Sentences with phrase «guarantee the interest rate if»

Not exact matches

If the initial guaranteed rate on an adjustable - rate VA mortgage expires and your interest rate resets higher, your monthly payment will follow.
North American Company will pay the bonus if we are crediting interest in excess of the guaranteed interest rate and the policy is in effect after the 10th policy anniversary.
One of the biggest factors in the interest rates and APRs you're offered is often your business credit score or personal credit score if you're giving a personal guarantee for the loan.
(a.) interest on all amounts payable under this letter at the applicable rate under the guaranteed obligations (or if none, as per the Commonwealth Bank of Australia's Corporate overdraft Reference Rate - Quarterly Charging Cycle - plus 2 % per annrate under the guaranteed obligations (or if none, as per the Commonwealth Bank of Australia's Corporate overdraft Reference Rate - Quarterly Charging Cycle - plus 2 % per annRate - Quarterly Charging Cycle - plus 2 % per annum);
If your current mortgage interest rate is five percent, you are guaranteed to «earn» five percent — by saving interest — on any amount of principal you pay off.
But here is what's most important to note: If you are on solid financial footing, the premium in interest rate to use an alternative lender is about 0.5 per cent, with the added bonus of not having to supply nearly the same level of collateral or personal guarantee.
A mortgage rate lock is a guarantee from the lender that if you meet certain criteria, you will receive a mortgage at the interest rate you locked in.
At the above poster, it definitely makes sense to pay off certain debts before investing especially if they are at high interest rates because it's a guaranteed return.
Discover also offers a 30 - day money back guarantee on its personal loans, so if you find a better rate elsewhere, you can return your loan money with no interest charged.
Keep in mind that if you have high - interest debt (anything over 5 % or 6 %) you should pay off that first since you will get a guaranteed return of that said rate.
If you have a strong credit score and income level, Guaranteed Rate's low interest rate offers and upfront fee discounts make it a competitive choice for funding your home purchRate's low interest rate offers and upfront fee discounts make it a competitive choice for funding your home purchrate offers and upfront fee discounts make it a competitive choice for funding your home purchase.
A mortgage rate lock is a guarantee from the lender that if you meet certain criteria, you will receive a mortgage at the interest rate you locked in.
Indexed universal life policies provide a guaranteed cash accumulation interest rate, and may return a higher amount if the indexed investments perform above predetermined levels.
«If you do that, it doesn't matter where interest rates go... because whatever you need to spend is covered, guaranteed, for as long as you live.
At the above poster, it definitely makes sense to pay off certain debts before investing especially if they are at high interest rates because it's a guaranteed return.
If you choose to lock that interest rate, we will GUARANTEE that interest rate at closing.
So why bother getting a bankruptcy bad credit mortgage loan if interest rates are guaranteed to be high?
You'll benefit when the investments perform well; you earn a higher return on the investments, and can be protected if the policy has a guaranteed rate of interest when economic times are slower.
Closing Costs Guaranteed means that AHC Lending's Processing and Underwriting fees (if applicable) for your loan application will not change between the time your rate is locked and the time you close, assuming the following: No change in your loan amount, property value, property type, occupancy purpose, interest rate, lender credit or discount points, credit rating, any stated items on your application, such as your income, assets, job history, address history, legal residency status, or any other factor that may affect the underwriting decision of the loan you applied for do not change.
Secured Personal Loans carry lower interest rate due to the fact that the loan is guaranteed by an asset and if you apply with a co-signer, the co-signer's credit score and history will be taken into consideration when determining the interest rate you'll have to pay.
billyw (# 30): you are correct that you should retain your mortgage if you could get a guaranteed higher rate of return compared to your mortgage interest rate.
Paying off student loans early provides a GUARANTEED rate of return, because you are definitely going to be paying less interest than if you went with just minimum payments.
If you go to an immediate annuity calculator, you'll find that at today's interest rates forking over $ 100,000 to an insurer for an immediate annuity would provide guaranteed lifetime payments of about $ 540 a month for a man that age.
If your mortgage interest rate is 5 %, paying it off faster is like getting a guaranteed 5 % return.
Rather than paying a fixed interest rate, these offer you a range of returns: if the stock market performs well you get some of that upside, and even if the market goes down your principal is guaranteed.
Invest your money at a competitive rate knowing your interest is guaranteed — and that you can access your principal if you need to before the end of your investment term.1 Best of all, your savings grow faster because you earn interest tax - free.2
If at all possible, try to obtain a loan based on home equity which will guarantee you the lowest interest rates possible.
One of my questions was if they would guarantee the interest rate during the process of transferring the money from my other IRA accounts.
Lenders will ding you with higher interest rates and severe penalties if you default, and usually require a personal guarantee for the loan.
When it comes to car loans, the problem is the same, an unsecured consolidation loan will never be able to match the low interest rate that car loans provide due to being secured and thus you will need to refinance the car loan if possible or consolidate via a secured consolidation loan guaranteed with another property.
If you know how much you plan to invest each year and the fixed rate of return your annuity guarantees — or, for loans, the amount of your payments and the given interest rate — you can easily determine the value of your account at any point in the future.
A written agreement in which the lender guarantees a specified interest rate if a mortgage goes to closing within a set period of time.
Knowing BOCs boss I would not be surprised at all if we move to negative nominal interest rates while inflation is at 8 - 10 % annually (of course the very move of cutting the rates down instead of raising it up will kill the CAD and the imports will skyrocket, including food, so 10 % inflation is pretty much guaranteed)
That means that, while the interest rate is just 0.1 % a year for those with shorter holding periods, you're guaranteed 3.5 % a year if you keep your EE bonds for 20 years.
If you're interested in a swift origination process, and don't mind financing a home online, Guaranteed Rate is our top recommendation for Texans, thanks to its convenient web interface and breadth of loan options.
Even if your other loans have a fixed rate, you can guarantee savings by refinancing locking in a low rate with fixed interest personal loan.
If you're looking for a more conservative investment vehicle, the Premier Money Market IRA offers the security of FDIC insurance and a guaranteed interest rate.
If you are more interested in the lowest available interest rate, our Platinum Business Prime Plus card lets you bypass the rewards option in favor of the guaranteed lowest available Visa rate based on your credit score.
Lock - In Period The guarantee of an interest rate for a specified period of time by a lender, including loan term and points, if any, to be paid at closing.
If you do decide to guarantee a loan, take time to check and compare interest rates, product features, and fees and charges.
These usually carry much higher interest rates because the lending company doesn't have any guarantee that you'll repay the entire loan, especially if you have bad credit.
Discover also offers a 30 - day money back guarantee on its personal loans, so if you find a better rate elsewhere, you can return your loan money with no interest charged.
1) The debt must be paid back in 10 yrs 2) The debt must bear an interest rate charge that is not less than the government's prescribed amount at the time it is taken out 3) Interest on the debt must be paid not longer than 60 days after the end of the each year 4) There can be no covenant, guarantee, or indeminity to forgive the debt (i.e. — the debtee must have the full legal right to come after the debtor if the debtor dinterest rate charge that is not less than the government's prescribed amount at the time it is taken out 3) Interest on the debt must be paid not longer than 60 days after the end of the each year 4) There can be no covenant, guarantee, or indeminity to forgive the debt (i.e. — the debtee must have the full legal right to come after the debtor if the debtor dInterest on the debt must be paid not longer than 60 days after the end of the each year 4) There can be no covenant, guarantee, or indeminity to forgive the debt (i.e. — the debtee must have the full legal right to come after the debtor if the debtor defaults)
EverBank offers a guaranteed competitive interest rate, but online bill pay incurs a fee if your average daily balance drops below a limit.
If you reduce your debt, you have a guaranteed rate of return equal to the rate of interest you are avoiding.
Government bonds and Treasury bills are guaranteed by the US government as to the timely payment of principal and interest and, if held to maturity, offer a fixed rate of return and fixed principal value.
A Certificate of Deposit is a great choice if you want a guaranteed interest rate and you are willing to invest for a certain period of time.
If you are more interested in the lowest available interest rate, our Platinum Business Prime Plus card lets you bypass the rewards option in favor of a guaranteed low rate.
Of course no savings account pays anywhere near 3 % today, but if you have student loans, think of them as risk - free investment opportunities with a guaranteed rate of return equal to the interest rate you're paying.
If your current mortgage interest rate is five percent, you are guaranteed to «earn» five percent — by saving interest — on any amount of principal you pay off.
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