Sentences with phrase «guarantee financial security»

But a reverse mortgage does not guarantee financial security no matter how long a consumer lives.

How else can you instantly guarantee the financial security of your family other than owning insurance?

Life insurance can guarantee financial security for your dependents an give you piece of mind knowing if something happened to you, your family will be able to keep living their normal lifestyle and not suffer a financial disaster that could change the course of their lives for ever.

A critical reason to purchase life insurance is to ensure that one's dependents, i.e. parents, spouse and children, receive a lump sum or a regular monthly income that will guarantee their financial security, in the unfortunate event that the policyholder passes away or gets disabled (thus putting a stop to his / her income).

How else can you instantly guarantee the financial security of your family other than owning insurance?

Unlike in years past, having a job no longer guarantees financial security.

This guarantees financial security in the event of sudden and unexpected loss of life.

In such situations, a Critical Illness Insurance becomes the savior - it guarantees financial security when an individual requires funds for both medical treatment and for supporting the family.

BSLI Protector Plus Plan: A plan that guarantees financial security for your family though keeping pace with your growing requirements, and rewards you for a healthy lifestyle.

Not exact matches

While it's better to invest than keep money under a mattress, buying risk free securities, such as guaranteed income certificates or low - yielding government bonds, could actually be riskier than purchasing higher returning products, says Ted Rechtshaffen, president and CEO of Toronto's TriDelta Financial Partners.

SmallCapPower / Ubika Research does not provide or guarantee any financial, legal, tax, or accounting advice or advice regarding the suitability, profitability, or potential value of any particular investment, security, or information source.

Because the market does not provide security, you may want your financial strategies to include some guaranteed * income products.

This collateral (i.e., permissible vehicles investments) may include: (i) match - funded assets, and, (ii) debt securities, equity securities and other financial instruments issued or guaranteed by the US government or its agencies, sovereign governments, supra - national entities, corporations, financial institutions and asset - backed or mortgage - backed issuers that are the subject of credit support agreements.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Csecurities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange CSecurities and Exchange Commission.

The Chinese Super League doesn't have the same financial security and there's no guarantee a deal would have panned out.

Since women are no longer as (or at all) dependent on men for their financial and social security, men aren't guaranteed a lifetime of female companionships.

An investment analyst who worked with the Town of Oyster Bay but, like other outside advisers, said he was kept out of the loop about the town - guaranteed loans for restaurateur Harendra Singh testified Wednesday that he bought securities amid the town's weakened financial state when it offered taxpayer - funded incentives.

This may include copyright laws, security laws, property laws, ecological laws and the like, as well as tax exemptions, state guarantees, and direct financial support to the business.

The National Loan Guarantee Scheme will insure loans to save well - performing companies which will save jobs and create financial security for British families.

First, remember that financial advisor Suze Orman advises that you first guarantee your own financial security, including retirement savings.

In addition to the above, I am intrigued by looking at a combination of guaranteed issue whole - life insurance products, social security, and defined contribution plans to meet more of the financial needs of teachers while potentially taking some of the financial risk off of the state.

The guarantor could be a commercial bank, credit union, brokerage firm, or other financial institution that is a member of a medallion signature guarantee program approved by the Securities Transfer Association and the SEC.

For that matter, even if you don't need an annuity's guaranteed income stream from a strictly financial standpoint, you could consider putting some money into an annuity for the greater sense of security and well - being in retirement that research shows guaranteed income can engender.

³ In light of our present uncertain stock market, guaranteed lifetime income can provide financial security as the foundation of a confident retirement plan.

Given the sustainability concerns of Social Security, it is important to consider adding savings vehicles to your financial portfolio, like fixed indexed annuities (FIAs), that provide guaranteed lifetime income, in addition to principal protection from market declines, and tax - deferred growth.

«What the $ 89 billion included,» reports the New York Times, «were costs associated with stabilizing Fannie Mae and Freddie Mac, the mortgage finance giants; loan guarantees by the Federal Housing Administration; and liquidity programs offered by the Federal Reserve, such as those authorizing the purchase of mortgage - backed securities from financial institutions.

MBIA Corp. issues financial guarantees for municipal bonds, asset - backed and mortgage - backed securities, investor - owned utility bonds, bonds backed by publicly or privately funded public - purpose projects, bonds issued by sovereign and sub-sovereign entities, obligations collateralized by diverse pools of corporate loans and pools of corporate and asset - backed bonds, and bonds backed by other revenue sources such as corporate franchise revenues, both in the new issue and secondary markets.

Further, we own a small amount of direct investments in debt and other securities of the holding companies of other monoline financial guarantee insurance companies.

MBIA Corp. issues financial guarantees for municipal bonds, asset - backed and mortgage - backed securities, investor - owned utility bonds, bonds backed by publicly or privately funded public purpose projects, bonds issued by sovereign and sub-sovereign entities, obligations collateralized by diverse pools of corporate loans and pools of corporate and asset - backed bonds, both in the new issue and secondary markets.

Adjusted book value is a common measure used by security analysts to assess the value of financial guarantee companies.

MBIA issues financial guarantees for municipal bonds, asset - backed and mortgage - backed securities, investor - owned utility bonds, bonds backed by publicly or privately funded public - purpose projects, bonds issued by sovereign and sub-sovereign entities, obligations collateralized by diverse pools of corporate loans and pools of corporate and asset - backed bonds, and bonds backed by other revenue sources such as corporate franchise revenues, both in the new issue and secondary markets.

Very few financial investments are guaranteed, but it is important to understand that SLMA debt securities are exactly that.

None of Montgomery Investment Management Pty Ltd and its employees, directors or associates guarantee the performance of a security or financial product.

Our Online and Mobile Banking Security Guarantee helps provide protection against fraudulent Online Banking transactions, secures your financial information and covers the timely processing of your payments.

Guarantees apply to certain insurance and annuity products (not securities, variable or investment advisory products) and are subject to the insurer's claims - paying ability and financial strength.

Signature guarantees may be obtained from certain eligible financial institutions, including, but not limited to, the following: U.S. banks, trust companies, credit unions, securities brokers and dealers, savings and loan associations and participants in the Securities and Transfer Association Medallion Program (STAMP), the Stock Exchange Medallion Program (SEMP) or the New York Stock Exchange Medallion Signature Progsecurities brokers and dealers, savings and loan associations and participants in the Securities and Transfer Association Medallion Program (STAMP), the Stock Exchange Medallion Program (SEMP) or the New York Stock Exchange Medallion Signature ProgSecurities and Transfer Association Medallion Program (STAMP), the Stock Exchange Medallion Program (SEMP) or the New York Stock Exchange Medallion Signature Program (MSP).

Guaranteed credit cards are a great way for many Canadians to start raising their credit score and achieving better financial security.

Negotiate, draft and review financial forms, loan agreements, guarantees, security transactions and other legal documents.

Following lock - and - step is another important issue for firms to consider: the financial security or guarantees a landlord will ask the firm to post to secure the lease.

The decision provides guidance with respect to (i) what constitutes a «direct loss» under the Securities Coverage of the Financial Institution Bond; and (ii) the nature of the reliance required for an insured to demonstrate that it has «extended credit... on the faith of» a forged guarantee.

Significant matters / transactions include: Advised Xstrata South Africa (Proprietary) Limited on its offer to purchase Lonmin plc's entire issued share capital, # 5 billion Advised Telkom SA Limited on its unbundling of a 35 % stake in Vodacom Group (Proprietary) Limited, R35 billion Advised Edgars Consolidated Stores Limited on its acquisition by Bain Capital, R25, 5 billion Advised The Standard Bank of South Africa Limited and FirstRand Bank Limited (acting through its Rand Merchant Bank division) on the introduction of BEE equity participation in Sasol Limited and their arranging financing therefore, R25, 4 billion Advised FirstRand Bank Limited (acting through its Rand Merchant Bank division) and Nedbank Limited (acting through its Nedbank Capital division) as lenders to Richards Bay Titanium (Proprietary) Limited and Richards Bay Mining (Proprietary) Limited, R19 billion Advised Citibank N.A. on a bridge loan granted to Turquoise Moon Trading 427 (Proprietary) Limited by Citibank N.A. and JP Morgan Chase, R10 billion Advised British American Tobacco plc on its secondary listing on the JSE, R550 billion Advised Pioneer Foods Limited on its listing on the JSE Securities Exchange, R6 billion Advised the South African National Roads Agency Limited in respect of the Gauteng Freeway Improvement Project involving the construction and upgrade of the Gauteng freeway and the procurement of an open road tolling system, R44 billion Advised Absa Bank Limited (acting though its Absa Capital division), FirstRand Bank Limited (acting through its Rand Merchant Bank division) and Vunani Capital (as co-lead arrangers) and the South Africa National Roads Agency Limited (as issuer) on the establishment of its South African Guaranteed Domestic Medium Term Note Programme and the subsequent issue of notes thereunder, R32 billion Advised Shoprite Checkers (Proprietary) Limited on the proposed Brait Private Equity private equity buy - out (this did not proceed), R12 billion Advised Reclamation Holdings (Proprietary) Limited and various shareholders on the acquisition by Capitalworks Private Equity SP GP (Proprietary) Limited and Old Mutual Life Assurance Company South Africa Limited of a 20 % equity stake in Reclamation Holdings (Proprietary) Limited from various shareholders, R511 million Clients include: Multinationals, listed companies, financial institutions, entrepreneurs and Government

The resolutions in the Legislature guarantee full financing, but several senior judges said financial security for the courts in exchange for a less independent bench was a bad trade - off.

All guarantees are based on the financial strength and claims paying ability of Security Life of Denver Insurance Company who is solely responsible for the obligations under its own policies.

PNB MetLife is providing customers with much needed financial security while simultaneously delivering other benefits such as guaranteed monthly income and guaranteed money back schemes through these offerings.

These plans cover you against ailments and guarantees complete financial security of you and your family.

PPF (Personal Provident Fund) Personal Provident Fund - It is a A government - guaranteed fixed income security scheme with the special objective of providing old age financial security to the unorganized sector / self employed (non-salaried employees).

Whole Life Guaranteed to 65 does more than help provide financial security.

Guarantees apply to certain insurance and annuity products (not securities, variable or investment advisory products) and are subject to the insurer's claims - paying ability and financial strength.

Permanent life insurance guarantees that no matter when you pass away or what life changes may have occurred during the time that you own your life insurance policy, there will be some degree of financial security provided to your children, spouse, or any other dependents.

Guarantee Your Family's Financial Security - Qualify For Up To $ 400,000 Term Life Insurance No Medical Exam Needed - Just A Few Health Questions.