Sentences with phrase «guaranteed access to cash values»

The AG Secure Lifetime GUL II provides a guaranteed death benefit, as well as guaranteed cash values — and guaranteed access to those cash values.

Not exact matches

Whole Life Insurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawals.

Returns are guaranteed and, in the event you have an emergency and need access to money, you can either access the policy's cash value through a loan or by surrendering the policy.

Guaranteed access to your money means that you have a contract with the insurance carrier and the cash value is yours to withdraw or borrow whenever you need it for whatever you need it for.

However, cash value accumulation isn't the usual emphasis of guaranteed universal life insurance, policies do allow for the accumulation of some cash value and allow you to access it.

All Asset - Care plans include a guaranteed death benefit, guaranteed cash value growth and access to 100 % of the death benefit for qualifying long - term care expenses.

In addition to providing a guaranteed death benefit for life, typically with guaranteed level premiums for life, whole life policies develop significant guaranteed cash values over time which the policyholder can access.

The cash value of variable insurance isn't guaranteed if your investments underperform, and the cash value of a universal life policy is protected from risk but can be depleted if it's accessed to pay the policy premiums (explained below); neither offers dividends.

In addition to providing a guaranteed death benefit for life, typically with guaranteed level premiums for life, whole life policies develop significant guaranteed cash values over time which the policyholder can access.

You can cash in the policy for a guaranteed lifetime income, continue the policy to protect your family or access some of the cash value.

The cash value of variable insurance isn't guaranteed if your investments underperform, and the cash value of a universal life policy is protected from risk but can be depleted if it's accessed to pay the policy premiums (explained below); neither offers dividends.

This policy is going to be more expensive without any premium guarantees, but you'll (most likely) get some cash value building up inside the policy that you can access down the road.

If you like the idea of guaranteed premiums and access to cash value all along the way, their whole life insurance choice may fit your scenario best.

With its permanent policies, New York Life offers access to cash value via loans and / or withdrawals, as well as many plans that have guaranteed interest rates, and periodic dividends with paid up addition options.

A universal life contract provides access to cash value accumulation like that of a whole life policy; however, cash value within a universal life policy includes a guaranteed minimum interest rate plus an additional interest payment if and when the life insurance carrier experiences higher returns on its own investments.

However, cash value accumulation isn't the usual emphasis of guaranteed universal life insurance, policies do allow for the accumulation of some cash value and allow you to access it.

With Guaranteed Universal Life, you are able have access to cash value in your coverage account should you need it (though this should not be your retirement savings plan).

Guaranteed access to your money means that you have a contract with the insurance carrier and the cash value is yours to withdraw or borrow whenever you need it for whatever you need it for.

These benefits can include eligibility to earn dividends, cash value access from partial surrenders and loans, and guaranteed cash value accumulation — as long as you pay your life insurance premiums.

A whole life insurance policy from State Farm has many benefits, including lifetime coverage, access to cash value (tax deferred), guaranteed death benefit and level premium amounts over the life of the policy.

It's designed to help you protect your family with insurance and customizable death benefit guarantees (usually for an additional charge), plus give you access to professionally managed investment options to help you grow your policy's cash value at the same time, subject to market risk.