Sentences with phrase «guaranteed by assets»

A secured loan is guaranteed by assets owned by the borrower.

A secured loan is guaranteed by assets owned by the borrower.

An unsecured personal loan is not guaranteed by any asset.

If feasible, you should try to get rid of the first ones as soon as possible without neglecting paying the others, especially those who are guaranteed by an asset such as mortgage loans and home equity loans.

As opposed to the previous loans, unsecured personal loans are not guaranteed by any asset.

Secured Personal Loans carry lower interest rate due to the fact that the loan is guaranteed by an asset and if you apply with a co-signer, the co-signer's credit score and history will be taken into consideration when determining the interest rate you'll have to pay.

A secured loan is one that is guaranteed by an asset.

The lender incurs in fewer risks by lending money when the money is guaranteed by an asset.

Secured debts are guaranteed by an asset.

A secured loan, in layman terms, is a personal loan that is guaranteed by an asset that is pledged as collateral against the loan.

Not exact matches

Rather, they apply a general lien to business assets during the loan term and require a personal guarantee (a common practice also used by many banks).

Because most SBA loans are secured by collateral and a personal guarantee, the bank will have the right to seize the business and personal assets you pledged.

12) To better secure each News Company's rights under this guarantee and Indemnity, each guarantor agrees to charge the interest they have either solely or jointly or as tenants in common in any real estate and personal assets, and each guarantor acknowledges a News Company's right pursuant to the security hereby given lodge a caveat on any real estate in which they have such as interest and each guarantor agrees to execute a mortgage in favour of any News Company upon request by a News Company and do or cause to be done all such things as are necessary to give effect to the security hereby given.

«While monetary policy will remain extremely easy, low rates by themselves do not guarantee that risk assets will perform well, especially since profit margins are extremely high (i.e. the risk is to the downside).

It lacks the notoriety of March 16, 2008, when, by guaranteeing $ 30 billion of Bear Stearns» assets, the Federal Reserve crossed a last - resort lending Rubicon, extending its safety net to an investment bank for the very first time.

The reference does not guarantee performance or a safeguard from loss of principal by investing in that asset.

This collateral (i.e., permissible vehicles investments) may include: (i) match - funded assets, and, (ii) debt securities, equity securities and other financial instruments issued or guaranteed by the US government or its agencies, sovereign governments, supra - national entities, corporations, financial institutions and asset - backed or mortgage - backed issuers that are the subject of credit support agreements.

The bailout is not efficient, he writes, «because it can only deal with insolvency by buying bad assets at far above their true value, thereby guaranteeing big losses for taxpayers and providing an open - ended bail - out to the most irresponsible investors.»

Bonds issued or guaranteed by the U.S. government, such as Treasury bonds and bills, as well as mortgage - and other asset - backed securities backed by government agencies.

An income annuity may be the right choice for you if you have a need for guaranteed lifetime income; you know your retirement expenses won't be covered by other income sources, such as Social Security; and you have assets outside of the annuity to cover unexpected expenses.

The remainder of loans are secured by other assets such as debentures, floating charges and personal guarantees.

A Reuters story reported that the FDIC is planning to sell $ 1.8 billion of guaranteed ABS, the residential mortgage assets of failed banks seized by the FDIC.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

«This comprehensive package - the most progressive set of reforms in the nation — will guarantee fairness for the accused by reshaping New York's antiquated bail system, ensuring access to a speedy trial, improving the disclosure of evidence in the discovery process, transforming asset forfeiture procedures and implementing new initiatives to help individuals transition from incarceration to their communities.»

We'll learn about this standardized scale, and we'll learn about «securitized bonds,» a special form of bond where the loan is guaranteed by specific assets of the company.

A securitized bond is a bond that is «guaranteed» by a specific asset or income stream, instead of by a company.

Furthermore, there is a guaranteed market for PRISM's low - carbon by - product — electricity — which eliminates the need to sell a fuel product and turns the UK's stores of plutonium into an economic asset.

The state may subsidize bond financing by supplementing local tax revenue for debt service and may also guarantee bonded debt with state assets, which can help schools qualify for more favorable rates.

At least $ 600 billion in assets currently invested by California's 80 different public employee pension funds, earning financial interests billions in management fees and commissions every year, and guaranteeing public employees retirement packages that ordinary citizens can only dream of.

A borrower enjoys less restrictive terms on a bad credit personal loan in forms of lesser interest charges and longer terms while a lender has a guarantee to recover the loan proceeds in case of default by confiscating and selling pledged assets.

While covered bonds are secured by a pool of assets, there is no guarantee that the cover pool will adequately or fully compensate investors in the event that an issuer defaults on its payment obligations.

Unsecured personal loans carry no collateral which means they are not guaranteed by any tangible asset.

Personal loans are easier to obtain for poor credit or low - income consumers because they can be unsecured, which means that repayment is guaranteed only by your promise to repay, and not by a physical asset like a house or car.

Keep in mind that asset allocation and diversification influence the level of potential risk and return by degrees — diversification and asset allocation do not ensure a profit or guarantee against loss.

A debt consolidation loan can take the form of a second mortgage on your home (also called a home equity loan), a line of credit or a bank loan secured by some other asset or guaranteed by a family member or friend.

Secured Business loans on the other hand do require collateral but they have lower interest rates and longer repayment programs since the lender doesn't have to worry because he can always claim his money by taking legal actions to repossess the asset guaranteeing the loan.

FGIC and other bond insurance companies have been hobbled by their expansion into guaranteeing risky collateralized debt obligations (CDOs) and asset backed bonds, markets that have been hammered by rising mortgage losses.

If you have less than $ 250,000 in total assets at that bank or credit union — across * all * accounts — your investment principal is guaranteed by the FDIC.

Secured Personal Loans need to be guaranteed by offering an asset as collateral.

If you sold half of your bonds to put into stocks, you're practically guaranteed to outperform the market over time by buying more of a beaten - down asset.

So long as folks willingly submit to Chase's mercy (which I don't recommend), the only guarantee you have is Chase knows what it is doing by draining its older toxic assets (asset - backed securities which funded the old balance transfer offers) by moving the funds into new toxic assets which Chase hopes won't become toxic?

Many experts believe we are in an era of low returns for all asset classes (say 7 % for stocks and 4 % for bonds) that a 5 % guaranteed after - tax return that can be obtained by paying down the mortgage starts to sound very good.

With that combo, you're guaranteed to outperform most other investors with a similar asset allocation, because their results will be dragged down by their higher investment costs.

Bonds issued or guaranteed by the U.S. government, such as Treasury bonds and bills, as well as mortgage - and other asset - backed securities backed by government agencies.

This risk is minimal for mortgage - backed securities issued by government agencies or government - sponsored enterprises — also known as «agency» securities issued by Ginnie Mae, Fannie Mae or Freddie Mac — and most asset - backed securities, which tend to carry bond insurance that guarantees payments of interest and principal to investors.

Investments / Insurance: Not FDIC Insured • Not Bank Issued, Guaranteed or Underwritten • May Lose Value The video commentaries presented on this page are provided for informational purposes only by USAA Asset Management Company (AMCO) and / or USAA Investment Management Company (IMCO), both registered investment advisers.

Normally invests at least 80 % of its net assets in a diversified portfolio of fixed income securities that are issued or guaranteed by the U.S. Government, its agencies or government - sponsored enterprises and derivatives designed to replicate such securities.

Under normal market conditions, the fund invests at least 80 % of its net assets in U.S. government debt securities, including U.S. Treasury securities and other securities issued or guaranteed by the U.S. government and its agencies and instrumentalities.

Strategy: This fund is primarily invested in fixed income securities issued or guaranteed by the U.S. Government, its agencies, or instrumentalities, and corporate debt instruments, including but not limited to asset - backed and mortgage - backed securities rated not less than Baa3 / BBB - by two or more nationally recognized rating services.

As explained by Voya, the Lifetime Income Strategy provides participants with a personalized asset - allocation strategy that helps build up retirement savings, followed by an income benefit for life that is guaranteed by multiple insurers.