Sentences with phrase «guaranteed insurance payments»
This means that from the insured party's viewpoint they are effectively paying a small additional premium for guaranteed insurance payments even if you can no longer make the payments.
http://www.4autoinsurancequote.com/ Not exact matches
(Nevertheless, the company offers other benefits and protections, such as health insurance through a partnership with Freelancer's Union, plans for business insurance, as well as payment guarantees for workers.)
Be sure that you have payment for the item, and protect yourself by shipping it with insurance and requiring a signature guarantee.
Two companies that guaranteed payments on Detroit bonds, Syncora Guarantee Inc and Financial Guaranty Insurance Co, received options to develop parcels of land.
The premise behind an immediate annuity is simple: You invest a lump sum of money with an insurance company (although you would actually do so through an adviser, a broker or insurance agent) and in return you receive a guaranteed monthly payment for life regardless of how the financial markets perform.
Two companies that guaranteed payments on Detroit bonds and were the last major holdout creditors in the case, Syncora Guarantee Inc [SYCRFS.UL] and Financial Guaranty Insurance Co [FGIC.UL], received options to develop parcels of land.
Annuities are insurance contracts whose payments are guaranteed by the company issuing the contract.
Get an estimate for guaranteed income payments you can receive through a fixed income annuity (guarantees are subject to the claims - paying ability of the issuing insurance company).
That's because when you invest a lump sum with an insurer today, the insurance company guarantees you will receive a monthly income payment for the rest of your life.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
This should include guaranteed child - support payments, tax breaks for custodial parents, and an expanded definition of marital property to include pensions, insurance, cost of education and reimbursement for economic sacrifices made by one or the other spouse during the marriage.
It usually involves filling in a packet of paperwork (you'll write your name and address about five times) and covers everything from your medical history to health insurance, liability waivers to payment guarantees.
GNYHA, which also lobbies on behalf of hospitals, told its members on Monday that it will «aggressively push for legislation to establish a health insurance guarantee fund that would not only protect health care providers in the event of an insurer insolvency, but also be able to make retroactive payments.»
Again the demands of NLA that lotto agents should make a down payment of five thousand cedis as insurance guarantee is absurd and unreasonable and needs to be further looked at.
It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.
(c) The term «loan guarantee» means any Federal government guarantee, insurance, or other pledge with respect to the payment of all or a part of the principal or interest on any debt obligation of a non-Federal borrower to a non-Federal lender, but does not include the insurance of deposits, shares, or other withdrawable accounts in financial institutions.
In the event of a total loss, Guaranteed Auto Protection can waive or cancel the remaining balance of your vehicle loan after the payment from your insurance company.
Extended Warranty Available up to 4 Years Unlimited MilesGap Insurance Available * FINANCE * Approval Guaranteed with LOW - DOWN Payment Over 25 prime and subprime BanksDown Payments starting at $ 299Zero Down Payments option availableEstablish or Re-establish your Credit Your past will not haunt you HERE!
In doing so, mortgage insurance (MI) allows qualified homebuyers with low down payments (borrowers can put as little as 3 % down with mortgage insurance) to qualify for mortgages because of the guarantee mortgage insurers provide to the system.
Some lenders offer loans guaranteed by the FHA or VA, with down payments as low as 3 % to 5 %, but you'll usually have a private mortgage insurance premium added to your monthly payment.
Most commonly, the guaranteed payments continue for as long as you're alive, demanding insurance company backing.
A life insurance company which might sell her an annuity would guarantee payouts, provide protection against civil claims and could, if she chooses that option, guarantee a minimum number of payments to her three grown children, or anyone else for that matter, even if Hilda were to die very soon.
When you sign an immediate life annuity, the insurance company guarantees a certain payment over your lifetime.
Private Mortgage Insurance (PMI) is required on private loans guaranteed by Fannie Mae and Freddie Mac that do not have at least a 20 % down payment, or mortgage refinances with less than 20 % equity.
You can choose whether to receive guaranteed payments for life, for a set period of time — or both.Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims - paying ability and financial strength.
In exchange for a single payment or multiple payments into an annuity, the insurance company agrees to pay a guaranteed stream of income.
Private mortgage insurance guarantees a portion of the loan that t the buyer did not make as a down payment in a conventional loan.
The Veterans Administration guarantees up to 25 % of the payment on VA home loans, which means no private mortgage insurance or down payment is needed.
Fixed annuities are tax - deferred * retirement vehicles issued by insurance companies that grow at a guaranteed rate and offer you the opportunity to turn some or all of your savings into guaranteed income payments for life, or for a set period.
Homeowners» Insurance: Required for all mortgage loans, protects the home from damage and theft Owner's Title Insurance: Optional policy ensuring the title will not be subject to a claim of ownership, lien or other encumbrance Private Mortgage Insurance (PMI): Required by most lenders when the down payment is less than 20 % Federal Housing Administration (FHA) Mortgage Insurance Premium: Required on all FHA loans Mortgage Life Insurance: Optional policy that protects family and estate by paying off the loan in case of death Disability Insurance: Optional policy that guarantees loan payments will be made in case of disability
One is a prompt payment guarantee reimbursing the seller for three annual payments plus the cost of pertinent taxes and insurance.
While life insurance dividend payments are not guaranteed, the most prominent U.S. mutual insurance companies have racked up admirable records of paying dividends year in and year out, with some of them having done so for more than 100 years without missing a single year of dividend payouts.
Remember that the insurance company has to guarantee the annuity payment but it has taken the investors» money and lost a lot of it in the stock market.
The guarantee allows lenders to offer favorable loan terms to veterans, including no required down payment and no required mortgage insurance.
As long as your premium payments are made as agreed, your insurance coverage lasts throughout your life, and the death benefit is a guaranteed amount.
This mortgage program, offered by VA - approved lenders and guaranteed by the Department of Veterans Affairs, provides potential homebuyers with benefits such as $ 0 down payment, no mortgage insurance and lenient VA Loan requirements to provide substantial cost savings.
The following term life insurance with return of premium rider quotes are for informational purposes only are not a guarantee of what your actual ROP premium payments will be.
This risk is minimal for mortgage - backed securities issued by government agencies or government - sponsored enterprises — also known as «agency» securities issued by Ginnie Mae, Fannie Mae or Freddie Mac — and most asset - backed securities, which tend to carry bond insurance that guarantees payments of interest and principal to investors.
• The following are included in annual income to qualify for an RHS guaranteed loan: − Gross amount of wages, salaries, overtime pay, commissions, fees, tips, bonuses and other compensation for personal services of all adult members of the household − Net income from the operation of a farm, business or profession, interest, dividends and other net income of any kind from real or personal property − Payments from social security, annuities, insurance policies, pensions, unemployment, workers compensation, alimony and / or child support and other types of periodic receipts.
Currently the guaranteed interest rate is 4 %, which does not include potential growth through life insurance dividend payments.
As far as I can tell, most common stock investors are interested primarily in total return, with cash return being distinctly secondary, and most bond investors do not own common stocks because they need contractually guaranteed interest payments, (e.g., banks and insurance companies).
A contract with a life insurance company that provides a guaranteed stream of income payments for a fixed period of time or life (or both) beginning at a specified date years in the future.
Annuities are insurance contracts that build in costs to cover the payment guarantees, and with some types of annuities, you can't change your mind and get your money back.
This product is available from life insurance companies and provides a series of periodic payments (usually monthly) that you are guaranteed to receive for the rest of your life.
The risk of fixed indexed annuities ultimately rests with the insurance company that sells them and guarantees the payments.
They're one - part insurance, delivering guaranteed lifetime income when an optional living benefit rider is added to the annuity, and one - part accumulation potential, because a portion of the owner's purchase payments is allocated to a mix of diversified investments that can provide long - term growth to help maximize future retirement income.
Universal Life Insurance offers flexible premium payment plans, guaranteed death benefits and tax deferred savings.
HUD warns Congress against meddling with FHA Secretary of Housing Steve Preston warned Congress Tuesday against requiring the Federal Housing Administration to guarantee loans made with seller - funded down - payment assistance, and called a proposed moratorium on risk - based pricing for FHA insurance premiums «a big mistake.»
Financial guarantee insurance also competes with other forms of credit enhancement, including senior - subordinated structures, credit derivatives, over-collateralization, letters of credit and guarantees (for example, mortgage guarantees where pools of mortgages secure debt service payments) provided by banks and other financial institutions, some of which are governmental agencies or have been assigned the highest credit ratings awarded by one or more of the major rating agencies.
Annuities When you convert your RRSP to an annuity (a type of insurance product that guarantees you a fixed income for life), the payments are taxable, just like withdrawals from a RRIF.