Sentences with phrase «guarantee a minimum death»

Unlike many competitor annuities, Fidelity Personal Retirement Annuity does not have a guaranteed minimum death benefit.

Whole Life Insurance guarantees a minimum death benefit (also known as the face amount), no matter how long you live, as long as premiums are paid.

Even if you use all the money earmarked for LTC costs and services, your beneficiaries will receive a 20 % guaranteed minimum death benefit.

Unlike many competitor annuities, Fidelity Personal Retirement Annuity does not have a guaranteed minimum death benefit.

Also, variable universal life insurance policies may also offer a rider — at an additional cost — that will guarantee a minimum death benefit, regardless of the underlying investment performance.

Many permanent life insurance options include a guaranteed minimum death benefit and feature cash value growth over time.

Banner's Step UL ® offers a guaranteed minimum death benefit (GMBD) for as long as payments are made.

No matter how poorly your investments do, you are guaranteed a minimum death benefit.

This is your most basic life insurance product, with a guaranteed minimum death benefit and level premiums.

Banner's Step Up UL ® boasts a guaranteed minimum death benefit for as long as you make your payments, and your minimum payment will never change regardless of what happens in the future.

AXA's Interest Sensitive Whole Life is a pretty straightforward permanent product, with level premiums and a guaranteed minimum death benefit.

Comparable in construction to other whole life policies, expect a level premium, a guaranteed minimum death benefit and a small cash component.

The Covenant, the companies» flagship whole life product, is a true whole life policy with guaranteed level premiums, guaranteed minimum death benefits, and a separate cash value portion.

The rest of the product is fairly straightforward, carrying level premiums, a guaranteed minimum death benefit, and a stated rate of growth.

If a covered person's long term insurance rider was not completely used to fund their nursing home care, the designated beneficiaries will receive either the guaranteed minimum death benefit or the death benefit of the plan and the unused portion of the long term care rider's value.

True, whole life insurance, like the policies offered by MassMutual, is a lifelong insurance plan with a guaranteed minimum death benefit and premium.

You can use all of the death benefit for long term care expenses, but your beneficiaries will still receive a guaranteed minimum death benefit when you die, usually a percentage of the original death benefit.

You can guarantee a minimum death benefit with the no - lapse guarantee, while still giving yourself growth potential by utilizing mutual funds or other investment types for growth.

Finally, if you buy variable life, the death benefit payoff depends on your success in picking investment opportunities with the money (although the insurance company does cough up a guaranteed minimum death benefit at your death if you screw up too badly).

None of the basic benefits of a VA - including access to professionally managed investment portfolios, tax - deferral and a guaranteed minimum death benefit - are compromised if you take a pass on these riders.

For no charge and after the fourth policy year, you may elect to «lock in» a Guaranteed Minimum Death Benefit.

The Basic Death Benefit is higher of 11 or 7 times (depending on age) the annual premium or the Guaranteed minimum death benefit or 105 % of all premiums paid

Even if you use all the money earmarked for LTC costs and services, your beneficiaries will receive a 20 % guaranteed minimum death benefit.

Although there is a risk of losing all of the premiums that you allocate to the investment funds (and therefore your cash value), most variable life insurance plans do guarantee a minimum death benefit as a form of security for your life insurance policy.

Whole Life Insurance guarantees a minimum death benefit (also known as the face amount), no matter how long you live, as long as premiums are paid.

When choosing a policy with an investment feature, you can limit your risks by choosing one with a guaranteed minimum death benefit.

The first type is a guaranteed minimum death benefit (GMDB), which can be received only if the owner of the annuity contract, or the covered annuitant, dies.

The stock market fluctuates in a short span of time, if the values are down when a person dies, Variable Universal Life policies still guarantee a minimum death benefit to be given to the beneficiaries.

Most insurers guarantee a minimum death benefit, although it may not be what you had hoped to receive.

Could be any variance of type of policy, but it's one that never goes away and carries a guaranteed minimum death benefit.

Not exact matches

While Old Age Security and the Guaranteed Income Supplement were designed to provide a basic minimum amount to Canadian seniors, the new Canada and Quebec Pension Plans were contributory social insurance programs established to provide basic death, survivor and disability benefits as well as retirement coverage.

Elite Choice also offers traditional fixed annuity benefits such as guaranteed minimum interest and death benefits, combined with the potential for additional interest linked to the return of an index.

MarketProtector offers the benefits of a traditional fixed annuity, such as guaranteed minimum interest, death benefits, and retirement income options such as IncomeAccelerator, which is an optional income benefit for an additional charge.

ForeAccumulation fixed index annuity includes a Guaranteed Minimum Accumulation Value (GMAV).2 This value has the potential to increase your contract value at the earlier of the first owner's death or at the end of the chosen withdrawal charge period, assuming no withdrawals have been taken.

It also has a death benefit that is guaranteed from 5 - 30 years, based on age at issue, assuming a minimum premium is met.

Many policies will set a minimum amount on the death benefits, but the investment portion of your premiums will not typically guarantee a minimum return.

You can use the entire long - term care benefit and your beneficiaries will still receive a guaranteed 20 % minimum death benefit.

The whole life insurance plus long - term care policy is available for ages 35 - 80 and provides a guaranteed minimum 4 % interest rate, along with a guaranteed death benefit.

MarketProtector Advisory offers the same benefits of a traditional fixed annuity, such as guaranteed minimum interest, death benefits, and retirement income options such as IncomeAccelerator, which is an optional income benefit for an additional charge.

Elite Choice also offers traditional fixed annuity benefits such as guaranteed minimum interest and death benefits, combined with the potential for additional interest linked to the return of an index.

This fixed index annuity offers the same traditional fixed annuity benefits such as guaranteed minimum interest and death benefits, flexible retirement income options, and tax - deferred * earnings, but has the added feature of a 2.5 % or 5 % bonus to give your contract value an instant boost.

MarketProtector offers the benefits of a traditional fixed annuity, such as guaranteed minimum interest, death benefits, and retirement income options such as IncomeAccelerator, which is an optional income benefit for an additional charge.

Jackson AscenderPlus Select offers traditional fixed annuity benefits, such as guaranteed minimum interest, death benefits, and flexible retirement income options including LifePay ®, an optional income rider available for an additional charge.

The cash value of universal and variable policies is not guaranteed, although some policies set a minimum death benefit.

GOLD SERIES SAGE CHOICE SINGLE PREMIUM DEFERRED ANNUITY — PRODUCT OVERVIEW 6 Year Single Premium Deferred Annuity Issue Ages: 15 days — 90 years (age last birthday) Minimum Premium — $ 2,000 Maximum Premium — $ 500,000 per Owner Free Withdrawal Provision («Bailout Feature»): Included in the Contract Guaranteed Minimum Interest Rate: 2 % for the first 10 years and 3 % thereafter Contract Loan — Not Available for this product Free - Look Period — 30 days Death Benefit: Accumulation Value on the date of the Owner's dDeath Benefit: Accumulation Value on the date of the Owner's deathdeath.

The minimum amount payable under death benefits or maturity guarantees provided for under the terms of the segregate fund contract.

By paying into a policy throughout your lifetime, you guarantee that your beneficiaries will receive a minimum pay - out at the time of your death.

(But some policies do guarantee that the death benefit can not fall below a minimum level.)

If you are looking for a very safe and stable product, whole life and universal life offer guaranteed minimum returns on investment, while a universal policy lets you alter your death benefits and premium payments if you need more flexibility.

The withdrawal base does not establish or guarantee policy value, surrender value, minimum death benefit, or return for an investment option.