Not exact matches
This feature
guarantees that the policy will not default, even if the
cash surrender
value falls to zero or below, provided that the Death Benefit Protection Value remains greater than zero and policy debt never exceeds the Policy V
value falls to zero or below, provided that the Death Benefit Protection
Value remains greater than zero and policy debt never exceeds the Policy V
Value remains
greater than zero and policy debt never exceeds the Policy
ValueValue.
The Grow - Up Plan's
cash value grows at a
guaranteed rate over time so that, after 25 years, it should equal or be
greater than the amount you've paid in premiums.
In fact, the
guaranteed cash value isn't
greater than the paid premiums until year 57!
Through a
cash value life insurance policy you can get
guaranteed returns or take
greater risk, such as investing the
cash value in an index or actively managed portfolio.
2 The adjusted total premium is the initial single premium plus any underwritten increases, less any partial surrenders and any applicable surrender charges in excess of policy gain and any loans and accrued loan interest, The death benefit
guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is
greater than the policy's
cash value, The death benefit
guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is
greater than the policy's
cash value.
Repaying the
cash value in your policy allows it to exponentially grow, allowing more
cash value, more
guaranteed growth, more tax advantaged dividends, growing death benefit and essentially a compounding AND EVER EXPANDING SAFE BUCKET to provide
greater means to pursue, higher risk, higher return investments... and the strategy compounds and grows and grows and compounds.
The IPA Flex rider is exclusive to the Orion IUL and allows you to customize your death benefit, providing a
guaranteed income stream for your beneficiaries and
greater cash value accumulation potential.
Some folks still find whole life to be a
great policy since the payments are
guaranteed to stay locked in with consistent
cash value growth.
SUL policies are
great because they do not build excessive
cash value and have premiums similar to term life insurance while offering lifetime
guarantees.
In fact, the
guaranteed cash value isn't
greater than the paid premiums until year 57!
The index - linked feature6, 7,8 provides the potential for
greater cash value accumulation than traditional universal life insurance and the
guaranteed floor means less risk than variable universal life insurance.
Unlike traditional term insurance, ROP policies build
cash value and are a
great alternative if you don't mind paying a little higher premium for the
guarantee of all your premiums back if you outlive the level coverage period.
Whole life insurance is a
great option when you need long term protection that offers
guarantees, such as a
guaranteed death benefit,
guaranteed cash value growth and
guaranteed level premiums.
With the Grow - Up Plan from Gerber Life, the policy's
cash value is
guaranteed to be equal to or
greater than all the premiums paid after 25 years.
The
cash value that develops in a whole life insurance policy is not «insured» in the sense that it is not
guaranteed to accumulate at a rate
greater than the minimum rate set forth in the contract.