No guaranteed cash accumulation
Whole Life: Fixed premiums as long as policy is in effect with
guaranteed cash accumulation value
Universal Life: Adjustable premiums and payment times with
a guaranteed cash accumulation value
provides
guaranteed cash accumulation, guaranteed fixed premiums and a guaranteed death benefit.
Whole life insurance lasts your entire life and offers specific guarantees, including a guaranteed death benefit,
guaranteed cash accumulation and guaranteed level premiums.
provides
guaranteed cash accumulation, guaranteed fixed premiums and a guaranteed death benefit.
AXA's Interest Sensitive Whole Life ℠ provides
guaranteed cash accumulation, guaranteed fixed premiums and a guaranteed death benefit.
These strategies challenge the current dogma and offer
guaranteed cash accumulation in an environment that offers ongoing liquidity and the potential to accomplish velocity and create an arbitrage through becoming a private hard money lender.
Indexed universal life policies provide
a guaranteed cash accumulation interest rate, and may return a higher amount if the indexed investments perform above predetermined levels.
Due the their complex contract structures, universal and variable life policies can not
guarantee both cash accumulation and a death benefit, although it is possible to have both, and for a beneficiary to receive both.
Not exact matches
Beyond its core protection,
accumulation and premium
guarantees, the product offers built - in and optional riders that can enhance
cash value growth, provide flexibility to meet diverse protection needs and budgets and deliver added security for unexpected life events such as chronic illness.»
The Penn Mutual
Guaranteed Choice Whole Life insurance policy is a participating whole life insurance policy designed to provide three guaranteed items: death benefit, cash value accumulation, and fixed
Guaranteed Choice Whole Life insurance policy is a participating whole life insurance policy designed to provide three
guaranteed items: death benefit, cash value accumulation, and fixed
guaranteed items: death benefit,
cash value
accumulation, and fixed premiums.
The Penn Mutual
Guaranteed Choice Whole Life insurance policy provides guaranteed cash value acc
Guaranteed Choice Whole Life insurance policy provides
guaranteed cash value acc
guaranteed cash value
accumulation.
And in some cases
guaranteed universal life insurance offers some
cash accumulation.
Lifetime Assure universal life insurance provides a number of advantages, including death benefit protection combined with
guarantees in case of premature death, and
cash accumulation that can help you meet many needs.
Asset based LTC insurance coverage provides a
guaranteed death benefit, long - term care coverage,
cash value
accumulation and potential return of premium.
While these other types do offer a death benefit that can be
guaranteed by a rider in many cases, they primarily FOCUS on
cash value
accumulation within the policy that varies as follows:
The
guarantees offered with whole life policies are a
guaranteed level premium,
guaranteed death benefit for your entire life and
guaranteed cash value
accumulation.
However,
cash value
accumulation isn't the usual emphasis of
guaranteed universal life insurance, policies do allow for the
accumulation of some
cash value and allow you to access it.
When comparing
guaranteed universal life to traditional whole life insurance, the discussion shifts away from
guaranteed vs. non-
guaranteed because whole life insurance offers a
guaranteed death benefit WITH
guaranteed cash value
accumulation.
Penn Mutual's participating whole life insurance policy provides all the
guarantees of whole life, with an opportunity for increased
cash value
accumulation through annual dividends paid to policyholders.
As with whole and universal life insurance coverage, this policy includes a
guaranteed death benefit and
cash accumulation.
Voya IUL offers death benefit protection and market index
cash accumulation at a
guaranteed interest rate, providing higher growth potential than tradition universal life plans.
* Some IUL policies do offer a no loss
guarantee and tax free
accumulation of
cash values so this can be considered on a case by case comparison.
The IPA Flex rider is exclusive to the Orion IUL and allows you to customize your death benefit, providing a
guaranteed income stream for your beneficiaries and greater
cash value
accumulation potential.
Because IULs may offer a higher potential upside rate of return, they do not offer the same kinds of
guarantees concerning ongoing
cash accumulation (supplemented by a strong history of dividends) as that offered by traditional whole life insurance.
A flexible - premium, cost - effective life insurance policy offering both the opportunity for lifetime insurance protection and the potential
accumulation of
cash value through allocation to a Select Account and / or a
Guaranteed Interest Account.
For example, a company may post a higher dividend rate and yet the illustrated
guaranteed cash value
accumulation may appear less favorable than another company.
Whole life also provides
guaranteed cash value
accumulation.
A flexible - premium, cost effective universal life insurance policy offering both the opportunity for lifetime insurance protection and the potential
accumulation of
cash value through allocation to a Select Account and / or a
Guaranteed Interest Account.
The minimal amount of return that you will receive on your
cash value
accumulation is also
guaranteed.
Premiums and the rate of return on the
cash value
accumulation are
guaranteed.
• Allows policyholder to lock in a
guaranteed death benefit for specific time required for coverage • Provides a
guaranteed tax free death benefit for beneficiaries • Provides a vehicle to pass along wealth to children or grandchildren • May be used to cover estate taxes, fees and outstanding medical bills • May be set up as a charitable trust • May be used for
cash value
accumulation • Ideal for a Buy / Sell Agreement • Provides a policy which is both flexible and affordable
Underwritten by Farmers New World Life Insurance Company, Premier Whole Life Insurance offers fixed premiums,
guaranteed cash value
accumulation and a permanent death benefit.
Secure Whole Life — Their whole life policy offers
guaranteed life insurance benefits for life as well as
guaranteed cash value
accumulation, which can be drawn from by way of loans or withdrawal if needed.
Of course it follows that Universal policies cost much more than term because they provide lifetime coverage, death benefits and
guaranteed cash value
accumulation.
Total
Cash Value In whole life insurance, Total Cash Value generally consists of the policy's Guaranteed Cash Value, if all premiums due have been paid; the cash value of any Paid - Up Additional Insurance; or any Dividend Accumulati
Cash Value In whole life insurance, Total
Cash Value generally consists of the policy's Guaranteed Cash Value, if all premiums due have been paid; the cash value of any Paid - Up Additional Insurance; or any Dividend Accumulati
Cash Value generally consists of the policy's
Guaranteed Cash Value, if all premiums due have been paid; the cash value of any Paid - Up Additional Insurance; or any Dividend Accumulati
Cash Value, if all premiums due have been paid; the
cash value of any Paid - Up Additional Insurance; or any Dividend Accumulati
cash value of any Paid - Up Additional Insurance; or any Dividend
Accumulations.
The Sage universal life insurance no medical exam policy also offers a minimum
guaranteed interest rate on the
cash value
accumulation portion of 2.5 % which is
guaranteed payable over the life of the policy.
It offers
guaranteed cash value
accumulation and a
guaranteed death benefit.
Quality of Life Performer Plus: An affordable universal life insurance policy that can provide a
guaranteed death benefit for 25 years or up to age 80 — whichever comes sooner — plus the opportunity for
cash accumulation.
It features a fixed level premium, fixed death benefit and a fixed,
guaranteed rate of
cash value
accumulation.
Whole life offers
guaranteed fixed premiums,
guaranteed cash value
accumulation and a
guaranteed death benefit payout.
Affordable index universal life insurance coverage with built - in, no - cost living benefits,
cash accumulation, and a
guaranteed death benefit up to age 100.
Among the
guarantees offered with whole life are fixed premiums, lifetime death benefit and
cash value
accumulation.
Guaranteed cash value
accumulation.
Whole life offers a fixed, level premium and
guaranteed cash value
accumulation.
Whole life insurance provides a
guaranteed lifetime coverage, fixed premiums and
cash value
accumulation, that can be withdrawn or borrowed against via life insurance loans.
With a flexible premium and
cash values that can grow based on the rise of a stock index or
guaranteed interest rate, universal life insurance policies offer a tool for both death benefits and
cash value
accumulation.
Guaranteed Universal Life — is a permanent life insurance product that focuses more on pure protection rather than
cash value
accumulation.
Instead of using dividends to augment
guaranteed cash value
accumulation, the interest on the policy's
cash value varies with current market conditions.