Sentences with phrase «guaranteed issue prices»

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Not exact matches

Global financial crisis: causes, consequences, cures Central bank responses to the crisis: issues of democratic accountability, QE and inflation, regulatory reform Fiscal policy responses to the crisis: issues of inflation, stimulus, debt sustainability Real estate prices and mortgage problems New directions in economics in light of the GFC Impacts of the GFC on the BRICS and the developing world Modern Money Theory, Functional Finance Job Guarantee / Employer of Last Resort Problems of Euroland,

My column this week on the positive aspects of the CRTC's usage based billing decision has generated some sharp disagreement, with some arguing that the pricing set by the Commission is faulty and virtually guaranteed to increase consumer prices (Search Engine covers the issue and arrives at the same conclusion, Peter Nowak does as well).

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

On the economic and business side, emphasis was put on the importance of being part of single European home market with access to over 250 million people for British business, industry, jobs, and future prosperity; greater bargaining strength in matters related to issues such as energy and trade negotiations; and the ability to take advantage of the Common Agricultural Policy with the price stability and guaranteed food supplies that it brought with it.

Royal Mail bosses today issued a warning that giving people more choice between delivery services was threatening the future of the universal service, which guarantees that letters can be delivered anywhere in the country for the same price.

Bear in mind that low prices are no guarantee of low running costs either: the supercharged lump guzzles fuel (you might just nip 30mpg on a motorway run), parts can be expensive and rust is a constant issue on Mercedes of this era.

Therefore, no matter what service is needed, from larger issues to minor or VIP program visits, Westbury Jeep VIP Auto Groups huge Service Center offer experience, courteous personalities, diligent hard work, Mopar factory parts guaranteed, and the best part of all these Jeep services Long Island Jeep Service customers adore, lower than competitor pricing every day!

Another critical issue is the delay, if you are following a person into a trade; there is no guarantee that you will get the same price as that person did.

There are other ways to «class» stocks, most of which have a similar tradeoff between earnings percentage and voting percentage (typically by balancing these two you normalize the price of stocks; if one stock had better dividends and more voting weight than another, the other stock would be near - worthless), but companies may create and issue «superstock» to controlling interests to guarantee both profits and control.

The guarantee results in a higher issue price and consequent lower yield.

We quietly bought as much as we could, after I read the prospectus, saw the protections (must issue preferred stock to redeem bonds if downgraded and stock price is below a certain price for so much time), and saw that Dominion guaranteed the debt.

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The elderly and ill, who would not otherwise be eligible for life insurance, or those with little savings can use guaranteed issue life insurance to pay for funeral costs, which can reach five - figure prices in many cases.

Price includes: a LIFETIME GUARANTEE that the puppy will be free of 17 genetic diseases / issues Labradors are prone to (including three heritable eye diseases and heart), as well as a separate guarantee on hips and an additional eye gGUARANTEE that the puppy will be free of 17 genetic diseases / issues Labradors are prone to (including three heritable eye diseases and heart), as well as a separate guarantee on hips and an additional eye gguarantee on hips and an additional eye guaranteeguarantee.

The Best Price Guarantee will be suspended during times where the Hotel Name 1 Websites or certain prices are not available due to an outage, a technical issue or a circumstance beyond Hotel Name 1 \'s reasonable control.

IHG has altered the terms of its best rate guarantee (low price promise) to eliminate the free night that was once on offer in favor of issuing IHG Rewards points based on the room rate booked — chalk this up to another IHG devaluation.

True doing that would guarantee that Sony doesn't see any money go towards them, however there's still the issue of the odd price tag for the game.

The fixing of a maximum price in the case at hand, by limiting the ability of electricity providers to pass on the extra costs to final users, means that the supply obligation must be complied with by means of the electricity providers» own financial resources; by contrast, the national legislation at issue in Association Vent de Colère, by enabling the electricity distributors to cash in a tax imposed on the consumers, guaranteed that the additional costs resulting from an obligation to purchase wind - generated electricity would be offset.

Secondly, if you do truly need a guaranteed issue policy (which is very rare), Gerber Life charges less than half the price for the same thing!

The price will be higher than the other policy options, but if you are facing a major health crisis and you must get a life insurance policy in place, guaranteed issue life insurance could be your best option to get the coverage you need.

Guaranteed Issue Whole Life Insurance policies can be a good option for people over 75 who need a dependable policy at an affordable price.

That is why the prices are 15 - 50 % higher on guaranteed issue plans.

If you are relatively healthy though, employer sponsored plans tend to overcharge (because of the guaranteed issue component of the plan and there are unhealthy individuals who also got coverage for the same price).

There is no other guaranteed issue burial insurance plan from any other carrier that comes remotely close to the pricing of Gerber or Mutual of Omaha.

Answer: A life insurance contract issued for a maximum number of years where the premium, death benefit, and price you pay are guaranteed not to change.

Guaranteed issue life insruance from Gerber, AIG, or Mutual of Omaha is identical in every to Metlife's except for the price.

If you have a fully underwritten policy or have pre-existing conditions, you will pay a different price than if you purchase a guaranteed issue critical illness insurance policy.

Guaranteed issue life insurance is unique in that the premium rate stays the same at a fixed «unit price,» but the coverage amount differs:

The heart of PPACA consists of three provisions: guaranteed issue (insurers must offer coverage regardless of the applicant's health status or pre-existing conditions), community rating (insurers must offer policies within a given territory at the same price regardless of health status, age, gender, or other factors), and an individual mandate.

Many other companies like Gerber, Assurity, and Mutual of Omaha offer equal or better quality guaranteed issue and final expense products at prices that are up 33 % less than Colonial Penn..

Both companies charge almost the exact same price for their guaranteed issue final expense insurance.

The price on a guaranteed issue policy is absolutely going to be higher compared to a policy that does have health questions.

Given the underwriting, pricing, and customer satisfaction issues; it would be in the customer's best interest to consider all options before deciding on purchasing Colonial Penn's guaranteed issue life insurance product.

There are many other life insurance companies that offer the same guaranteed issue life insurance for a lower monthly price.

They have a guaranteed issue policy that is priced extremely well.

They have an excellent priced guaranteed issue plan.

So... if you do use tobacco or nicotine, purchasing a guaranteed issue life insurance policy may be pretty good deal for you price wise.

Their prices are far higher than most other guaranteed issue burial insurance plans.

Second, guaranteed issue life insurance policies can be pretty expensive when you compare the price you are paying vs the actual amount of coverage you are receiving.

So each person buying guaranteed issue life insurance needs to evaluate whether or not it is worth it given the price and restrictions.

The whole life, guaranteed issue, and graded benefit polices we offer are guaranteed to stay the same price for the rest of your life, and they do not expire at the age of 80.

We can simultaneously «shop» dozens of different life insurance companies simultaneously so that «hopefully» we can find that «one» insurance company that will meet all of your needs at an affordable price even if that policy ends up being a guaranteed issue life insurance policy.

Two of the major problems of with guaranteed issue plans is their price and the coverage limits.

When it comes to price, guaranteed issue life insurance policies tend to be more expensive «dollar for dollar» than other more traditional types of life insurance policies.

Guaranteed issue life insurance plans make it quick and easy for seniors age 85 and under to get the life insurance protection they need at an affordable price without the hassles of traditional life insurance.

If you are thinking about purchasing a guaranteed issue life insurance policy, in addition to other things including price, you should definitely compare the different «graded death benefit» clauses that are out there so that you're fully aware of what you're actually purchasing.

Posted in AARP, guaranteed issue life insurance, Independent agent, insurance, life insurance, New York Life, no exam Tagged AARP, final expense life insurance, grotesquely overpriced, guaranteed issue life insurance, insurance, life insurance, New York Life, no exam, no exam simplified issue life insurance, over 60 life insurance, over priced, poorly underwritten, scare tactics, senior life insurance, under guaranteed 1 Response

It's important to understand that while guaranteed issue life insurance policies can be a great option for many, the «ease of qualifying» will come at a price.