Sentences with phrase «guaranteed death benefit rider»

Not exact matches

«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.

The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as a higher crediting guarantee than is currently available, as well as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;

The expense ratio excludes additional fees that would apply if the Return of Premium death benefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is ebenefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is eBenefit) rider is elected.

Examples include lifetime guaranteed income riders, critical illness riders, riders that pay for care in event of two of six activities of daily living, and guaranteed rollup death benefits.

Death benefit riders typically offer a guaranteed annual yield that contractually grows for a specific period or until your passing.

All contract guarantees, including optional living and death benefit riders and annuity payout rates, are backed by the claims - paying ability and financial strength of issuing insurance company.

While these other types do offer a death benefit that can be guaranteed by a rider in many cases, they primarily FOCUS on cash value accumulation within the policy that varies as follows:

Excel Life Value UL also offers an accidental death benefit rider and guaranteed insurability rider.

Your rider also provides a guaranteed lump sum death benefit to your beneficiary.

Just like the guaranteed death benefit, the living benefit rider causes the variable annuity to morph into a different type of investment or what is commonly referred to as an immediate annuity.

In an attempt to lessen the risk of investment loss associated with variable annuities, many insurance companies now offer guaranteed death benefit and / or a living income benefit riders.

Insurance companies have attempted to deal with these issues by adding riders such as guaranteed death benefit.

Jackson AscenderPlus Select offers traditional fixed annuity benefits, such as guaranteed minimum interest, death benefits, and flexible retirement income options including LifePay ®, an optional income rider available for an additional charge.

The riders are designed to meet specific needs such as protecting principal, providing a guaranteed level of income for life, or offering a more robust death benefit.

Also, variable universal life insurance policies may also offer a rider — at an additional cost — that will guarantee a minimum death benefit, regardless of the underlying investment performance.

There are also additional optional benefits and riders, which include a waiver of premium, children's insurance, accidental death benefit, and / or a guaranteed option to purchase additional insurance.

The expense ratio excludes additional fees that would apply if the Return of Premium death benefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is ebenefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is eBenefit) rider is elected.

The IPA Flex rider is exclusive to the Orion IUL and allows you to customize your death benefit, providing a guaranteed income stream for your beneficiaries and greater cash value accumulation potential.

That could be an income rider that guarantees an annual percentage growth for future income, or a death benefit rider that guarantees an annual percentage growth for legacy.

On the basis of riders for Edelweiss Tokio Guaranteed Income and Future Generali Care Plus like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Guaranteed Lifetime Income Plan and Exide Life Immediate Annuity like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Guaranteed Pension and DHFL Pramerica Smart Wealth Plus like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Flexi Online Term and Max Life Guaranteed Income like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Future Generali Wealth Protect and Guaranteed Pension like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Future Generali Pension Guarantee and Dhan Vridhi like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Star Union D I Pradhan Mantri Bima and Future Generali Pension Guarantee like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Young Star Udaan and Guaranteed Income Advantage like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Personal Pension Plus and Guaranteed Lifetime Income Plan like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Birla Sun Life Empower Pension - SP Plan and Guaranteed Income Advantage like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Guaranteed Income Advantage and Star Union D I Shiksha Suraksha like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for DHFL Pramerica Smart Income and IndiaFirst Guaranteed Retirement like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for DHFL Pramerica Smart Assure and Edelweiss Tokio Guaranteed Income like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for IndiaFirst Guaranteed Retirement and Preferred eTerm Plan like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Aegon Life iIncome and Guaranteed Lifetime Income Plan like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for IndiaFirst Group Term Plan and Guarantee Assure like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Future Generali Pension Guarantee and Elite Advantage like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Guaranteed Income Advantage and Pay Five like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Wealth Maxima and Guaranteed Income Advantage like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Star Union D I Assured Income and Guarantee Assure like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Guaranteed Pension and Flexi Smart Plus like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for IndiaFirst Anytime Plan and Max Life Guaranteed Income like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Guarantee Assure and Shri Vidya like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Guarantee Assure and Super Savings like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for BSLI Guaranteed Future and LIC New Jeevan Mangal like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Guaranteed Income Advantage and Aviva Live Smart like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Guaranteed Wealth Protector and Future Generali Pension Guarantee like accidental death benefit, critical illness, etc, these plans can be compared.

The only way to maintain guaranteed level premiums and a level death benefits for life is to purchase whole life or a universal life policy with a guaranteed no lapse rider.

Just like guaranteed universal life policies do to age 100 or 120, these riders mandate that even if the policy has no cash value, the death benefit and premium are still guaranteed to stay fixed during the initial term selected.

SBLI offers a full suite of whole life insurance policy riders, such as Accelerated Death Benefit, Child Term Rider, Guaranteed Purchase Option and Waiver of Premium.

Alternatively, you may want to add a no lapse guarantee rider to your policy for whatever length you MUST have the policy in force, to ensure the premiums and the death benefit stays level for that period.