Sentences with phrase «guarantee the income payments»

Get an estimate for guaranteed income payments you can receive through a fixed income annuity (guarantees are subject to the claims - paying ability of the issuing insurance company).

If tapping home equity is only a temporary solution to bridge the gap until you start to draw down your retirement assets or start receiving guaranteed income payments, consider applying for a home equity line of credit while you're still employed and more likely to qualify for the best rates.

After contributions start the amount of the guaranteed income payment can be accessed at any time.

Fixed annuities are tax - deferred * retirement vehicles issued by insurance companies that grow at a guaranteed rate and offer you the opportunity to turn some or all of your savings into guaranteed income payments for life, or for a set period.

Most states allow you to exchange your deferred annuity for an annuity that produces guaranteed income payments.

Additionally, the GFI contract does not permit withdrawals prior to the income start date, and guarantees income payments at least as long as the annuitant is living, provided the annuitant is alive on the designated income start date.

An optional Guaranteed Lifetime Income Benefit rider (Income Benefit) is also available that guarantees income payments every year for life once the rider is exercised, provided certain conditions are met.

They allow you to convert a lump sum of money into guaranteed income for the rest of your life, or to invest over time and later convert the annuity contract's value into guaranteed income payments.

Life - only provides you with regular, guaranteed income payments from your annuity for life.

Additionally, the GFI contract does not permit withdrawals prior to the income start date, and guarantees income payments at least as long as the annuitant is living, provided the annuitant is alive on the designated income start date.

Additionally, the Guaranteed Future Income Annuity contract does not permit withdrawals prior to the income start date, and guarantees income payments at least as long as the annuitant is living, provided the annuitant is alive on the designated income start date.

With one lump sum premium, you can turn a portion of your retirement savings into a lifetime of guaranteed income payments with the New York Life Guaranteed Lifetime Income Annuity II.

A deferred annuity can be annuitized to provide guaranteed income payments for a set period of time or for life of the annuitant.

An annuity is a long term investment that provides guaranteed income payments for life.

Guaranteed Income Payments: Fixed annuities may be converted to an immediate annuity at any time to generate a guaranteed income payout for a specified period of time or for the life of the annuitant.

A joint and survivor option pays a reduced benefit because it is guaranteeing an income payment until the second person dies.

The life only option pays out the maximum benefit because it is only guaranteeing an income payment tied to one life.

Not exact matches

Guaranteed basic income is a straightforward concept: All citizens of a nation are guaranteed an unconditional payment to improve thGuaranteed basic income is a straightforward concept: All citizens of a nation are guaranteed an unconditional payment to improve thguaranteed an unconditional payment to improve their lives.

The strengthening in the Japanese currency meant that the income from investments in dollars shrank when translated into yen, so that it fell far short of the payments guaranteed to Japanese investors.

A crucial Senate health committee has scheduled hearings for September to review a bipartisan framework that would guarantee insurers payments (called «cost - sharing subsidies») that help reduce low - income Americans» out - of - pocket medical expenditures, carry on the universal coverage mandate, and incorporate GOP proposals to make more bare - bones plans available as well as repeal certain ACA taxes.

For a business without a guaranteed income stream, it can be dangerous to take on a liability that demands a large lump sum payment.

As with an income annuity, your payments are guaranteed — but you won't lose access to your money.

You could buy a 5 - year MYGA, for example, for a lump sum payment of $ 75,000 that's currently sitting in a low - interest savings account, to guarantee a steady stream of income for the next five years.

«As long as the guaranteed payment is a number that would meaningfully contribute to [your] other regular retirement income, then it will work in [your] overall retirement strategy,» she said.

Unique to Sales Talent Agency, this option allows you to pay 12.5 % of your candidates guaranteed income * on - hire, followed by 12 equal monthly payments.

However, before making a decision, consider that a pension can be a great source of guaranteed income in retirement and should not be dismissed unless you have a specific plan for generating enough income without the pension payments.

While this may reduce your interest rate and guarantee your payment is made on time every month, it is essential to have a consistent income to avoid any overdraft fees.

The target - date fund can include annuities that begin payments at retirement or at a later time, offering a way to generate guaranteed retirement income and protect your income stream later in life.

These are exempt from state income tax and are either guaranteed or backed as to the timely payment of principal and interest.

That's because when you invest a lump sum with an insurer today, the insurance company guarantees you will receive a monthly income payment for the rest of your life.

However, income annuities (sometimes referred to as «immediate annuities» or «deferred income annuities,» depending on when income payments begin) do offer a predictable guaranteed stream of income that you can't outlive.

That legislation would guarantee federal payments to health insurers for what are called cost - sharing reductions, discounts that insurers are required to provide to their lowest - income customers, for the next two years.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

As a guaranteed, unconditional, regular payment to every citizen — ideally above the poverty threshold — Basic Income could become a foundation for an economic policy seeking to guarantee the material existence of the entire population.

During this time, her more notable policies included introducing a minimum income guarantee and winter fuel payments for the elderly.

Klein in 2015 still received income from the firm through a return on investment of equity, amounting to $ 5,000 as well as a $ 36,000 guaranteed payment.

Would guaranteed basic income be blanket payments of that amount to all citizens, or payments of that amount to anyone not already earning that amount?

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

Some of the current # 2.7 bn spending on the Winter Fuel Payment could be better focused on helping the poorest pensioners, for example, by means - testing the payment, or by raising pensioners» minimum income guaPayment could be better focused on helping the poorest pensioners, for example, by means - testing the payment, or by raising pensioners» minimum income guapayment, or by raising pensioners» minimum income guarantee.

The new plan also offers a major bow to bondholders and Wall Street credit rating agencies, who might be worried that state bonds — with payments guaranteed by the state's income tax revenues — could face future payment issues if Albany is to rely less on income tax collections.

Translators have no guarantees of income either, and there are reports about substitutes who were working for months, but only got paid once or twice in the very beginning, after which they were told about problems with payments and made chat with foreigners for free, until they decided to stop working.

In making this type of a gift, the Dodds will receive steady, guaranteed lifetime payments from the annuity — a tax - advantaged way to provide income during their retirement as well as to support the school's mission.

Thus in effect a healthy profit margin is built - in and guaranteed because the team payments are not suddenly going to be greater than income.

Guaranteed credit approval is offered through a third party, and may require a down payment and proof of income, as well as other stipulations.

If the beneficiary is a minor, another option is an «interest income» payout, which makes guaranteed payments toward the interest on the death benefit for a specified time — for example, until the minor comes of age — at which point the benefit amount becomes available to that beneficiary.

For a business without a guaranteed income stream, it can be dangerous to take on a liability that demands a large lump sum payment.

If you die during the guarantee period, the annuity will continue to make income payments until the end of the selected guarantee period or you could select that the remaining payments are paid as a lump sum (this option is not permitted where the guarantee period is 10 years).

If you're trying to plan for guaranteed income in the future, you can contractually ladder those lifetime payment start dates.

Right, because it's going to be a guaranteed fixed payment for the rest of your life, and the longer that you wait, because we are living a heck of a lot longer than ever before, and so a lot higher fixed income payment is probably going to be beneficial for most of us because there's a lot of uncertainties.

«When I bought my first home, I chose a duplex, thinking I'd rent out one side for guaranteed income to help offset the mortgage payments.