Future Generali Life Insurance's Assured Money Back Plan is a limited premium payment plan that offers
guaranteed maturity benefits as well as money back, in addition to life cover.
Offers fixed benefits: a.) Fixed money back during the last five years of the plan b.) Fixed loyalty additions of 3 % of base sum assured accruing each year c.)
Guaranteed maturity benefit as total accrued fixed loyalty addition
On maturity,
Guaranteed Maturity Benefit as a % of basic SA depending on the entry age and policy term is paid to the policyholder
Guaranteed Maturity Benefit as a percentage of basic sum assured is payable at policy maturity.
Not exact matches
This Non
guaranteed benefit (
as percentage of Sum Assured on
Maturity) is paid out as a cash bonus every year starting from the 6th Policy year, until maturity or death, whichever is
Maturity) is paid out
as a cash bonus every year starting from the 6th Policy year, until
maturity or death, whichever is
maturity or death, whichever is earlier.
On
Maturity you will receive the Sum Assured plus
guaranteed additions
as benefits.
You get 270 % of «Sum Assured on
Maturity» for Super 6 option and 396 % of «Sum Assured on
Maturity» for Super 10 option
as total
guaranteed benefits.
As maturity benefit, a person will receive the fund value as on date (including guaranteed loyalty additions) or guaranteed maturity benefit of 101 % of the total premiums paid, whichever is highe
As maturity benefit, a person will receive the fund value
as on date (including guaranteed loyalty additions) or guaranteed maturity benefit of 101 % of the total premiums paid, whichever is highe
as on date (including
guaranteed loyalty additions) or
guaranteed maturity benefit of 101 % of the total premiums paid, whichever is higher.
On
maturity, a Guaranteed Maturity Benefit is paid expressed as the Single Premium multiplied by the Guaranteed Maturity Factor where the factor depends on the age of the policyholder, amount of premium and the plan tenure
maturity, a
Guaranteed Maturity Benefit is paid expressed as the Single Premium multiplied by the Guaranteed Maturity Factor where the factor depends on the age of the policyholder, amount of premium and the plan tenure
Maturity Benefit is paid expressed
as the Single Premium multiplied by the
Guaranteed Maturity Factor where the factor depends on the age of the policyholder, amount of premium and the plan tenure
Maturity Factor where the factor depends on the age of the policyholder, amount of premium and the plan tenure chosen.
Money back
benefits —
Guaranteed money back
benefits as a percentage of Sum Assured or Paid up will be paid at the end of every 5 policy years till
maturity.
Under the added paid - up options the policyholders are allowed to get their paid - up additions using their bonuses which would accumulate in their plan making this plan an additional
guaranteed assured - sum which is paid
as maturity or death
benefits.
The
Guaranteed Death
Benefit is defined
as higher of 11 times the annual premium or 105 % of the total premiums paid till the date of death or the
Guaranteed Maturity Sum Assured chosen at the time of inception of the plan.
Maturity Benefit —
Maturity Benefit is available to the life assured
as Guaranteed Maturity Benefit + Vested Reversionary Bonuses and Terminal Bonus (if any).
When the policy matures, the policyholder receives the Fund Value plus
Guaranteed Loyalty Additions
as Maturity Benefit.
On
maturity, the Guaranteed Maturity Benefit along with the Guaranteed Additions, vested bonus, interim bonus and any Terminal Bonus is payable can be availed as cash installments in three
maturity, the
Guaranteed Maturity Benefit along with the Guaranteed Additions, vested bonus, interim bonus and any Terminal Bonus is payable can be availed as cash installments in three
Maturity Benefit along with the
Guaranteed Additions, vested bonus, interim bonus and any Terminal Bonus is payable can be availed
as cash installments in three options
In a whole life policy,
as long
as every premium payment is made, the death
benefit is
guaranteed to the
maturity date in the policy, usually age 95, or to age 121.
Maturity Benefit - If the policyholder survives the entire tenure of the policy, then a maturity benefit as the sum of the guaranteed maturity benefit + vested bonus + interim bonus is paid after the completion of the policy
Maturity Benefit - If the policyholder survives the entire tenure of the policy, then a maturity benefit as the sum of the guaranteed maturity benefit + vested bonus + interim bonus is paid after the completion of the policy
Benefit - If the policyholder survives the entire tenure of the policy, then a
maturity benefit as the sum of the guaranteed maturity benefit + vested bonus + interim bonus is paid after the completion of the policy
maturity benefit as the sum of the guaranteed maturity benefit + vested bonus + interim bonus is paid after the completion of the policy
benefit as the sum of the
guaranteed maturity benefit + vested bonus + interim bonus is paid after the completion of the policy
maturity benefit + vested bonus + interim bonus is paid after the completion of the policy
benefit + vested bonus + interim bonus is paid after the completion of the policy tenure.
The
Guaranteed Staggered Payouts are paid
as they accrue and on
maturity the
maturity benefit is paid
^ On survival, at the end of the policy term, receive lumpsum
benefit as aggregate of: i) Sum Assured of
Maturity ii) Accrued
Guaranteed Additions.
A money back policy offers the same
maturity benefits as guaranteed survival
benefits that are paid evenly during the policy term.
As maturity benefit, you get Guaranteed Maturity Sum Assured + accumulated Bonus + Termina
maturity benefit, you get
Guaranteed Maturity Sum Assured + accumulated Bonus + Termina
Maturity Sum Assured + accumulated Bonus + Terminal Bonus.
Guaranteed Death
Benefit + Accrued Paid - up Additions (if any) + Terminal Bonus (if any) Here, the
Guaranteed Death
Benefit is computed
as the highest of 11 times the Annualised Premium or 105 % of all premiums paid by the Policyholder
as on the date of death of the Life Insured or
Guaranteed Maturity Sum Assured chosen by the Policyholder at the time of taking the policy.
As per the Insurance regulatory and Development Authority of India (IRDAI), the insurance providers are bound to provide a no - zero return on all premiums or
guaranteed maturity benefits attached with pension plans.
Your beneficiary will receive
Guaranteed Monthly Income
Benefit &
Maturity Benefit (including bonuses)
as and when due.
f insured is struck by total and permanent disablement due to an accident or illness, he or she may get future premiums payable waived off, additional monthly income of 1 % of
Guaranteed Sum Aassured till the end of premium payment term, income
benefits as per schedule and
maturity benefits on
maturity.
Maturity Benefit — If the Life Insured survives the maturity of the Policy with all premiums paid, they receive a Guaranteed Payout as a percentage of the Sum promised during the Maturity Payout Period, and 100 % of the Sum which is certain to be paid on maturity, is paid at the end of the 20
Maturity Benefit — If the Life Insured survives the
maturity of the Policy with all premiums paid, they receive a Guaranteed Payout as a percentage of the Sum promised during the Maturity Payout Period, and 100 % of the Sum which is certain to be paid on maturity, is paid at the end of the 20
maturity of the Policy with all premiums paid, they receive a
Guaranteed Payout
as a percentage of the Sum promised during the
Maturity Payout Period, and 100 % of the Sum which is certain to be paid on maturity, is paid at the end of the 20
Maturity Payout Period, and 100 % of the Sum which is certain to be paid on
maturity, is paid at the end of the 20
maturity, is paid at the end of the 20th year.
An individual between 18 - 50 years can start the policy with minimum Rs 1 lakh
as guaranteed maturity benefit.
If you invest Rs. 1 lakh
as annual premium under LIC's Bima Account 2 plan, after 10 years your
guaranteed maturity benefit arrives at Rs. 12,63,911 (net returns = Rs. 2,63,911).
Aviva Young Scholar Advantage Plan — Apart from the regular tax
benefits guaranteed under Section 80c, this unit - linked child plan pays out both
guaranteed death
benefits as well
as maturity benefits.
You will receive the Sum Assured chosen by you and the accumulated
Guaranteed Additions
as maturity benefit on the
maturity date, provided all due premiums have been paid.
People who are looking for safe
guaranteed returns can use this tax
benefit to further increase their money
as they will now also save on tax in addition to getting the survival
benefits, sum assured on
maturity as well the bonus from the insurance company.
The insured is paid the sum assured
as chosen by him along with the Accumulated
Guaranteed Additions
as the
maturity benefit, given that no claims have been done yet.
Option 1 — if Krishna dies during the plan term, higher of the
guaranteed maturity Sum Assured or 11 times the annual premium or 105 % of premiums paid is paid
as guaranteed death
benefit.
Money back policy offers
guaranteed returns with
maturity benefits and bonuses timely at fixed intervals such
as 4th, 8th, 12th year and at the
maturity of the policy.
Sum Assured on Death, which is calculated
as the higher of Sum Assured or the
Guaranteed Maturity Benefit, subject to the guaranteed death benefit of 105 % of the total premiums paid till the dat
Guaranteed Maturity Benefit, subject to the guaranteed death benefit of 105 % of the total premiums paid till the date o
Benefit, subject to the
guaranteed death benefit of 105 % of the total premiums paid till the dat
guaranteed death
benefit of 105 % of the total premiums paid till the date o
benefit of 105 % of the total premiums paid till the date of death
Bharti AXA Life Secure Income Plan: It provides «
Guaranteed Monthly Income» and Sum «Assured plus
Guaranteed» additions
as maturity benefit.
* Death Sum Assured = 10 times of the Annualized Premium (excluding extra premium, GST and loading for modal factors, if any) or 105 % of all the premiums paid (excluding GST and extra premium, if any)
as on the date of death of the Life Assured or
Guaranteed Maturity Benefit (For 10 years premium payment term = 10 X Annualized Premium # and for 15 years premium payment term = 15 X Annualized Premium #) or Absolute amount assured to be paid on death (for 10 years premium payment term = 11 X annualized premium rounded up to next Rs. 1000 and for 15 years premium payment term = 16 X annualized premium rounded up to next Rs. 1000), whichever is the highest.
At the time of
maturity, the fund value including
guaranteed additions shall be paid
as the
maturity benefit
The plan offers
guaranteed 115 % of the sum assured
as maturity / death
benefit which is payable under the policy
benefits.
Terminal Bonus: If the policy has completed 10 policy years and all due premiums have been paid, the Company will pay a Terminal Bonus,
as a percentage of the
Guaranteed Maturity Benefit.
Maturity Benefit as Guaranteed Maturity Benefit is payable depends on the payout option chosen.
Compound Reversionary Bonus: It is a regular bonus rate expressed
as a percentage of the
Guaranteed Maturity Benefit.
On completion of the policy term you will get a
guaranteed payout along with applicable bonuses
as the
Maturity Benefit.
As the policyholder attains the age of 75 years or on the policy anniversary (whichever happens later), the following
benefit shall be paid:
Guaranteed Maturity Sum Assured + Accrued Paid - up Additions (if any) + Terminal Bonus (if any) where Guaranteed Maturity Sum Assured is the total guaranteed sum to be received at the end of the policy term Accrued paid - up additions are any additional coverage provided by the company (if applicable) Terminal bonus is the bonus to be received at the end of the policy term (if a
Guaranteed Maturity Sum Assured + Accrued Paid - up Additions (if any) + Terminal Bonus (if any) where
Guaranteed Maturity Sum Assured is the total guaranteed sum to be received at the end of the policy term Accrued paid - up additions are any additional coverage provided by the company (if applicable) Terminal bonus is the bonus to be received at the end of the policy term (if a
Guaranteed Maturity Sum Assured is the total
guaranteed sum to be received at the end of the policy term Accrued paid - up additions are any additional coverage provided by the company (if applicable) Terminal bonus is the bonus to be received at the end of the policy term (if a
guaranteed sum to be received at the end of the policy term Accrued paid - up additions are any additional coverage provided by the company (if applicable) Terminal bonus is the bonus to be received at the end of the policy term (if applicable)
Maturity Benefit — On survival till the end of the policy tenure, the policyholder gets last
Guaranteed Base Income Payout + Accrued Reversionary Bonus + Interim Bonus (if any) + Terminal Bonus (if any)
as Maturity Benefit and the policy terminates.
However, for Endowment Plans, being Traditional in nature, the risk of investment lies with the insurer and the policyholder is provided a
Guaranteed Return at the end of the Policy Tenure
as Maturity Benefit.
3 types of
Guaranteed payouts options a) Monthly Income (
as opted) b) Annual Income - 5 times of monthly income at the end of each policy year of payout period, c) 40 times / 70 times of monthly income
as Guaranteed Maturity Benefit.
Under this
benefit, fixed
guaranteed additions declared
as percentage of sum assured would get added every year to policy after completion of premium term until
maturity of policy.
On survival of the life assured till completion of the premium paying term,
Guaranteed Cash
Benefit as 1 % & 11.5 % of Guaranteed Maturity Benefit for monthly & Annually cash benefit mode, respec
Benefit as 1 % & 11.5 % of
Guaranteed Maturity Benefit for monthly & Annually cash benefit mode, respec
Benefit for monthly & Annually cash
benefit mode, respec
benefit mode, respectively.
the Vesting
Benefit = Sum Assured +
Guaranteed Additions + Vesting Additions is paid to the policyholder
as Maturity Benefit.