Sentences with phrase «guaranteed lifetime income streams of»

Additionally, these unique, fully - insured plans can create guaranteed lifetime income streams of well over $ 100,000 per year.

Not exact matches

Fixed index annuities (FIAs) provide the ability to earn interest and create a stream of lifetime income through annuity options or, if offered, a guaranteed lifetime withdrawal benefit (GLWB) rider, while being protected from market loss.

FIAs offer the opportunity for growth and a steady, guaranteed lifetime income stream, while protecting the principal from the uncertainty of market volatility.

For these teachers, the current system produces a positive result, one in which they can retire in their mid-to-late 50s and feel secure knowing they have a steady stream of income, adjusted for inflation, guaranteed to last their entire lifetime.

Once simply viewed as a safe way to guarantee a lifetime stream of income, fixed annuities have emerged as a balanced instrument that offers the potential for wealth accumulation.

The result is that you have many products that are called annuities — all with at least the option to create a lifetime stream of income — with very different guarantees and value propositions.

ForeCertain is a single - premium income annuity, which in basic terms means it's a product that converts an amount of savings into a guaranteed income stream based on three things: when you want the income to start, how long you want it to last — for a set period, your lifetime, or a combination of the two — and if you want the income alone or jointly with another, typically a spouse.

We can see, therefore, that an annuity insures the annuitant against longevity risk, because of the guaranteed lifetime income stream.

A: A Fixed Index Annuity is an insurance product that offers a benefit that provides an opportunity to receive a steady, guaranteed lifetime income stream at a future date like retirement while protecting the principal from the uncertainty of market volatility.

They are lifetime streams of guaranteed, fixed income with added insulation against volatile market conditions.»

So now we have a guaranteed lifetime income stream, and the other 50 - 60 % cash which is freed up (because of the increased annuity cash flow) can be put into the market - and so what if you lose a little - vs the gains possible.

Those who want to divest a portion of their portfolio from the ups and downs of the overall markets are using guaranteed annuity income riders (with or without a bonus) as a simple, but effective means to create a future lifetime stream of income.

If you're really worried that you might run through your savings while you've still got a lot of living to do, you could also think about converting a portion of your nest egg to a guaranteed lifetime income stream via an immediate annuity or a longevity annuity.

You can invest a lump sum today, or contribute flexible premium payments over time, 1 to build a stream of guaranteed lifetime income that starts when you need it to — any date 1 up to 40 years 2 in the future.

These types of annuities will offer their holders a fixed income stream — and, for those who choose the lifetime income option, they can offer a guaranteed income for the remainder of the individual's life, no matter how long they live.

FIAs provide a dependable stream of guaranteed lifetime income to depend on as you age.

Income annuities are another way to guarantee a lifetime stream of income during your retirIncome annuities are another way to guarantee a lifetime stream of income during your retirincome during your retirement.

FIAs offer the opportunity for growth and a steady, guaranteed lifetime income stream, while protecting the principal from the uncertainty of market volatility.

FIAs offer the opportunity for tax - deferred growth based in part on changes in a market index, plus the option to convert your annuity into a steady, guaranteed, lifetime income stream, all while protecting your hard - earned principal from the uncertainty of market volatility.

Gone are the days of defined benefit plans (think old - school pension plans) that provided a guaranteed stream of lifetime income.

This brings us to a downside of managed payout funds: they don't provide a guaranteed lifetime stream of income.

Annuities can help address this uncertainty by generating a stream of guaranteed lifetime income so you can meet your retirement goals and cover your expenses — no matter the market conditions.

Income annuities provide a guaranteed lifetime stream of income during your retirIncome annuities provide a guaranteed lifetime stream of income during your retirincome during your retirement.

One of the most appealing benefits of an annuity is the option for a guaranteed lifetime income stream.

These tools provide a stream of guaranteed lifetime income payments for later in retirement, no matter what happens with the rest of your savings during the coming years.

Portfolio Strategies A Pseudo-Life Annuity: Guaranteed Annual Income for 35 Years Investors can virtually guarantee a lifetime stream of income for their retirement years by creating a ladder of zero - coupon Treasury Income for 35 Years Investors can virtually guarantee a lifetime stream of income for their retirement years by creating a ladder of zero - coupon Treasury income for their retirement years by creating a ladder of zero - coupon Treasury bonds.

This is because an annuity can provide a guaranteed stream of ongoing, lifetime income for as long as a person lives.

One reason for this is because annuities can provide the ability to obtain a guaranteed lifetime income stream — regardless of how long a person lives.

Policyholders retain full control of the assets covered by the guarantee; however, the contract establishes a guaranteed stream of lifetime income if the value of the covered account is depleted through withdrawals or poor market performance.

An income annuity allows you to convert part of your retirement funds into a stream of guaranteed lifetime income payments using a single lump - sum of money called a «premium,» or through flexible premium payments over time, depending on the type of product selected.

This could be less than half of what you expected if you annuitize an annuity (trade the market value for a stream of guaranteed lifetime income).

However, having an annuity can help to alleviate this concern by providing a guaranteed stream of lifetime income for as long as it is needed.

Fixed annuities from Protective earn a guaranteed interest rate for a set period of time and can be structured to provide a stream of retirement income for a lifetime.

You can invest a lump sum today, or contribute flexible premium payments over time, 2 to build a stream of guaranteed lifetime income that starts when you need it to — any date 2 to 40 years 3 in the future.

The Guaranteed Lifetime Income Annuity II can provide you with a steady income stream that will last the rest of yourIncome Annuity II can provide you with a steady income stream that will last the rest of yourincome stream that will last the rest of your life.

An income annuity allows you to convert part of your retirement funds into a stream of guaranteed lifetime income payments using a single lump - sum of money called a «premium,» or through flexible premium payments over time, depending on the type of product selected.

This is because an annuity can provide a guaranteed stream of ongoing, lifetime income for as long as a person lives.

This product guarantees a stream of income, derived from an initial lump sum payment, for as many years as you like, up to a lifetime of benefits.

With an annuity, a guaranteed, set income can be received — and, if the annuity holder opts for the lifetime income option, they can literally receive an income stream that will last for the remainder of their lifetime, regardless of how long that may be.