The other caveat
with guaranteed acceptance life insurance for seniors is that the limited coverage you can buy will probably cover only end - of - life or funeral expenses.
A type of life insurance known in the industry
as guaranteed acceptance life insurance provides individuals with guaranteed coverage, no matter what the state of their health.
They
sell guaranteed acceptance life policies in $ 5,000 increments and range from $ 5,000 to $ 25,000 for both men and women between the ages of 50 and 85.
If you watch television, then you have seen more than one commercial
about guaranteed acceptance life insurance policies that require no medical exam and no health questions.
Other types of no medical exam life insurance, such
as guaranteed acceptance life insurance, require no sort of medical information, although the amount of benefits may be more limited.
Whether you can qualify for traditional life insurance or need to
purchase guaranteed acceptance life insurance we can help you get the information you need to make the best decision for you.
Quick Tip: If you want to bypass this article and
compare guaranteed acceptance life insurance quotes, complete the form on the right and rates will be displayed on the next screen.
In the rare event that your parents do
need guaranteed acceptance life insurance (very rare), Metlife's coverage is easily 100 % more expensive compared to some other insurance companies.
Now on some occasions, we'll have folks go out a purchase
several guaranteed acceptance life insurance policies from multiple insurance carriers so that when combined, the overall life insurance coverage can exceed $ 25,000 in coverage, but what these clients will quickly discover is that these types of policies can be very expensive particularly when one considers the actual coverage amounts being offered.
You've probably seen the Colonial Penn, MassMutual or
AARP guaranteed acceptance life insurance options on TV — these are much higher priced than what you can get on the open market.
In this case, we recommend either a guaranteed issue policy (
provides guaranteed acceptance life insurance coverage, but a low death benefit) and a group term life insurance policy if you are still in the workforce.
Whether you've been turned down for life insurance, have health issues, are over age 70 and are just finding it difficult to get approved for life insurance, United of
Omaha guaranteed acceptance life insurance offers guaranteed approval for people age 45 to 85.
One of these is the fact
many guaranteed acceptance life insurance policies will not pay out the full amount of the death benefit if the insured dies within the first two years of owning the policy.
Fans of Jeopardy may know that longtime host Alex Trebek has appeared as a spokesperson in commercials for Colonial
Penn guaranteed acceptance life insurance policies for many years.
On September 14, 2015 MassMutual formally announced they were releasing a
new guaranteed acceptance life insurance product to help seniors pay for the rising cost of funerals.
2) If you can't qualify for other types of life insurance, we'll compare all the
top guaranteed acceptance life insurance companies based on your age, coverage amount desired or budget and present you the best option.
At GuaranteeIssueLife, we believe in finding the most
affordable guaranteed acceptance life insurance policy that has the right features for you by shopping across the top rated companies on the market.
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