Here at TermLife2go, we offer both «traditional» life insurance policies as well as «alternative» life insurance policies such
as guaranteed acceptance life insurance policies so all we need to do is figure out what you wish to «achieve» by purchasing your life insurance policy and then try to match you up with an insurance policy that will meet your needs.
Now on some occasions, we'll have folks go out a purchase several
guaranteed acceptance life insurance policies from multiple insurance carriers so that when combined, the overall life insurance coverage can exceed $ 25,000 in coverage, but what these clients will quickly discover is that these types of policies can be very expensive particularly when one considers the actual coverage amounts being offered.
A restriction is that
guaranteed acceptance life insurance policies are available only with permanent coverage.
A restriction is that
guaranteed acceptance life insurance policies are available only with permanent coverage.
If you are seeking
a guaranteed acceptance life insurance policy, we can help.
Purposefully left as the third of the three options,
a guaranteed acceptance life insurance policy should always be your last resort.
Another alternative is to go with
a guaranteed acceptance life insurance policy.
While many who have been denied for life insurance coverage may feel that they have no hope, there is a possible solution — with
a guaranteed acceptance life insurance policy.
One of the other options for life insurance coverage is to buy
a guaranteed acceptance life insurance policy.
By applying for
a guaranteed acceptance life insurance policy, you will be better able to qualify for the coverage that you need.
One simple option is to go with
a guaranteed acceptance life insurance policy.
You're most likely going to have to apply for
a guaranteed acceptance life insurance policy, which has a built - in 12 to 24 month waiting period before full benefits would pay out.
Depending on just how much life insurance you're looking for, it's conceivable that one may be able to simply avoid having to take a medical exam or answer any health related medical questions and simply apply for what it called
a guaranteed acceptance life insurance policy.
Before moving forward with the purchase of
a guaranteed acceptance life insurance policy, there are certain factors to consider.
You may be a good candidate for
a guaranteed acceptance life insurance policy if you are unable to qualify for a traditional, medically underwritten life insurance policy, and you are unable to obtain an employer - sponsored group life insurance plan due to being retired, unemployed, or working for a company that does not offer group insurance coverage.
This is because, due to the fact that there are no medical records to review and no medical exam results to wait for,
a guaranteed acceptance life insurance policy can be approved and issued very fast — sometimes even on the same day that you apply for the policy.
Because of this, it is not required for the applicant of
a guaranteed acceptance life insurance policy to undergo a medical examination as a part of the underwriting process.
Best suited for those over 50 who are looking for
a guaranteed acceptance life insurance policy to help cover final expenses.
When considering alternatives to
a guaranteed acceptance life insurance policy, accidental death and dismemberment insurance (AD&D) is also an alternative to consider.
A restriction is that
guaranteed acceptance life insurance policies are available only with permanent coverage.
Alternatively,
a guaranteed acceptance life insurance policy tends to have higher associated costs.
If you do decide to buy
a guaranteed acceptance life insurance policy, you will want to check out the insurance company's customer service record through consumer organizations such as J.D. Power & Associates and its financial strength rating through insurance rating organizations such as A.M. Best.
If you have a serious health condition and are worried about your family's financial future when you pass away,
a guaranteed acceptance life insurance policy might be the best choice.
If you have health issues or are very elderly and have been turned down for a traditional life insurance coverage policy in the past,
a guaranteed acceptance life insurance policy is one solution that could be right for you.
These are called guaranteed issue or
guaranteed acceptance life insurance policies.
With that, most applicants should not get
a guaranteed acceptance life insurance policy.
Because of this, we believe that Colonial Penn puts customers at a disadvantage when it comes to securing
a guaranteed acceptance life insurance policy.
And often times, those who call us for guaranteed acceptance life insurance might not even need it as many «final expense» companies take some pretty high risks which will be less expensive than buying
a guaranteed acceptance life insurance policy AND you'll get first day coverage instead of waiting for 2 years before the full benefits kick in.
A high risk life insurance agency (like us) will go through these 2 options before even considering
a guaranteed acceptance life insurance policy.
Guaranteed acceptance life insurance policies should be your last resort.