A pension plan is a plan in which you pay once and you start receiving pension at a pre-decided frequency (choice of yearly, half yearly, quarterly, monthly payout options) for life with
a guarantee of return of full purchase price in case of death of policy holder.
This plan also provides
you a guarantee of return of full purchase price in the event of death of the policy holder.
His premiums are a bit higher than Jane's because he's older, and he wants the money - back
guarantee of a Return of Premium policy.
The guarantee of the return of total premiums paid is forfeited if the policy is converted to Reduced Paid Up or if a partial cash surrender has been made.
These do not mature, so you don't have
a guarantee of a return of your investment.
Money management is the key to
guarantee of return of capital and return on capital.
Not exact matches
Part
of that package provided «a
guarantee that workers who demonstrated the appropriate legal status within six months could
return to their job at the same pay rate and the same seniority,» according to Tom Cat.
With overall
returns projected to range in the mid-single digits — that includes dividends — and
guaranteed savings vehicles paying literally nothing, they will need to do more
of the heavy lifting to meet their retirement goals.
Of course, when takeover appraisal cases do make it all the way to court, there's no
guarantee that the hedge fund will reap a
return on its efforts.
Should the policy offer attractive
guaranteed rates
of return, over time the cash value will grow to a reasonable level without being subject to market volatility or capital gains taxes.
That's especially true for the pharmaceutical, technology and telecommunications industries where internal R&D usually means more hiring, higher capital expenditures and increased fixed operating costs, all without the
guarantee of a
return.
There was no swap
of land and no
guaranteed return.
We do believe this will result in a modest positive for
returns — there's no
guarantee obviously that all
of that money goes into the
return.
However, there are a few benefits that have been in the fine print all along, including price
guarantees, purchase security, extended warranties and
return protection — all
of which are common for most credit cards.
The payoff: Risk doesn't
guarantee higher average
returns, but it makes them more likely over the life
of a long - term investment.
While the value
of underlying subaccounts
of variable annuities fell through the floor like everything else in the market in 2008, the
guaranteed income withdrawal rate (not to be confused with the rate
of return of the investment portfolio) did not.
And while NerdWallet emphasizes that past market performance doesn't
guarantee you'll earn the average historical
return of 10 % in the future, the value
of investing in stocks over a long period
of time is still significant.
But Morales said this month that Chile offered «no
guarantee of free movement
of people or goods,» and Bolivia's lawyers have said the country only wants the court to ensure «Chile
return to the negotiating table in good faith.»
I was CFO
of a successful software company that had to show average
returns of more than 25 percent
of revenue to the bottom line after taxes, growth
of more than 50 percent per year for five years and an excess
of $ 20 million in annual revenue before the bank would release the owner's personal
guarantees.
Saving 30 to 50 percent buying in bulk — replenishable items from toothpaste to soup, or whatever I use a lot
of — is the best
guaranteed return on investment you can get anywhere.»
Annuities offer a measure
of protection against market downturns, may provide a
guaranteed investment
return and grow tax - sheltered until you withdraw the money.
The Emaar Malls bid includes a $ 500 million up - front payment and a
guaranteed 15 % internal rate
of return for Souq.com shareholders, the source said.
Two - thirds
of respondents would consider buying products with
guaranteed returns, 50 % want a minimal risk
of losing their principal, 38 % want low or no fee investing while 33 % want an investment with a good track record.
While it's better to invest than keep money under a mattress, buying risk free securities, such as
guaranteed income certificates or low - yielding government bonds, could actually be riskier than purchasing higher
returning products, says Ted Rechtshaffen, president and CEO
of Toronto's TriDelta Financial Partners.
One benefit: Eric Thomas
guarantees its clients a 10 - day turnaround (after receipt
of information) on any tax
return.
Importantly, Series E investors negotiated for a
guaranteed 20 %
return upon an IPO, and so their stake is worth $ 180 million at the time
of the IPO (and over $ 250 million at current trading levels).
The company
guarantees a
return of $ 1,000 per week on its services.
Financial advisors loved the
guaranteed annual
returns of 7 % or so, and The Hartford found the high fees intoxicating.
Because hey, they know it's not a
guarantee, and they hold out the siren's song
of, «You can get better
returns with me.»
Entrepreneurs seeking to win and retain customers must take the time to thoughtfully analyze each point
of interaction, including the company website, call center, marketing collateral, product warranty, service
guarantee,
return policy along with the shipping experience, and ask, «With respect to this touch point, am I delivering what my customer wants and expects from me?»
Personally, I've never understood people who got into this business for the excitement - get your kicks from theme parks or sports; the goal
of investing should be to make
guaranteed rates
of return substantially in excess
of your personal hurdle rate.
Returns are calculated after taxes on distributions, including capital gains and dividends, assuming the highest federal tax rate for each type
of distribution in effect at the time
of the distribution Past performance is no
guarantee of future results.
The Philippines is the prettiest girl at the dance right now — Manila has Washington, Beijing, Tokyo, and others chasing it around with promises
of investment and protection in
return for security
guarantees.
While past performance is no
guarantee of future results, historical
returns consistently show that a well - diversified stock portfolio can be the most rewarding over the long term.
The
return to the funder will be a minimum
of 5 times and I am able to offer security
guarantees if required.
There's something very exciting about being
guaranteed nothing but having the possibility
of the unlimited
return for something you create.
If you're in for the long haul and want a
guaranteed rate
of return with no value loss from an investment, a T - bond might be a perfect solution.
The
guaranteed minimum rate
of return is one
of the defining characteristics
of the State GRA.
The crisis may also mark an end to the notion that «investing» means
guaranteed annual double - digit
returns (far in excess
of income growth) without having to do any real work.
While dividend paying whole life policies aren't actually
guaranteed to pay a dividend, should they do so, you don't have to pay income tax on the money as it's considered a
return of premium.
The premise behind an immediate annuity is simple: You invest a lump sum
of money with an insurance company (although you would actually do so through an adviser, a broker or insurance agent) and in
return you receive a
guaranteed monthly payment for life regardless
of how the financial markets perform.
For example, in
return for the
guarantee of lifetime payments, you typically give up all or most
of your access to the savings you've invested in the annuity.
Rollovers would be administratively expensive and would defeat the goal
of connecting workers» long term savings to longer - term assets — a necessary condition for
guaranteeing secure and adequate
returns.
In contrast, accounts that
guarantee at least the
return of your original balance — like certificates
of deposit or money market accounts — are always covered, as long as the issuing bank or credit union participates in deposit insurance.
While we have to say, and we actually believe, that past performance is no
guarantee of future
returns, we believe that Woodstock represents our clients» best opportunity to capture that equity - like
return into their own accounts rather than negotiate it away in purchasing an investment product, because we believe we have done it.
Investing in a variable annuity involves risk
of loss — investment
returns and contract value are not
guaranteed and will fluctuate.
Once the staff is well - versed
of the tricks and tips in promoting products or services, then you can
guarantee significant
returns on your investment.
I'm actively looking at my debt and determining if it makes more sense to pay down mortgages (locking in a
guaranteed ~ 4 %
return) or investing in bonds (~ 1 %
returns if held to maturity) or stocks (uncertain, but I just wrote an article about the current PE ratio and the inevitable reversion to the mean and I believe we are likely headed for 10 years
of low single digit
returns).
SAVOIE also
guaranteed the victim investors high rates
of return.
Note that these results rely on the assumptions below, and aren't a
guarantee of market
returns!