Guaranteed Additions: Enjoy
guaranteed additions to your policy in the form of units that are added to your policy on the 10th policy anniversary and on every 5th policy anniversary thereafter, at 2.00 % of the total premiums paid in the last 60 months.
Not exact matches
GUARANTEED: In
addition to Amazon's 30 day refund
policy, we back our products up with a 6 - month blue sky
guarantee.
In
addition to the responsiveness and design of the website, you should always pay attention
to the
guarantees and
policies of the company.
2)
Guaranteed Additions: Subject
to the
Policy being in force and all due premiums being paid,
Guaranteed Additions, equal
to 10 % of the Sum Assured shall accrue as per the schedule given in the table below:
The
guaranteed additions are paid out on Maturity of the
policy, subject
to the
policy being in force.
In
addition, Northwestern Mutual offers the option of paying a higher premium
to guarantee the death benefit, an option that's not standard for most variable universal
policies.
In
addition, withdrawals,
policy loans and any accrued loan interest may cause your
policy to lapse even if you are in a period of coverage under the No Lapse
Guarantee Rider.
A fixed
guaranteed addition, declared as a percentage of the Sum Assured will get added
to your
policy each year after the completion of Premium payment term, until Maturity of the
policy.
A fixed
guaranteed addition, declared as a percentage of Sum Assured gets added
to your
policy each year after the completion of premium payment term, until maturity of the
policy.
In
addition, although not
guaranteed, these mutual that offer participating
policies have life insurance dividends, that are paid
to policyholders income tax free.
His conclusion is that tontine annuities should be added
to the «approved and endorsed» menu of financial and insurance products available
to de-accumulate wealth at retirement; in
addition to stocks, bonds, cash, real estate, long - term care
policies and even conventional annuities, so long as the insurance companies don't charge too much for the
guaranteed.
These dividends can either be left on deposit
to earn interest at a
guaranteed rate, or they may instead be used for purchasing paid - up
additions to the
policy.
In
addition, on Maturity Date, a Guaranteed Maturity Addition of 30 % of the «Sum Assured on Maturity» will be payable to the Policyholder, subject to the Policy being i
addition, on Maturity Date, a
Guaranteed Maturity
Addition of 30 % of the «Sum Assured on Maturity» will be payable to the Policyholder, subject to the Policy being i
Addition of 30 % of the «Sum Assured on Maturity» will be payable
to the Policyholder, subject
to the
Policy being in force.
In
addition to the higher premiums, one of the main drawbacks
to a
guaranteed issue life insurance is that your beneficiaries wouldn't receive a full death benefit until your
policy has been in force for a specific length of time (typically between one or two years, depending on the life insurance company).
In
addition to providing a
guaranteed death benefit for life, typically with
guaranteed level premiums for life, whole life
policies develop significant
guaranteed cash values over time which the policyholder can access.
In
addition to guaranteed issue products, GTL also offers Quick Issue 10 and 20 year
policies.
Some carriers offer
guaranteed universal life insurance options and adjust the amount of the premium higher while making the
policy amount lower, so that in
addition to offering a
guaranteed death benefit, the
policy almost immediately begins
to generate a larger cash value.
In
addition to all the
guarantees provided, Northwestern Mutual's participating whole life
policy provides annual dividends, consistently paid every year for over 140 years.
The additional
guarantee is commonly referred
to as a secondary
guarantee because this is in
addition to the primary
policy guarantee.
You also have the option of buying term life insurance in
addition to having a
guaranteed universal life insurance
policy to tide you over for periods of time when you think you need extra coverage.
In
addition to providing a
guaranteed death benefit for life, typically with
guaranteed level premiums for life, whole life
policies develop significant
guaranteed cash values over time which the policyholder can access.
Maturity Benefit — if the insured survives till the end of the
policy term then he shall receive Maturity Sum Assured +
Guaranteed Additions Accrued
to date + Accrued Assured Income if opted.
The plan offers a minimum return
guarantee of 101 % of all premiums paid in
addition to any bonus that are declared during the tenure of a
policy.
Guaranteed Maturity
Addition — On survival on the life Assured to the end of the policy term the Guaranteed Maturity addition = 1 % of Sum Assured or Paid up Sum assured X Poli
Addition — On survival on the life Assured
to the end of the
policy term the Guaranteed Maturity addition = 1 % of Sum Assured or Paid up Sum assured X Policy
policy term the
Guaranteed Maturity
addition = 1 % of Sum Assured or Paid up Sum assured X Poli
addition = 1 % of Sum Assured or Paid up Sum assured X
PolicyPolicy term.
In fact many insurers in
addition to offering
guaranteed renewable insurance
policies also offer non-cancelable
policies.
Guaranteed Additions refers
to a percentage of Sum Assured that are added in the first 5
policy years.
Permanent life insurance
policies can earn
guaranteed cash value in
addition to the death benefit protection.
Guaranteed Additions @ 3 % of Sum Assured for each completed
policy year is added
to the corpus on vesting
The insured is offered a
guaranteed payment of loyalty
addition once the
policy comes
to its completion.
In
addition, there are many benefits with whole life insurance such as
guaranteed cash value, the
policy can be used as collateral for a loan, and if it's a participating whole life
policy annual dividends can be used
to grow not only the cash value but also death benefit of the
policy.
Death Benefit - In case of the demise of the insured within the initial 5 years of the
policy issued date (i.e. before the vesting date), a basic sum assured plus accrued
guaranteed addition in paid
to the
policy beneficiary either in a lump - sum or as the annuity or as a combination of two.
In
addition to higher premiums, insurance companies that issue
guaranteed life
policies protect themselves against risk in two additional ways: (1) by offering relatively low payouts, and (2) by typically not providing a death benefit during the first two years after issuing the
policy (if the policyholder dies during this time, the company issues a refund of premiums instead).
In contrast, universal life
policies (a flexible premium whole life substitute) may be structured
to pay cash values in
addition to the face amount, but usually do not
guarantee lifetime coverage in such cases.
Many
policies contain
guarantees that will refund the cost of the life insurance, in
addition to paying the death benefit, should you die within a year of buying your
policy.
If you have got chronic bronchitis, in
addition to other disorders, there is a good possibility that you are not going
to qualify for traditional insurance coverage, and you'll have
to take into consideration a
guaranteed issue
policy.
Transamerica Life Insurance Introduces MultiFlex Surrender Enhancement Endorsement (MSE) One of our carriers just introduced a new and free
addition to their insurance
policies for those that want the ultimate in flexibility,
guarantee, and control °.
In
addition, Cincinnati term
policies can be converted
to LifeHorizons
Guaranteed Whole Life at manageable rates without new evidence of insurability.
In
addition to the
Guaranteed Income Benefit, get 30 %
to 55 % of Basic Sum Assured (BSA) on Maturity, based on your
Policy Term
Policy Advantages: In addition to the base policy guarantees, Secure Lifetime GUL 3 offers two ways you can receive significant guaranteed benefits while you're still l
Policy Advantages: In
addition to the base
policy guarantees, Secure Lifetime GUL 3 offers two ways you can receive significant guaranteed benefits while you're still l
policy guarantees, Secure Lifetime GUL 3 offers two ways you can receive significant
guaranteed benefits while you're still living!
In
addition, Northwestern Mutual offers the option of paying a higher premium
to guarantee the death benefit, an option that's not standard for most variable universal
policies.
With its permanent
policies, New York Life offers access
to cash value via loans and / or withdrawals, as well as many plans that have
guaranteed interest rates, and periodic dividends with paid up
addition options.
In
addition, you could buy a separate 20 - year term life
policy to guarantee your five year old child has the money needed
to pay for a college education.
•
Guaranteed returns: Your
policy earns a
Guaranteed Addition of 7 % per annum
to 9 % per annum of the Annualized Premium (excluding taxes and any other extra premium), depending upon the
policy term chosen by you, till the end of the
policy term which is payable at maturity.
In
addition to the
guaranteed rate of growth, the component that really hastens the growth of the cash value account investment is dividend payments from the life insurance company
to the
policy owner.
Additional units
to be added
to the fund from the end of 11th
policy year
to increase Your Fund With
Guaranteed Loyalty
Additions
In case of death of the insured during the
policy period, higher of the base sum assured or 105 % of the total premiums paid plus
guaranteed additions on the amount of the premiums are offered
to the nominee
In case of your unfortunate demise during the
policy term, your family will receive Death Sum Assured * + Accrued
Guaranteed Additions + Accrued Reversionary Bonuses (including any guaranteed addition and bonus pertaining to policy year of death) and terminal bonus, if any and the policy gets terminated im
Guaranteed Additions + Accrued Reversionary Bonuses (including any
guaranteed addition and bonus pertaining to policy year of death) and terminal bonus, if any and the policy gets terminated im
guaranteed addition and bonus pertaining
to policy year of death) and terminal bonus, if any and the
policy gets terminated immediately.
This
guarantee will not apply
to (i) death claims within 3 years of issuance / commencement / revival of
policy or
addition / deletion of any rider, (ii) death claims which require investigation in our opinion.
In
addition to guaranteed issue products, GTL also offers Quick Issue 10 and 20 year
policies.
In
addition to the
guaranteed cash value, a participating
policy's cash value can also include dividends declared by the company, which the policyholder can choose
to receive in cash or
to reduce premiums, or
to add
to the
policy's cash value growth.