Sentences with phrase «guaranteed annuity products»

It actually can't be blamed on their guaranteed products, but lies squarely with one of their poorly thought out non guaranteed annuity products.

While Wink currently reports on indexed annuity, fixed annuity, and multi-year guaranteed annuity product sales, the firm looks forward to reporting on immediate annuity and variable annuity product sales in the future.

Because the federal government does not guarantee annuity products, prospective buyers should use these ratings to gauge risk.

Not exact matches

Since very few boomers have pensions, CFP Shannon Ryan recommended annuity products for conservative boomers who'd like a «guarantee» of an income they can not outlive.

American Equity Investment Life Holding Co., a top seller of fixed indexed annuities (FIAs), broadened the appeal of a core product line with the announcement of a new guaranteed lifetime income - focused fixed indexed annuity (FIA) with fee options.

«For a client who needs guaranteed retirement income, I might recommend using this product in combination with another annuity that provides a guaranteed living benefit rider,» she added.

Because there is no living benefit guarantee, she said she finds the product easier to explain than variable annuities with living benefit guarantees.

Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims paying ability and financial strength.

March 21, 2018 - Wink's Sales & Market Report, the insurance industry's # 1 resource for indexed annuity sales data since 1997, is in its third year of reporting on all non-variable deferred annuities which include indexed annuity, traditional fixed annuity, and multi-year guaranteed annuity (MYGA) product lines.

The report admits that annuities can be «a valuable product for some consumers in some circumstances, offering guaranteed payouts over time.»

Annuities are insurance products, and the issuer is responsible for the guarantees it makes.

For example, annuities, which are insurance products with guarantees *, can provide a source of supplemental income throughout your retirement.

And because they are insurance products, indexed annuities can offer a guaranteed income for your lifetime.

A lifetime annuity is a financial product that guarantees the purchaser a fixed return for the rest of their life.

To learn more about New York Life guaranteed income annuity products, click on Redefine your means in retirement.

Hegna thinks advisors will start selling more of these products in lieu of variable annuities with living benefit guarantees, «because the guaranteed income that people can get from variable annuities can't compete with what they can get from a deferred income annuity.»

Since an annuity is the only financial product that can guarantee lifetime income, more advisors would be focusing on recommending annuities to this segment of clients.

The changes have come in response to the prolonged low - interest rate environment, and the pressure that has put on carriers» ability to support product guarantees and related features, according to a wide variety of annuity watchers...

But that's not the only financial product one could purchase, for retirement it would make more sense to purchase an annuity which guarantees a certain income.

Take some or all of your pension as cash, leave it invested or buy a product like an annuity to give you a guaranteed lifelong income.

Indexed annuities are designed specifically to create the possibility of higher interest earnings than traditional fixed rate products and to protect premium (sometimes called principal) from loss due to market downturns, all the while creating a reliable, guaranteed lifetime income.

What sets annuities apart from any other financial product is that it provides a contractually guaranteed income stream regardless of how long you live.

You may also be offered the choice of buying an annuity, a product sold by life insurance companies that provides guaranteed income for life in exchange for a lump sum.

Indexed annuities are a perfect example of a retirement product many should consider to help ease the angst of retirement planning and secure guaranteed income for life.

The unique characteristics of an annuity product that can offer significantly higher after - tax guaranteed retirement income for life.

Guaranteed sources of income, such as annuities, can help diversify financial products in a retirement plan and add an element of protection.

This calculator does not reflect any particular indexed annuity product, thus it does not reflect or guarantee future performance of any product.

The result is that you have many products that are called annuities — all with at least the option to create a lifetime stream of income — with very different guarantees and value propositions.

While a few have given indexed annuities a bad rap, these insurance products actually have a number of unique benefits, including principal protection, growth opportunity and guaranteed lifetime income, that make them a good retirement planning tool.

ForeCertain is a single - premium income annuity, which in basic terms means it's a product that converts an amount of savings into a guaranteed income stream based on three things: when you want the income to start, how long you want it to last — for a set period, your lifetime, or a combination of the two — and if you want the income alone or jointly with another, typically a spouse.

You put in money, it earns interest, and when you retire you get guaranteed payments.Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims - paying ability and financial strength.

For people with a significant amount of income and property to protect, annuity products can provide the tax savings they need and the safety net of a guaranteed income no matter what.

You can choose whether to receive guaranteed payments for life, for a set period of time — or both.Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims - paying ability and financial strength.

Mutual funds, annuities and other investment products are not FDIC insured; are not deposits or obligations of, or guaranteed by, any financial institution; and are subject to risks, including possible loss of the principal amount invested.

The Brighthouse Guaranteed Income BuilderSM deferred income annuity, like all annuities, is an insurance product and is not insured by the FDIC, the NCUSIF, or any other government agency, nor is it guaranteed by, or the obligation of, the financial institution thatGuaranteed Income BuilderSM deferred income annuity, like all annuities, is an insurance product and is not insured by the FDIC, the NCUSIF, or any other government agency, nor is it guaranteed by, or the obligation of, the financial institution thatguaranteed by, or the obligation of, the financial institution that sells it.

According to Poolman, an easy way to balance out your retirement portfolio is to take advantage of a conservative product, like a fixed annuity, which guarantees a certain income during retirement, even if the market fluctuates.»

One product that not only guarantees lifetime income, but also provides other benefits, such as peace of mind, no matter what happens in the market, is fixed indexed annuities.

Our product offerings include longevity annuities (including the QLAC), immediate annuities, and multi-year (fixed rate) guaranteed annuities.

Investment, insurance and annuity products on TIAA.org are not offered or guaranteed by TIAA, FSB and are not insured by the FDIC.

Using annuities (insurance products that provide guaranteed income in retirement), they're able to help you design your own pension - like plan if you don't have one from your employer.

His conclusion is that tontine annuities should be added to the «approved and endorsed» menu of financial and insurance products available to de-accumulate wealth at retirement; in addition to stocks, bonds, cash, real estate, long - term care policies and even conventional annuities, so long as the insurance companies don't charge too much for the guaranteed.

Securities (including mutual funds and variable life insurance), annuities and insurance products are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, nor insured or guaranteed by, Chemical Bank, or its affiliates.

Annuities — Considered to be an insurance product, annuities can allow their holders to receive a guaranteed lifetime retirement income that can not be Annuities — Considered to be an insurance product, annuities can allow their holders to receive a guaranteed lifetime retirement income that can not be annuities can allow their holders to receive a guaranteed lifetime retirement income that can not be outlived.

Plus 5 Things to Consider Before Tapping Your Retirement Accounts, and the good, the bad and the ugly of the popular «guaranteed income» products known as annuities.

Non-deposit investment and insurance products, such as mutual funds, stocks, annuities and life insurance policies that may be sold through this website or at a Bank branch location, are not deposits, not FDIC - insured, not insured by any Federal Government Agency, not guaranteed by the Bank, and may go down in value (if applicable).

GOLD SERIES SAGE CHOICE SINGLE PREMIUM DEFERRED ANNUITY — PRODUCT OVERVIEW 6 Year Single Premium Deferred Annuity Issue Ages: 15 days — 90 years (age last birthday) Minimum Premium — $ 2,000 Maximum Premium — $ 500,000 per Owner Free Withdrawal Provision («Bailout Feature»): Included in the Contract Guaranteed Minimum Interest Rate: 2 % for the first 10 years and 3 % thereafter Contract Loan — Not Available for this product Free - Look Period — 30 days Death Benefit: Accumulation Value on the date of the Owner'sPRODUCT OVERVIEW 6 Year Single Premium Deferred Annuity Issue Ages: 15 days — 90 years (age last birthday) Minimum Premium — $ 2,000 Maximum Premium — $ 500,000 per Owner Free Withdrawal Provision («Bailout Feature»): Included in the Contract Guaranteed Minimum Interest Rate: 2 % for the first 10 years and 3 % thereafter Contract Loan — Not Available for this product Free - Look Period — 30 days Death Benefit: Accumulation Value on the date of the Owner'sproduct Free - Look Period — 30 days Death Benefit: Accumulation Value on the date of the Owner's death.

Brighthouse Financial fixed annuities, like all annuities, are insurance products and are not insured by the FDIC, the NCUSIF, or any other government agency, nor are they guaranteed by, or the obligation of, the financial institution that sells them.

When compared to other guaranteed income products, annuities can provide a higher income rate.

And because they are insurance products, indexed annuities can offer a guaranteed income for your lifetime.

The Retirement segment manufactures and distributes products and provides administrative services for qualified and non-qualified retirement plans and offers guaranteed investment contracts, funding agreements, institutional and retail notes, structured settlement annuities and group annuities.