Sentences with phrase «guarantee a minimum rate of»

The guaranteed minimum rate of return is one of the defining characteristics of the State GRA.

Fixed annuities, unlike variable annuities, offer a guaranteed minimum rate of return.

Regardless of market swings, this financial product guarantees a minimum rate of return for a fixed number of years.

SAG - AFTRA also has contracts in place with practically all of the audio studios producing titles for major publishers, which guarantees a minimum rate of $ 225 per finished hour for audiobook narration.

A retirement vehicle that combines the benefits of a traditional fixed annuity, including a guaranteed minimum rate of return, with the potential to earn additional growth linked to the return of an index.

If you'd be more comfortable with an annuity that guarantees a minimum rate of return on all of the funds in your annuity, you may want to consider a traditional fixed annuity instead.

IUL policies typically offer a guaranteed minimum rate of return that is near 3 % in the fixed account and 0 - 1 % in the indexed accounts.

Fixed annuities, unlike variable annuities, offer a guaranteed minimum rate of return.

Most section 529 college savings plans offer a money market fund or a protected principal fund, and some even have a guaranteed option which protects the principal and guarantees a minimum rate of return (typically at least 3 %).

A guaranteed minimum rate of return on an account is another type of rider you can purchase.

The policy offers a choice of two indexed accounts or two fixed interest accounts with a guaranteed minimum rate of return.

The policy's cash value is credited with an interest rate that is set by the insurance company — and that may change, but will never be lower than a set guaranteed minimum rate of interest.

Universal life insurance pays a guaranteed minimum rate of return (2 % by law) or higher when prevailing interest rates are higher.

However, most universal coverage guarantees a minimum rate of return, though this guaranteed rate may not outpace increases in administrative expenses, mortality costs and under - performing investments

The cash value builds from a portion of the premiums paid into the policy and has a guaranteed minimum rate of return on investment, similar to a savings account but with a higher interest rate.

While your policy may guarantee a minimum rate of return ranging from 1 to 4 percent, your universal life insurance company will also invest a portion of your premiums into different investments.

If the investments made by the insurance company perform well, then you also benefit, but if they do poorly then at best you will only get the guaranteed minimum rate of return.

Not exact matches

Here are just a few of the guaranteed benefits of federal loans: low, fixed interest rates; in - school and hardship deferment opportunities; loan forgiveness options; income - driven repayment plans; no prepayment penalties; and no minimum credit score requirement.

Voya is looking to reduce exposures to generous guaranteed minimum income benefit (GMIB) riders sold to individual customers through early 2010 during an era of higher interest rates.

Fixed deferred annuities also provide you with a guaranteed minimum interest rate, regardless of market conditions.

This guaranteed minimum value may be the premiums paid (or a percentage of them) improved at an interest rate such as 0 to 2 percent.

An advance is just a minimum guaranteed rate of royalties.

Kingston's microSDHC memory cards are compliant with SD Specification Version 2.00 and use Class 2 & 4 speed ratings that guarantee a minimum data transfer rate of 2MB / sec.

If you're eligible for super guarantee (SG) contributions, at least every three months your employer must pay into your super account a minimum of 9.5 % of your ordinary time earnings, up to the «maximum contribution base» (rate current as of 1 July 2014).

Part of the interest rate earned is a guaranteed minimum, commonly 1 - 3 % paid on 90 % of premiums paid; the other part is linked to the specified equities index.

Choose the security of guaranteed minimum interest rates or link your policy's growth to the equity markets

Certificates are a great way to earn safe, guaranteed returns, with a low minimum of $ 1000 and high dividend rates.

Paying off student loans early provides a GUARANTEED rate of return, because you are definitely going to be paying less interest than if you went with just minimum payments.

The annuities also provide a guaranteed minimum interest rate and don't respond to the market; making them the guaranteed portion of your retirement portfolio.

87.5 % of premium accumulated at the contract's guaranteed minimum interest rate (Guaranteed Minimguaranteed minimum interest rate (Guaranteed Minimum minimum interest rate (Guaranteed MinimGuaranteed Minimum Minimum Value).

90 % of premium, adjusted for withdrawals, accumulated at the contract's guaranteed minimum interest rate

** $ 1,000 Mortgage Challenge / Guarantee requires a minimum loan amount of $ 100,000 and applies to Fixed Rate Loans only.

Either at the rate of the insurer's portfolio or minimum guaranteed rate, in the case of universal life insurance.

After the initial rate guarantee period, your rate may be adjusted each year but may never fall below the guaranteed minimum interest rate at the time of issue.

Most IULs offer a minimum guaranteed interest rate (i.e. floor) and a choice of indexes, such as the S&P 500 and the NASDAQ 100.

With the Federal Reserve keeping interest rates low for the better part of the past decade, it's been more like 3 % or 4 % interest with a minimum guarantee.

In some cases, cash value insurance, specifically whole life insurance, features a minimum rate of return guarantee on funds held in a policy's cash account, which is one of many whole life insurance pros and cons.

Here are just a few of the guaranteed benefits of federal loans: low, fixed interest rates; in - school and hardship deferment opportunities; loan forgiveness options; income - driven repayment plans; no prepayment penalties; and no minimum credit score requirement.

An interest rate that may change over the life of the policy but offers a minimum guaranteed rate

• Earnings potential The issuing insurance company may guarantee a minimum growth rate on the cash value of the policy in some cases.

On top of that, your cash value actually has a guaranteed minimum growth rate.

A portion of your premium will be applied to the policy's cash value and grow at a minimum rate guaranteed by the issuing insurance company.

But this time let's see how a guaranteed minimum rate would impact the outcome of a market that is up and down for many years in a row.

GOLD SERIES SAGE CHOICE SINGLE PREMIUM DEFERRED ANNUITY — PRODUCT OVERVIEW 6 Year Single Premium Deferred Annuity Issue Ages: 15 days — 90 years (age last birthday) Minimum Premium — $ 2,000 Maximum Premium — $ 500,000 per Owner Free Withdrawal Provision («Bailout Feature»): Included in the Contract Guaranteed Minimum Interest Rate: 2 % for the first 10 years and 3 % thereafter Contract Loan — Not Available for this product Free - Look Period — 30 days Death Benefit: Accumulation Value on the date of the Owner's death.

The cash portion of your policy will grow tax - deferred with a minimum guaranteed interest rate for extra security.

Fixed rate of return guaranteed for the term of the CD $ 1,000 minimum opening deposit per CD and up to a maximum of $ 100,000 collectively per household

The rate on 1 - year cashable GICs is guaranteed for one year, but you can access the funds (in whole or in part) any time after 30 days without penalty, subject to a minimum withdrawal amount and maintaining a minimum remaining balance of $ 1,000 for TD Direct Investing non-registered and TFSA investment accounts and $ 500 for TD Direct Investing RSP, RIF, RESP and RDSP investment accounts.

The rate on a 1 - Year U.S. Dollar cashable GIC is guaranteed for one year, but you can access the funds (in whole or in part) any time after 30 days without penalty, subject to a minimum withdrawal amount and a minimum remaining balance of $ 1,000 for TD Direct Investing non-registered investment accounts.

Guaranteed Interest Rates Tax - Deferred Growth Protection of Principal Access to funds through withdrawals1 Available from Age 15 days to 90 years (applies to both Owner and Annuitant) $ 15,000 minimum premium (Qualified and Non-Qualified)

Inflation - protected securities are those which guarantee a minimum real rate of return.