Sentences with phrase «guarantee an income stream»

The terms and prices of variable annuities were much better before the financial crisis, but the rationale for a contract that guarantees an income stream while allowing for some participation in potential growth in the investment markets remains intact, according to Mark Cortazzo, senior partner at Macro Consulting Group.

In their simplest form, annuities guarantee an income stream for buyers either now (immediate annuities) or beginning at a later date (deferred annuities).

Cortazzo at Marco Consulting Group also sees a behavioral benefit to establishing a guaranteed income stream.

That will involve diversifying assets away from the company and planning how to invest them to guarantee yourself the income stream you want at retirement.

The attitude should be «Since I'll be working without a guaranteed income stream, how will I survive for at least the next six months?»

For a business without a guaranteed income stream, it can be dangerous to take on a liability that demands a large lump sum payment.

But how many pre-retirees have considered the impact of having their guaranteed income stream in retirement potentially cut...

Other annuities focus on providing a guaranteed income stream that begins either immediately or in the future.

Because buying an income annuity means trading a portion of your retirement savings for a guaranteed income stream, it's important to make sure you have money available for emergencies and contingencies.

My only regret was for diversification purposes, and that guaranteed income stream.

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products.

You can not underestimate the value of having that guaranteed income stream.»

With potential for tax - deferred growth and a guaranteed income stream, annuities can be important to your retirement objectives.

But when it comes time to set up a guaranteed income stream, they will go higher — to $ 100,000 or even more.

For a business without a guaranteed income stream, it can be dangerous to take on a liability that demands a large lump sum payment.

What sets annuities apart from any other financial product is that it provides a contractually guaranteed income stream regardless of how long you live.

Because it's a guaranteed income stream.

Fixed Indexed Annuities also offer optional riders to create guaranteed income streams, like those available through income annuities.

ForeCertain is a single - premium income annuity, which in basic terms means it's a product that converts an amount of savings into a guaranteed income stream based on three things: when you want the income to start, how long you want it to last — for a set period, your lifetime, or a combination of the two — and if you want the income alone or jointly with another, typically a spouse.

For that matter, even if you don't need an annuity's guaranteed income stream from a strictly financial standpoint, you could consider putting some money into an annuity for the greater sense of security and well - being in retirement that research shows guaranteed income can engender.

Any comments regarding safe and secure products and guaranteed income streams refer only to fixed insurance products.

To create the guaranteed income stream, the assets invested in your annuity are permanently transferred to an insurance company.

Fixed annuities earn a guaranteed † rate of return over the life of the contract, and offer contract owners the predictability of a guaranteed income stream and a way to grow assets without exposure to market volatility.

Because buying an income annuity means trading a portion of your retirement savings for a guaranteed income stream, it's important to make sure you have money available for emergencies and contingencies.

The reason is that in return for the guaranteed income stream you give up access to the money you invest in an annuity.

Protect your retirement savings and create an additional, guaranteed income stream with an annuity

In exchange, you receive a guaranteed income stream for life beginning at a pre-determined future date.

Looking for a way to convert your hard - earned assets into a reliable, consistent, and guaranteed income stream when you retire?

They claimed to guarantee an income stream for 30 years.

The Obama administration is weighing how the government can encourage workers to turn their savings into guaranteed income streams following a collapse in retiree accounts when the stock market plunged.

Bloomberg reports: The Obama administration is weighing how the government can encourage workers to turn their savings into guaranteed income streams following a collapse in retiree accounts when the stock market plunged.

Deferred and immediate annuities offer the ability to gain a guaranteed income stream for life (based upon life expectancy).

These products are often sold to retirees who want to convert savings into guaranteed income streams.

With some exceptions, in exchange for higher payments, an income annuity permanently converts principal to a guaranteed income stream.

FIAs can provide a steady, guaranteed income stream.

Prepare for your retirement with a secure, guaranteed income stream for life with Manulife PensionBuilder:

Cornell suggested that guaranteed income products within target - date funds will enable retirees to have exposure to equities while also securing a guaranteed income stream.

No matter how shaky the economy gets... how unpredictable the stock market is... an annuity can give you a guaranteed income stream for the rest of your life.

The IPA Flex rider is exclusive to the Orion IUL and allows you to customize your death benefit, providing a guaranteed income stream for your beneficiaries and greater cash value accumulation potential.

Annuities offer an opportunity to grow funds while protecting them at the same time; and can guarantee an income stream over time.

A guaranteed income annuity from New York Life can help provide the income your retirement deserves with a guaranteed income stream for life.

Annuities may be the missing tool in your investment portfolio that can help guarantee an income stream in retirement, and increase available funds so you can enjoy the lifestyle you want.

For the uninitiated, an annuity is a long - term contract between an individual and an insurance company which guarantees that in exchange for a lump - sum premium or a series of premiums the insurance company will guarantee an income stream that can last for a certain number of years — or even for an entire life.

The downside of a structure is that the plaintiff must forego liquidity in exchange for the guaranteed income stream.

This is a guaranteed income stream for life annually uplifted using an earnings index.

In the first offering of individual products, Southern Farm Bureau Life Insurance Company offer a fixed annuity which is ideal for those who want to receive a guaranteed income stream in retirement.

With the Income Provider Option, you have the ability to select a guaranteed income stream of up to 30 years as your death benefit payout.

With potential for tax - deferred growth and a guaranteed income stream, annuities can be important to your retirement objectives.

Income annuities behave differently depending on contract specifics: they can be fixed, with a guaranteed income stream, or variable and subject to stock market fluctuation.

These products can offer a guaranteed income stream that will last for as long as the recipient needs it — which can help to alleviate the worry of running out of income in retirement.