Sentences with phrase «guarantee issue amounts»

There are also flexible age reductions available, and liberal guarantee issue amounts are also confirmed.
Requesting an amount of coverage that exceeds the maximum guaranteed issue amount in your plan
However, the guaranteed issue amount may not provide as much life insurance as the policyholder needs when compared to other policies.
Voluntary life insurance is a good idea for a person because if he enrolls within a short period of becoming employed, he often does not have to provide evidence of good health to be insured up to the guaranteed issue amount.
Guaranteed issue amount for employees and accelerated death benefits are included.

Not exact matches

The insurance is issued by debt security insurance firms and their duty is to give you guarantee that the interests and principal amount will be paid as at when due.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Browns rookie Jabrill Peppers is yet to sign his rookie deal because of issues with the amount of guaranteed money in his deal, per PFT.
It's funny how the same fan's who stated that spending large amounts of money didn't guarantee winning trophies, (whilst mainly comparing Liverpool and Utd to that example), are now saying that a Wenger replacement wouldn't make any difference since Spending seems to be an issue at Arsenal.
The issuing insurance company guarantees, subject to the insurance company's claims - paying ability, that upon your death it will pay your beneficiaries a preset amount that is typically free from income taxes.
Guaranteed issue life insurance policies have significantly lower death benefit amounts compared to term or permanent policies.
Guaranteed Payments The payment amount is guaranteedGuaranteed Payments The payment amount is guaranteedguaranteed at issue.
* Guarantees are backed by the claims - paying ability of the issuing insurance company and do not apply to the principal amount or investment performance of a variable annuity's separate account or its underlying investments.
The GIC Bonus Rate Offer is available for 1 - year Non-Redeemable and 1 - year Redeemable Guaranteed Investment Certificates that are issued in respect of deposits made in Canadian dollars for an amount between $ 1,000 CAD and $ 500,000 CAD; not held in any registered plan, such as Registered Retirement Savings Plan, RRIF or Tax Free Savings Account, and issued to one or more individuals who qualify for the HSBC RBWM Newcomers Program under s. 2 within 6 months of the opening of any sole or joint Eligible Account held or closed by such persons.
Certificate of deposits (CDs) on the other hand, are considered a much less risky investment because the amount you invest and interest payments are guaranteed by the institution that issues the CD.
Effective October1, 2011 for commitments issued through USDA on all purchase transactions, an up front guarantee fee equal to 2 % of the loan amount and an annual fee of 0.4 % of the unpaid principal balance will be charged.
Guaranteed issue plans have no health questions but the face amounts are low and the premiums are high.
The combined total for existing Guaranteed Issue Life coverage and the amount selected above must not exceed $ 25,000.
The VA only guarantees the loan for a certain amount, but it's the mortgage lender who issues the loan.
Guaranteed issue policies however, limit the amount of insurance often to $ 50,000 or possibly $ 100,000.
Guaranteed issue, meaning you can get a certain amount of coverage without answering health questions or taking a medical exam
The main issue, then, for you and any other retiree or near - retiree considering an annuity, is whether you actually need more guaranteed retirement income than the amount you're already scheduled to receive from Social Security.
The only policies available were guaranteed issue policies (no health questions and no medical tests) with very limited face amounts, and few simplified issue policies where there were no medical tests and a short series of health questions.
Best Fare Guarantee: If you (1) make a qualifying purchase of JetBlue airfare online at jetblue.com; (2) find a lower airfare (inclusive of all taxes and fees) on another travel website for the exact same flight (s), itinerary, date (s), and seat type after your purchase; and (3) satisfy all of the additional requirements and conditions set forth below, JetBlue will issue you a service credit redeemable toward a future purchase of airfare on JetBlue, in the amount of $ 100.
-- Direct loans, letters of credit and loan guarantees by the Administration shall not exceed an amount equal to 80 percent of the project cost of the facility that is the subject of the loan, letter of credit or loan guarantee, as estimated at the time at which the loan, letter of credit or loan guarantee is issued.
The Silver Guard l plan offers a guaranteed level amount of death benefit, which means that from the date of policy issue, the amount of the life insurance coverage will never decrease.
Most guaranteed issue plans have what's referred to as a two - year «graded» benefit which states that during the first two years, if you die, you only get back your premiums plus a small amount of interest.
A guaranteed issue life insurance plan is the best life insurance for the sick and elderly because it offers face amounts ranging from $ 1,000 to $ 35,000.
The high premiums, combined with a low face amount for the death benefit, make guaranteed issue life insurance a less desirable option for relatively healthy individuals.
If you still have a massive amount of unpaid expenses that would be left to your family, or you have people that rely on your paycheck every month, then a guaranteed issue burial plan is not going to give you the coverage that you need.
5) Guaranteed Issue policies are not available for large amounts of coverage.
Guaranteed issue policies normally have a two year waiting period before the entire face amount of the policy will be paid to the beneficiary.
Some policies are guaranteed issue so expect lower coverage amounts.
Guaranteed issue life insurance policies typically offer smaller insurance amounts and can be purchased without a medical exam.
With this in mind, the face amount of coverage on most guaranteed issue plans is typically small.
However, premiums for guaranteed issue policies are higher and the face amounts tend to be lower.
Additionally, you can also qualify for a Guaranteed Issue policy which does not require medical tests and a health questionnaire, but the coverage amounts are much lower.
A guaranteed issue policy is available to everyone, healthy or not, but the ease of purchase is reflected in higher premiums as compared to term life insurance for the same coverage amount.
Guaranteed Issue Life Insurance Policies only provide a small amount of coverage, typically $ 25,000 dollars or less.
Our licensed agents can help you determine if you qualify for Guaranteed Issue Whole Life Insurance and what coverage amount you want.
However, guaranteed issue life costs more than traditional life insurance and provides a limited amount of coverage, typically between $ 5,000 and $ 50,000.
These guarantee issue life insurance plans are typically purchased by seniors who no longer have a significant amount of debt or expenses left over.
Guaranteed issue policies however, limit the amount of insurance often to $ 50,000 or possibly $ 100,000.
However, it has the same drawbacks as guaranteed issue life insurance: higher life insurance premiums for relatively low coverage amount.
It's similar to guaranteed issue life insurance in that it's a relatively small coverage amount, but it's more than you'll typically get with guaranteed issue.
Seniors can find affordable life insurance by making sure they're getting the right amount of coverage and making the right choice between term, simplified issue, final expense, and guaranteed issue life insurance.
The coverage amount you get with guaranteed issue insurance depends on your age, sex, and where you live.
In general, term life insurance provides the most coverage for your money; simplified issue and guaranteed issue both offer lower coverage amounts for high monthly bills.
However, guaranteed issue is much more expensive than simplified life insurance or term life insurance, and coverage amounts are even lower.
Guaranteed issue life insurance is unique in that the premium rate stays the same at a fixed «unit price,» but the coverage amount differs:
a b c d e f g h i j k l m n o p q r s t u v w x y z