life policies — the potential for higher, tax - deferred growth makes it a «super-IRA» — you can only invest in the sub-accounts available through your policy.

This can make these policies more risky, however, they may also be able to obtain more growth than regular universal life or whole life policies.

Because of this, indexed universal life insurance is used by many policy holders who are seeking higher potential growth (than that of whole life, or even CDs and money markets), yet with protection of principal.

However many are considering buying term life insurance at a lower rate and invest the difference on high - growth products like stocks and mutual funds where the returns are much higher than what you get as accumulated cash value on your whole life insurance.

These investments can provide the opportunity for market related growth inside the cash component — which can offer much more growth potential than whole life, or even a regular universal life insurance policy.

While this can allow the opportunity for more growth than a whole or universal life insurance policy, it can also be more risky.

What differentiates an Indexed UL policy from other types of permanent life insurance used for cash accumulation is that the growth of the policy's cash value is based on the performance of an equity index (usually the S&P 500), excluding dividends, collared by a cap and a floor — rather than based on a flat crediting rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «current assumption universal life»), based on a flat dividend rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «whole life»), or based on the actual investment returns of specific equity investments (a product referred to as «variable universal life»).