Sentences with phrase «guarantee principal protection»

Not exact matches

«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.

Jim Poolman, IALC's executive director, stated that while the group's litigation is «not disputing that retirement advisors should act in the best interests of their clients,» DOL's rule «will harm millions of hard - working Americans who need the principal protection and lifetime guaranteed income that fixed indexed annuities offer.»

These products offer principal protection from market loss, a predictable, guaranteed retirement income, and can contribute balance to retirement savers» long - term financial plans.

The CIBC TFSA GIC (Non-Redeemable) provides security of guaranteed interest, plus full protection of your principal.

They provide preservation of principal, death benefit protection, guaranteed retirement income options and competitive interest rates.

While a few have given indexed annuities a bad rap, these insurance products actually have a number of unique benefits, including principal protection, growth opportunity and guaranteed lifetime income, that make them a good retirement planning tool.

The CIBC TFSA GIC (Non-Redeemable) provides total security of guaranteed interest, plus full protection of your principal.

These products play an important role in a balanced retirement plan by providing principal protection, upside potential, guaranteed interest, and guaranteed income for life.

Fixed annuities offer four important elements that can help you grow your retirement future; preservation of principal, † competitive interest rates, ‡ guaranteed retirement income options and death benefit protection.

Given the sustainability concerns of Social Security, it is important to consider additional savings vehicles, like fixed indexed annuities, which also provides guaranteed lifetime income, in addition to principal protection from market declines and tax - deferred growth.

Given the sustainability concerns of Social Security, it is important to consider adding savings vehicles to your financial portfolio, like fixed indexed annuities (FIAs), that provide guaranteed lifetime income, in addition to principal protection from market declines, and tax - deferred growth.

Namely, that these products provide a source of guaranteed income, principal protection, and interest rate stability in retirement as well as balance to any long - term financial plan.

CIBC TFSA GIC (Non-redeemable) Total security with guaranteed interest, plus full protection of your principal.

All guarantees and protections are subject to the claims paying ability of the issuing company, but the guarantees do not apply to any variable accounts which involve investment risk and possible loss of principal.

Principal Protection: You can even guarantee that you will get at least as much money back from your annuity as you originally put in.

These products offer principal protection from market loss, a predictable, guaranteed retirement income, and can contribute balance to retirement savers» long - term financial plans.

Look for a financial product that provides guaranteed lifetime income, like FIAs, plus principal protection and interest rate stability to ease your fears.

Guaranteed Interest Rates Tax - Deferred Growth Protection of Principal Access to funds through withdrawals1 Available from Age 15 days to 90 years (applies to both Owner and Annuitant) $ 15,000 minimum premium (Qualified and Non-Qualified)

Such protection is accounted for as a derivative under SFAS 133 and is included as part of the Company's principal protection guarantees.

The investment management services operations have entered into derivative transactions primarily consisting of interest rate, cross currency, credit default and total return swaps and principal protection guarantees.

A Market Linked GIC, such as a Scotia Equity - Powered Guaranteed Investment Certificate (EPGIC) is a GIC that offers principal protection and the benefits of the return potential of equity investments.

You must elect the Protection of Principal option in order for a guarantee of principal if you surrender the policy before it is outPrincipal option in order for a guarantee of principal if you surrender the policy before it is outprincipal if you surrender the policy before it is out of CDSC.

The characteristics and nuances of stable value products can vary, but all offer guarantees and principal protection.

Like traditional GICs, they offer you the peace of mind of 100 % principal protection, while taking advantage of the higher return potential of the stock market and a guaranteed minimum interest return.

-- Most CLOs offer additional loss protections: i) Credit enhancement — credit insurance / guarantees, ii) Excess spread & reserves — a positive interest spread's earned, which may be used to build loss reserves, iii) Overcollateralization (O / C)-- the CLO sponsor adds additional collateral, say an extra $ 5 mio for every $ 100 mio of assets, and iv) Early amortization — an increased level of defaults, and / or certain other events, may trigger an accelerated repayment of principal (AAA notes have priority, of course).

While there is risk associated with a variable annuity, many offer guarantees of principal and downside protection at an additional cost and depending on contract rider availability.

So, while there is no gain, there is also no loss — which in turn can help to guarantee protection of this principal.

Guaranteed Interest Rates Tax - Deferred Growth Protection of Principal Access to funds through withdrawals1 Available from Age 15 days to 90 years (applies to both Owner and Annuitant) $ 15,000 minimum premium (Qualified and Non-Qualified)

Mortgage protection insurance could offer more coverage at a better price earlier in your mortgage term, but once you've paid down the principal significantly, you might be better off switching to a guaranteed issue term policy.

Bridge the auto insurance gap between car value and principal owed with guaranteed asset protection.

In addition, the client required financing which was guaranteed solely at the entity - level, providing protection to the client's principals.