Sentences with phrase «guaranteed issue coverage without»
Qualified individuals are eligible for guaranteed issue coverage without medical underwriting or preexisting condition waiting periods.
http://echealthinsurance.com/ Not exact matches
Guaranteed issue, meaning you can get a certain amount of coverage without answering health questions or taking a medical exam
Guaranteed issue coverage policies generally have a lower face value, but they provide coverage to all applicants without requiring a medical exam or medical history.
With Guaranteed Issue Whole Life Insurance, if you're age 50 - 85, you can't be turned down for health reasons, and you can receive permanent life insurance without having to qualify for coverage based on your health.
If you're age 50 - 85, Guaranteed Issue Whole Life Insurance, sometimes referred to as Guaranteed Acceptance Whole Life Insurance, you can't be turned down for health reasons, and you can receive permanent life insurance without having to qualify for coverage based on your health.
Guaranteed issue, meaning you can get a certain amount of coverage without answering health questions or taking a medical exam
Insurance companies have offered policies without a medical exam before, but they were usually guaranteed - issue policies with limited coverage.
And although HIPAA protections did not extend to private individual market coverage, some states had adopted regulations that allowed HIPAA - eligible individuals to purchase guaranteed issue coverage in the individual market (HIPAA - eligible means that the person had at least 18 months of creditable coverage without a gap of more than 63 days, and the most recent creditable coverage was under an employer - sponsored plan, a government plan, or a church plan; also, the individual must have exhausted COBRA if it was available, and can't be eligible for Medicare or Medicaid).
The reason why we ask these two questions first is because if you're only looking for about $ 25,000 dollars in coverage, and you're over the age of 45, there's a really good chance that you might be eligible for what is called a guaranteed issue life insurance policy that would allow you to qualify for coverage without having to answer any medical questions or take a medical exam!
On the other hand, guaranteed issue life insurance carriers provide coverage without a medical exam or questionnaire.
Direct life insurance provides «guaranteed issue» without medical tests for people who can not obtain coverage due to health conditions.
While Guaranteed Insurability Option lets you acquire additional coverage without having to prove your insurability, Guaranteed Issue Right is a right that allows you to purchase insurance policies without having to take medical and / or physical examinations.
If you are overweight, smoke, have health issues, or have been turned down for life insurance, you may want to considered Senior Guaranteed Acceptance Life Insurance which may offer you up to $ 25,000 of coverage without any medical exam needed.
With Guaranteed Issue Whole Life Insurance, if you're aged 50 - 85, you can't be turned down for health reasons, you can apply for permanent life insurance without having to qualify for coverage based on your health.
Supporters of these mechanisms believe that a more robust system of State ‐ based risk pools could offer coverage to all medically uninsurable individuals, without the adverse market effects connected with a requirement that insurance companies accept all applicants (see Guaranteed Issue above).