Sentences with phrase «guaranteed floor»

The phrase "guaranteed floor" means the lowest level of protection or support that is ensured or promised. Full definition
Has maximum cap limiting growth and guaranteed floor limiting loss (0 - 1 %).
Guaranteed ceiling on mortality and expense charges and guaranteed floor on interest credited to cash values.
There is a 2 % guaranteed floor for the fixed account, with a 1 % floor on one indexed account option, and 0 % floor on the remaining four index options.
The carrier also guarantees a floor to protect your policy from loss.
Electricite de France (EDF) which has a near monopoly on the potential nuclear sites in the UK is pressing Chris Huhne to guarantee a floor price of # 30 per ton of CO2 emitted thereby guaranteeing a sweet return on its nuclear investment and high electricity prices for ever.
If the market were to fall, on the other hand, IUL policies often limit any losses with a set guaranteed floor.
Buying puts will guarantee you a floor price for your stock but will eat into your profits and might be expensive.
Basically their aim is to provide a guaranteed floor of income for everybody.
(Going forward, tracks are guaranteed a floor or minimum amount.)
One of the main features of EIA's are their ability to guarantee a floor to your earnings with no loss once earned.
Your total interest credited is limited by a cap (although some companies offer no cap indexed accounts), the plus is that your downside is also protected by a guaranteed floor.
Unlike universal life and indexed universal life, there is no guaranteed floor to protect your policy from loss.
Although your maximum interest credited is limited by a cap, your downside is also protected due to a guaranteed floor, never less than 0.25 % for AG IUL policies.
There is a guaranteed floor, which means that regardless of how poorly the market is doing, you'll still get a guaranteed return.
It will typically allows you to earn interest up to a maximum percentage cap and guarantees you a floor (zero in most cases).
A guaranteed floor protecting the policyholder from negative crediting, i.e. your index credit will never be less than zero.
Guaranteed floor 18 and above with exceptional city views of Melbourne.
However, you do not have the same risk as you do with variable life, since IUL policies offer a 0 - 1 % guaranteed floor that limits your downside risk.
IULs have a floor, which provides a guaranteed interest rate, typically 0 - 1 %; VULs have no guaranteed floor and you can have negative returns.
You can choose a fixed account that usually has a guaranteed floor of 2 % and is based on the company's declared interest rate.
The fixed account earns an interest rate declared by the company and has a guaranteed floor of 2 %.
Rather, your cash is allocated to indexed funds and you participate in the gains of the funds, without the risk of loss due to a guaranteed floor.
The indexed accounts and fixed accounts have a guaranteed floor, which protect your cash value from market losses, since you are not directly investing in the market.
This dividend may have a guaranteed floor, and the insurer may have a stellar record of paying it, but in exchange for that security you'll be settling for growth that at its best is only competitive with low - risk / low - return investments like bonds, and at its worst has a growth rate that's lower than the rate of inflation.
The index - linked feature6, 7,8 provides the potential for greater cash value accumulation than traditional universal life insurance and the guaranteed floor means less risk than variable universal life insurance.
Your premium is applied to your policy's fixed account, which provides a guaranteed floor.
The guaranteed floor in the fixed account is typically 1 - 3 %.
The fixed account offers a guaranteed floor of 2 %.
Since you are not directly investing in the market, each account has a guaranteed floor which protects against market loss.
The indexed account has a 0 % guaranteed floor.
The guaranteed floor in the indexed accounts is usually 0 - 1 %.
There is a guaranteed floor, which means that regardless of how poorly the market is doing, you'll still get a guaranteed return.
Your total interest credited is limited by a cap (although some companies offer no cap indexed accounts), the plus is that your downside is also protected by a guaranteed floor.
A guaranteed floor protecting the policyholder from negative crediting, i.e. your index credit will never be less than zero.
Unlike universal life and indexed universal life, there is no guaranteed floor to protect your policy from loss.
Although your maximum interest credited is limited by a cap, your downside is also protected due to a guaranteed floor, never less than 0.25 % for AG IUL policies.
The policy is further insulated from risk by providing a guaranteed floor on both the fixed and indexed accounts.
Indexed universal life offers a guaranteed floor in the fixed account and indexed accounts.
If you choose the fixed account, you are given a guaranteed floor, typically around 2 - 3 %.
Indexed to stock market for potentially higher returns than Whole life; guaranteed floor to protect against market loss
There is a guarantee floor of 2 % for the fixed account and 0 % floor for the indexed accounts.
In addition, the indexed account has a guaranteed floor of 0 % so you do not have to worry about a negative market destroying your policy's principal.
Each account has a guaranteed floor that protects you against market losses.
We have a 15.4 % cap, with a guaranteed floor of 0.25 %.
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