Sentences with phrase «guaranteed fixed interest rate»

Indexed universal life insurance policies typically contain a minimum guaranteed fixed interest rate component along with the indexed account option.
A Fixed Annuity offers tax - deferred growth based on a guaranteed fixed interest rate, while a Variable Annuity allows you to pursue greater growth potential by investing in the market.
When investors hear the words, «You'll get a 3 % guaranteed fixed interest rate locked in for life,» what goes through their minds is bank math and logic.
Once the net proceeds get invested into the general account, then it usually earns the 3 % guaranteed fixed interest rate.
CIBC TFSA GIC (Redeemable) Enjoy a guaranteed fixed interest rate.
With the national credit crunch and tightening of lending guidelines, it has become a priority for most San Diego homeowners to lock into a secure mortgage with a guaranteed fixed interest rate.
CIBC Flexible GIC ® A guaranteed fixed interest rate and the flexibility to access your money at any time.
Secure, FDIC - insured investment accounts, CDs provide a guaranteed fixed interest rate for a specified term — the longer the term, the better the rate.
A Fixed Annuity offers tax - deferred growth based on a guaranteed fixed interest rate, while a Variable Annuity allows you to pursue greater growth potential by investing in the market.

Not exact matches

North American Company will pay the multiplier only when the declared interest rate is greater than the Fixed Account Guaranteed Interest Rate shown in theinterest rate is greater than the Fixed Account Guaranteed Interest Rate shown in the polrate is greater than the Fixed Account Guaranteed Interest Rate shown in theInterest Rate shown in the polRate shown in the policy.
Here are just a few of the guaranteed benefits of federal loans: low, fixed interest rates; in - school and hardship deferment opportunities; loan forgiveness options; income - driven repayment plans; no prepayment penalties; and no minimum credit score requirement.
Also note that federal loans are fixed - rate loans and guaranteed to maintain the same interest rate during repayment.
For this reason, fixed rate loans can best guarantee long term affordability in a low interest rate environment.
Fixed deferred annuities also provide you with a guaranteed minimum interest rate, regardless of market conditions.
PICK YOUR TIMEFRAME Earn interest at a fixed rate for a guaranteed period of time... one that meets your needs.
The SecureFore series is a multi-year guaranteed annuity (MYGA) designed to help you add more stability and predictability to your fixed annuity strategy by locking in the current interest crediting rate for an initial period:
By refinancing, you can get a new loan with a fixed interest rate and guarantee a consistent rate for the life of your loan.
Compounding the rising generosity of pension benefit formulas is the decline of interest rates on low - risk investments, which raises the cost of providing teachers with a fixed, guaranteed pension benefit.
Indexed annuities are designed specifically to create the possibility of higher interest earnings than traditional fixed rate products and to protect premium (sometimes called principal) from loss due to market downturns, all the while creating a reliable, guaranteed lifetime income.
For this reason, fixed rate loans can best guarantee long term affordability in a low interest rate environment.
BonusMAX fixed annuities offer preservation of principal, guaranteed retirement income options, tax - deferred growth and competitive interest rates.
The SecureFore series is a multi-year guaranteed annuity (MYGA) designed to help you add more stability and predictability to your fixed annuity strategy by locking in the current interest crediting rate for an initial period:
PICK YOUR TIMEFRAME Earn interest at a fixed rate for a guaranteed period of time... one that meets your needs.
This type of interest rate is referred to as the coupon rate for fixed - income investments, as it is the interest rate guaranteed by the issuer that was traditionally stamped on the coupons that were redeemed by the bondholders.
Fixed annuities offer guaranteed interest rates with income options for a certain period or even lifetime.
The structure of a Fixed Indexed Annuity is based on that of a MYGA, as it also offers a guaranteed interest rate over a set period of time.
Given that fast business loans carry higher interest rates and fixed monthly installments, unless your current and future income guarantee that you will be able to repay the loan, you will probably do better with a business line of credit that offers more flexibility when it comes to the repayment plan.
Fixed Annuities This is the more traditional type of annuity — the insurance guarantees a specific interest rate that you will -LSB-...]
Bank or Post office Time Deposits may offer you guaranteed and fixed income, but do note that the interest rates on these deposits can be lower than all the above options and also the interest income is taxable.
Interest rates are fixed and guaranteed for the full term of your deposit.
Certificates of deposit (CDs) are a guaranteed investment where you pay a set amount for the CD and the bank will guarantee you will get your original money (principal) back when the CD matures plus a fixed interest rate which will never change.
BTH Bank offers CDs with terms from 12 to 60 months and variable or fixed interest rates allowing for a guaranteed return.
Our eCD is an interest earning account with guaranteed fixed rate with interest paid monthly to a Franklin Synergy Bank checking or savings account.
Guaranteed Universal Life Insurance ties policy cash value growth to a fixed interest rate of return
Because of the guarantee, lenders are more secure with the loan, and can offer lower long - term fixed interest rates and fewer points.
Variable annuities were introduced in the 1950's as an alternative to fixed index annuities which offer a guaranteed contractual rate of interest in terms of the cash value growth of the account, similar to dividend paying whole life insurance.
Rather than paying a fixed interest rate, these offer you a range of returns: if the stock market performs well you get some of that upside, and even if the market goes down your principal is guaranteed.
The majority of home buyers get a fixed - rate mortgage, because this guarantees the interest rate they pay will remain the same over the life of the loan.
Fixed annuities feature a guaranteed minimum interest rate.
But as its name suggests, a fixed annuity also provides growth based on a fixed, pre-set interest rate that's guaranteed for a certain number of years.
A fixed APR loan has an interest rate that is guaranteed not to change during the life of the loan or credit facility.
What is the benefit of the Interest Plus + annuity over other guaranteed fixed rate annuities?The Interest Plus + annuity is designed for the consumer who desires a higher - than - average rate of return, but with the ability to access funds for any reason or amount — without incurring an excessive surrender charge.
The insurance company also guarantees a minimum interest rate in fixed indexed annuities.
The interest rate is fixed and guaranteed for the life of the loan.
Interest earning accounts with guaranteed fixed rates with a wide range of terms and payment options.
Fixed annuities offer four important elements that can help you grow your retirement future; preservation of principal, † competitive interest rates, ‡ guaranteed retirement income options and death benefit protection.
You have a choice of a fixed account with a guaranteed 2 % interest rate floor or an indexed account with a guaranteed 0.25 % index account crediting, regardless of market performance.
For the remaining years of an extended guaranteed period, the interest rate credited will remain fixed and may be higher or lower than that credited to contracts where an extended guaranteed period was not selected.
eCD: Interest earning account with guaranteed fixed rate with interest paid monthly to a Franklin Synergy Bank checking or savings Interest earning account with guaranteed fixed rate with interest paid monthly to a Franklin Synergy Bank checking or savings interest paid monthly to a Franklin Synergy Bank checking or savings account.
If you know how much you plan to invest each year and the fixed rate of return your annuity guarantees — or, for loans, the amount of your payments and the given interest rate — you can easily determine the value of your account at any point in the future.
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