Most term policies through work are on a simplified or
even guaranteed issue basis, meaning there's no medical and limited or no health questions to answer.
Many companies will offer coverage with no waiting period on
a guaranteed issue basis for large groups.
This is also done on
a guaranteed issue basis and adjusted to a new age, however, this doesn't renew annually.
In a number of states only those residents who have a continuous coverage history can purchase Individual Health insurance on
a guaranteed issue basis.
Under the Affordable Care Act, all individual health insurance policies with effective dates of January 2014 or later must be sold on
a guaranteed issue basis.
Federal law requires that all health care plans sold to companies with 2 to 50 employees be on
a guaranteed issue basis.
The policy is underwritten on
a guaranteed issue basis — there are no medical questions on the application.
HealthSource RI, the insurance marketplace is required to offer subsidized individual health insurance to any resident on
a guaranteed issue basis during an annual open enrollment period.
The prices are very reasonable and it can be purchased on
a guaranteed issue basis.