Sentences with phrase «guaranteed minimum interest rate»

Fixed annuity contracts are issued with guaranteed minimum interest rates.
The insurance company also guarantees a minimum interest rate in fixed indexed annuities.
Many companies also guarantee minimum interest rates within their life insurance cash value policies that guarantee you will lose no money, regardless of the current interest rate or what the stock market does.
After that, the interest rate is guaranteed to never fall below the contract's declared guaranteed minimum interest rate.
Choose the security of guaranteed minimum interest rates or link your policy's growth to the equity markets
Current Assumption Life insurance policies that provide for contractually guaranteed minimum interest rates and maximum costs of insurance while at the same time offering the potential for higher non guaranteed policy credits and lower non guaranteed costs of insurance and other expenses.
‡ The fixed account guaranteed minimum interest rate will be declared each calendar year and will fall between 1 % -3 %.
Life insurance policies that provide for contractually guaranteed minimum interest rates and maximum costs of insurance while at the same time offering the potential for higher non guaranteed policy credits and lower non guaranteed costs of insurance and other expenses.
Fixed deferred annuities also provide you with a guaranteed minimum interest rate, regardless of market conditions.
A fixed index annuity (known for its tax - deferred benefits) is a contract between you and an insurance company that provides a guaranteed minimum interest rate, tax - deferred growth, and guaranteed payments through annuitization in retirement.
The guaranteed minimum interest rate (GMIR) will fall between 1 % -3 % and is guaranteed for the duration of the Indexed Option Period.
All LBL annuities are traditional fixed annuities, which have a guaranteed minimum interest rate.
Also not illustrated here but potentially applicable is a floor for the surrender value of the premium accumulated at the guaranteed minimum interest rate in the contract.
The annuities also provide a guaranteed minimum interest rate and don't respond to the market; making them the guaranteed portion of your retirement portfolio.
It can provide a guaranteed minimum interest rate with no taxes due on any earnings until they are withdrawn from the account.
A retirement vehicle that offers a guaranteed minimum interest rate and the ability to begin taking withdrawals at any time.
87.5 % of premium accumulated at the contract's guaranteed minimum interest rate (Guaranteed Minimum Value).
90 % of premium, adjusted for withdrawals, accumulated at the contract's guaranteed minimum interest rate
Fixed annuities feature a guaranteed minimum interest rate.
After the initial rate guarantee period, your rate may be adjusted each year but may never fall below the guaranteed minimum interest rate at the time of issue.
The guaranteed minimum interest rate is 2 % annually.
However, the guaranteed minimum interest rate is typically lower than that of a traditional universal life insurance policy and the insurer can cap your participation rate.
§ The guaranteed minimum interest rate will be declared each calendar year and will fall between 1 % -3 %.
A renewal rate will be credited annually after that and will never be less than the guaranteed minimum interest rate.
Once a contract is issued, the guaranteed minimum interest rate will not change.
Indexed annuities may offer a guaranteed minimum interest rate.
In weighing the arguments presented by the various parties as to whether the charges should be heard in a full trial, the court notes that the «contract certainly was an asset of the plan,» but just as important is whether the contract was a guaranteed minimum interest rate rider as well.
Fixed deferred annuities also provide you with a guaranteed minimum interest rate, regardless of market conditions.
A fixed index annuity (known for its tax - deferred benefits) is a contract between you and an insurance company that provides a guaranteed minimum interest rate, tax - deferred growth, and guaranteed payments through annuitization in retirement.
You will be safe with a guaranteed minimum interest rate.
With not only a guaranteed minimum interest rate, you'll also enjoy the potential for additional growth through dividends, when they're offered.
The policy is tied to a guaranteed minimum interest rate, which acts as a protection against market loss.
All LBL annuities are traditional fixed annuities, which have a guaranteed minimum interest rate.
Find out if the policy offers a guaranteed minimum interest rate.
You also get a guaranteed minimum interest rate, which means while you are taking advantage of the market going up, you will never suffer losses due to the market going down.
After the initial rate guarantee period, your rate may be adjusted each year but may never fall below the guaranteed minimum interest rate at the time of issue.
Indexed annuities may offer a guaranteed minimum interest rate.
This annuity type often provides a guaranteed minimum interest rate.
The Guaranteed Minimum Interest Rate (GMIR) is 0.05 % (except in New York where it is 1 %).
The Guaranteed Minimum Interest Rate (GMIR) is 1 %.
Fixed annuities offer a guaranteed minimum interest rate; generally first year interest rate enhancement, with future rate adjustments.
Fixed deferred annuities also provide you with a guaranteed minimum interest rate, regardless of market conditions.
A renewal rate will be credited annually after that and will never be less than the guaranteed minimum interest rate.
The Guaranteed Minimum Interest Rate (GMIR) is 0.05 %, except in NY, where it is 1 %.
The guaranteed minimum interest rate (GMIR) is 0.05 % in all states except for New York, where it is 1 %.
When the market falls, the policy still earns a guaranteed minimum interest rate and the death benefit remains intact.
Ask your agent (or any agent) for an «in force ledger» based on current mortality charges and guaranteed minimum interest rates.
At the end of that period, the interest rate is reset, but will not be lower than a guaranteed minimum interest rate established at issue.
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