We just need to ask some basic questions about your previous conditions and we'll help align you with the right
guaranteed issue insurance company.
Not exact matches
footnote † Product
guarantees are based on the claims - paying ability of the
insurance company that
issues the contract.
A contract's financial
guarantees are subject to the claims - paying ability of the
issuing insurance company.
Guarantees are based on the claims - paying ability of the
issuing insurance company.
Fixed
Insurance and Annuity product
guarantees are subject to the claims - paying ability of the
issuing company.
Annuities are
insurance contracts whose payments are
guaranteed by the
company issuing the contract.
Get an estimate for
guaranteed income payments you can receive through a fixed income annuity (
guarantees are subject to the claims - paying ability of the
issuing insurance company).
footnote * Product
guarantees are subject to the claims - paying ability of the
issuing insurance companies.
Fixed
Insurance and Annuity product
guarantees are subject to the claims ‐ paying ability of the
issuing company and are not offered by Retirement Wealth Advisors.
Guaranteed Acceptance Life
Insurance (GALI)(Policy Form NY - GIWL2112PMM) is a level premium, non-participating permanent life insurance policy and is issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111 - 0001, in
Insurance (GALI)(Policy Form NY - GIWL2112PMM) is a level premium, non-participating permanent life
insurance policy and is issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111 - 0001, in
insurance policy and is
issued by Massachusetts Mutual Life
Insurance Company (MassMutual), Springfield, MA 01111 - 0001, in
Insurance Company (MassMutual), Springfield, MA 01111 - 0001, in New York.
If it falls, you get a minimum return,
guaranteed by the
insurance company that
issued the product.
footnoteProduct
guarantees are subject to the claims - paying ability of the
issuing insurance company.
Principal and interest are
guaranteed by the financial strength of the
insurance company that
issues it.
An annuity is an
insurance contract, and the
issuing insurance company provides some type of
guarantee on your investment.
All
guarantees are based on the claims - paying ability of the
issuing insurance company.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate
insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations,
insurance contracts and new ship progress payment
guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation
issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the
Company with the Securities and Exchange Commission.
All contract
guarantees, including optional living and death benefit riders and annuity payout rates, are backed by the claims - paying ability and financial strength of
issuing insurance company.
They are not backed by the broker / dealer from which an annuity is purchased, by the
insurance agency where an annuity is purchased, or any affiliates to those entities, and none makes any representations or
guarantees regarding the claims - paying ability and financial strength of the
issuing insurance company.
All contract and rider
guarantees, including optional benefits and annuity payout rates, are subject to the claims paying ability and financial strength of the
issuing insurance company.
3 Product
guarantees are subject to the financial strength and claims - paying ability of the
issuing insurance company and are solely the responsibility of the
issuing insurance company.
MYGAs are
issued by
insurance companies instead of banks and typically offer higher
guaranteed interest rates, as well as the ability to be converted into a lifelong stream of income.
Brighthouse
Guaranteed Level Term is
issued by Brighthouse Life
Insurance Company on Policy Form 5E -23-12 and in New York only by Brighthouse Life
Insurance Company of NY on Policy Form 1E -23-12-NY.
The crediting / rate of growth of the contract is typically set annually by the insurnce
company issuing the contract and the contract is
guaranteed by the underlying
insurance company.
The
issuing insurance company guarantees, subject to the
insurance company's claims - paying ability, that upon your death it will pay your beneficiaries a preset amount that is typically free from income taxes.
(
Guarantees are based on the claims - paying ability of the
issuing insurance company.)
Guarantees are based on the claims paying ability of the
issuing insurance company.
Fixed
Insurance and Annuity Product
guarantees are subject to the claims - paying ability of the
issuing company.
1
Guarantees are subject to financial strength and claims - paying ability of the
issuing insurance company.
Fixed annuities are tax - deferred * retirement vehicles
issued by
insurance companies that grow at a
guaranteed rate and offer you the opportunity to turn some or all of your savings into
guaranteed income payments for life, or for a set period.
They are not backed by the broker / dealer from which this annuity is purchased, by the
insurance agency from which this annuity is purchased, or any affiliates of those entities, and none makes any representations or
guarantees regarding the claims - paying ability and financial strength of the
issuing insurance company.
footnote † Product
guarantees are based on the claims - paying ability of the
insurance company that
issues the contract.
The Vanguard Variable Annuity is
issued and
guaranteed by Transamerica Premier Life
Insurance Company and, in New York State only, by Transamerica Financial Life
Insurance Company.
All contract
guarantees are based on the claims - paying ability and financial strength of the
issuing insurance company.
The Brighthouse
Guaranteed Income BuilderSM is
issued by Brighthouse Life
Insurance Company on Policy Form 6 -1000-1 (05/14); 11225 North Community House Road, Charlotte, NC 28277.
*
Guarantees are backed by the claims - paying ability of the
issuing insurance company and do not apply to the principal amount or investment performance of a variable annuity's separate account or its underlying investments.
Fixed
Insurance and Annuity product
guarantees are subject to the claims ‐ paying ability of the
issuing company and are not offered by Retirement Wealth Advisors.
Variable annuities are long - term, tax - deferred investments
issued by
insurance companies that offer a unique combination of growth potential and
guarantees † designed to help you pursue your retirement and investing goals.
AIG is our favorite
company for
guaranteed issue whole life
insurance because they also offer the option of accelerating the death benefit if you become ill.
Guarantees provided are subject to the financial strength of the
issuing insurance company; not
guaranteed by any bank or the FDIC.
Of course, any
guarantees are contingent on the financial strength and claims - paying ability of the
issuing insurance company.
All
guarantees are based on the claims - paying ability of the
issuing life
insurance company.
• Earnings potential The
issuing insurance company may
guarantee a minimum growth rate on the cash value of the policy in some cases.
The Louisiana State and Adams County Industrial Revenue Bonds are backed by
Guaranteed Investment Contracts, or GICs,
issued by Executive Life
Insurance Company of California («Executive Life»).
All
guarantees and obligations are based solely on the claims - paying ability of the
issuing life
insurance company.
A portion of your premium will be applied to the policy's cash value and grow at a minimum rate
guaranteed by the
issuing insurance company.
Investments /
Insurance: Not FDIC Insured • Not Bank
Issued,
Guaranteed or Underwritten • May Lose Value The video commentaries presented on this page are provided for informational purposes only by USAA Asset Management
Company (AMCO) and / or USAA Investment Management
Company (IMCO), both registered investment advisers.
If a bond is insured that means that there is an
insurance company standing behind the offering that is
guaranteeing to repay investors their principal and interest in a timely manner should the
company, state or municipality
issuing the bond, default.
This is called «
guarantee issue» and means you are not subject to underwriting by
insurance companies.
When an
insurance company issues the SR22 auto
insurance policy, it provides a certificate which
guarantees the state's Department of Motor Vehicles that the insured has met the state's required minimums of liability coverage and that the DMV will be notified if there is any lapse in coverage.
Insurance companies have attempted to deal with these
issues by adding riders such as
guaranteed death benefit.